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Choosing an auto insurance company is sometimes difficult: rates vary based on your driving history, age, and location, and companies offer an array of perks. Farm Bureau Mutual and Erie are two of the top insurers, providing competitively priced policies in most states.
To help simplify the process of comparing insurance companies, we've gathered average policy rates from Erie and Farm Bureau Mutual. These cover a variety of rating factors, including credit rating, driving behavior, and age. Check out the below rates and find the right policy for you.
If you have extremely bad credit, Farm Bureau Mutual could be preferable to Farm Bureau Mutual. On average, Farm Bureau Mutual offers more affordable rates than Erie for drivers with credit scores of lower than 580. Drivers with extraordinary credit — a score of 800 or better — should favor View common insurance rates by credit level for Erie and Farm Bureau Mutual:
|Credit level||Farm Bureau Mutual avg. annual premium||Erie avg. annual premium|
|Very Poor (300-579)||$1,780||$2,402|
|Very Good (740-799)||$932||$743|
If you are dealing with an at-fault accident, speeding violation, reckless driving violation, or DWI on your record, Erie could be a better choice than Farm Bureau Mutual. Every insurance company enacts rate penalties differently, so don't be afraid to shop around to find out which insurer is best for you.
|Violation||Farm Bureau Mutual avg. annual premium||Erie avg. annual premium|
|At-fault accident (damage < $1,000)||$1,224||$893|
|At-fault accident (damage > $1,000)||$1,294||$772|
Car insurance companies use a driver's age to indicate risk, pricing policies accordingly. An auto insurance policy is often most expensive for beginning and young drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Since every insurance company prices age brackets uniquely, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Erie over Farm Bureau Mutual: the former's average annual rates are $529 less than the latter's..
|Age||Farm Bureau Mutual avg. annual premium||Erie avg. annual premium|
Aside from finances, Farm Bureau Mutual and Erie each come with pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Be sure to weigh these elements before deciding.
|Discount Comparison||Farm Bureau Mutual||Erie|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Farm Bureau Mutual||Erie|
|JD Power Rankings||Not Rated|
|Other Products||Farm Bureau Mutual||Erie|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Farm Bureau Mutual||Erie|
|About||Farm Bureau Mutual of Iowa focuses on building trusted relationships and helping you protect what matters most, so they can help you find the right products at the right time as you work to achieve your goals.||Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.|
|Roadside Assistance||Farm Bureau Mutual offers 24/7 roadside assistance to members at no added expense. The company's Emergency Roadside Assistance coverage includes up to $100 for emergency service nationwide.||Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.|
|Additional Discounts||None Available||Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.|
|Recent Questions||Will Erie reinstate my policy after non-payment?|
It's very likely they will reinstate your policy if you pay the amount past due and any potential fees associated with the cancellation. Because each company has their own administrative rules regarding reinstatement, it's very likely for you to be able to get your policy active again.I was injured in a car accident two months ago, can I still file a claim?
The statute of limitations for filing a bodily injury claim in North Carolina is 3 years. So you are still within your legal time frame to file a claim even though your car's claim was completed.How long can an insurance company wait to pay out your claim?
Virginia law does not specify an actual time frame for a claim payout but simply requires that insurance companies pay claims in a reasonable time. Most insurance companies want to close claims as quickly as possible, however, so you may want to contact that company directly to ask if they have an estimated date of the payout.If the person who damaged my vehicle is paying for the repair out of pocket, will the claim show up anywhere on my record?
Unless you notified an insurance company to file a claim or a police officer wrote an incident report of the damage, the repair will not be documented on your driving record or claims history. Insurance companies verify your driving history by looking at your Motor Vehicle Report (MVR) and CLUE report.See More Questions
|Compare More||Farm Bureau Mutual vs. 21st Century Farm Bureau Mutual vs. Allied Farm Bureau Mutual vs. Allstate Farm Bureau Mutual vs. American Family Farm Bureau Mutual vs. Amica Mutual Insurance Farm Bureau Mutual vs. Auto Club (AAA) Farm Bureau Mutual vs. Farmers Farm Bureau Mutual vs. GEICO Farm Bureau Mutual vs. Infinity Farm Bureau Mutual vs. Liberty Mutual Farm Bureau Mutual vs. Mercury Farm Bureau Mutual vs. MetLife Farm Bureau Mutual vs. Nationwide Farm Bureau Mutual vs. North Star Mutual Farm Bureau Mutual vs. Progressive Farm Bureau Mutual vs. Safe Auto Farm Bureau Mutual vs. Safeco Farm Bureau Mutual vs. State Farm||Erie vs. 21st Century Erie vs. Allied Erie vs. Allstate Erie vs. American Family Erie vs. Amica Mutual Insurance Erie vs. Auto Club (AAA) Erie vs. Esurance Erie vs. Farmers Erie vs. Foremost Erie vs. GEICO Erie vs. Infinity Erie vs. Liberty Mutual Erie vs. Mercury Erie vs. MetLife Erie vs. Nationwide Erie vs. North Star Mutual Erie vs. Progressive Erie vs. Safe Auto Erie vs. Safeco Erie vs. State Farm Erie vs. The General Erie vs. The Hartford Erie vs. Titan Erie vs. Travelers Erie vs. USAA|
|States Offered||Arizona Iowa Kansas Minnesota Nebraska New Mexico South Dakota Utah||Illinois Indiana Kentucky Maryland New York North Carolina Ohio Pennsylvania Tennessee Virginia|
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