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Choosing a car insurer can be difficult: companies' rates may vary based on your location, vehicle, and driving record, and companies offer an array of discounts. Farm Bureau Mutual and MetLife are two of America's most popular insurance companies, providing affordable coverage across many states.
In an effort to simplify the process of comparing insurance companies, we've gathered average policy prices from MetLife and Farm Bureau Mutual. The below rates cover an array of pricing factors, including credit history, driving infractions, and age. Take a look at these rates and find the perfect policy for you.
If you have extremely bad credit, Farm Bureau Mutual could be preferable to Farm Bureau Mutual. On average, Farm Bureau Mutual offers more affordable prices than MetLife for drivers with credit scores of lower than 580. Drivers with exceptional credit — a score of 800-plus — should lean toward Farm Bureau Mutual, which typically beats MetLife by $430 per year. Check out typical insurance rates by credit tier for MetLife and Farm Bureau Mutual below.
|Credit level||Farm Bureau Mutual avg. annual premium||MetLife avg. annual premium|
|Very Poor (300-579)||$1,780||$3,495|
|Very Good (740-799)||$932||$1,517|
If you are saddled with an at-fault collision, ticket, reckless driving citation, or DUI on your résumé, Farm Bureau Mutual could be a better choice than MetLife. Every insurance company will handle driving offenses differently, so it's worth comparing quotes to figure out which insurer is best for you.
|Infraction||Farm Bureau Mutual avg. annual premium||MetLife avg. annual premium|
|At-fault accident (damage < $1,000)||$1,224||$2,598|
|At-fault accident (damage > $1,000)||$1,294||$1,679|
Insurance companies rely on a driver's age as an estimator of risk, assigning rates accordingly. Auto insurance is commonly priciest for young drivers — thanks to their inexperience — and most affordable for older drivers. Because every car insurance company rates age tiers uniquely, it's smart to shop around and find the perfect policy for you.
As a general rule, teen drivers should choose Farm Bureau Mutual over MetLife: Farm Bureau Mutual offers average yearly savings of $3,667 versusMetLife.
|Age||Farm Bureau Mutual avg. annual premium||MetLife avg. annual premium|
Cost aside, Farm Bureau Mutual and MetLife come with pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to shop around before settling on an option.
|Discount Comparison||Farm Bureau Mutual||MetLife|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Farm Bureau Mutual||MetLife|
|JD Power Rankings||Not Rated|
|Other Products||Farm Bureau Mutual||MetLife|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Farm Bureau Mutual||MetLife|
|About||Farm Bureau Mutual of Iowa focuses on building trusted relationships and helping you protect what matters most, so they can help you find the right products at the right time as you work to achieve your goals.||MetLife Auto & Home MyDirect’s 100% digital experience lets you easily buy and manage your policy all online – without ever speaking to an agent over the phone. It’s the first of its kind and backed by the experience of MetLife Auto & Home.|
|Roadside Assistance||Farm Bureau Mutual offers 24/7 roadside assistance to members at no added expense. The company's Emergency Roadside Assistance coverage includes up to $100 for emergency service nationwide.||MetLife offers optional Towing & Labor Coverage to help reimburse you for towing and other roadside-assistance expenses.|
|Additional Discounts||None Available||MetLife offers additional savings through a Deductible Savings Benefit (available in select states), which enables you to earn $50 every year you don't make a claim, up to a maximum of $250 that may be used toward your deductible, if you have a covered loss.|
|Recent Questions||Whose insurance pays for an accident after running a stop sign?|
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|Compare More||Farm Bureau Mutual vs. 21st Century Farm Bureau Mutual vs. Allied Farm Bureau Mutual vs. Allstate Farm Bureau Mutual vs. American Family Farm Bureau Mutual vs. Amica Mutual Insurance Farm Bureau Mutual vs. Auto Club (AAA) Farm Bureau Mutual vs. Erie Farm Bureau Mutual vs. Farmers Farm Bureau Mutual vs. GEICO Farm Bureau Mutual vs. Infinity Farm Bureau Mutual vs. Liberty Mutual Farm Bureau Mutual vs. Mercury Farm Bureau Mutual vs. Nationwide Farm Bureau Mutual vs. North Star Mutual Farm Bureau Mutual vs. Progressive Farm Bureau Mutual vs. SAFECO Farm Bureau Mutual vs. Safe Auto Farm Bureau Mutual vs. State Farm||MetLife vs. 21st Century MetLife vs. Allied MetLife vs. Allstate MetLife vs. American Family MetLife vs. Amica Mutual Insurance MetLife vs. Auto Club (AAA) MetLife vs. Erie MetLife vs. Esurance MetLife vs. Farmers MetLife vs. Foremost MetLife vs. GEICO MetLife vs. Infinity MetLife vs. Liberty Mutual MetLife vs. Mercury MetLife vs. Nationwide MetLife vs. North Star Mutual MetLife vs. Progressive MetLife vs. SAFECO MetLife vs. Safe Auto MetLife vs. State Farm MetLife vs. The General MetLife vs. The Hartford MetLife vs. Titan MetLife vs. Travelers MetLife vs. USAA|
|States Offered||Arizona Iowa Kansas Minnesota Nebraska New Mexico South Dakota Utah||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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