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Deciding on a car insurance company is difficult: the rates each insurer offers can vary widely based on your driving record, location, and age, and every company's discounts vary. Farm Bureau Mutual and Nationwide are two of the most popular insurers, offering affordable insurance policies across most of America.
To help simplify the process of comparing insurance companies, we've gathered typical policy prices from Nationwide and Farm Bureau Mutual. These cover a variety of rating factors, including credit rating, driving behavior, and demographics. Compare rates and find the perfect policy for you.
If you have very bad credit, Nationwide could be a better option for you. On average, Nationwide offers cheaper rates than Farm Bureau Mutual for drivers with credit scores of 579 or less. Drivers with exceptional credit — a score of 800-plus — should opt for Farm Bureau Mutual, which typically beats Nationwide by $174 per year. Check out common insurance costs by credit score for Nationwide and Farm Bureau Mutual below.
|Credit level||Farm Bureau Mutual avg. annual premium||Nationwide avg. annual premium|
|Very Poor (300-579)||$1,780||$1,593|
|Very Good (740-799)||$932||$1,109|
If you're carrying an at-fault collision, speeding ticket, reckless driving citation, or DUI on your driving record, Farm Bureau Mutual could be a better choice than Nationwide. Every insurance company will handle driving offenses differently, so it's worth comparing quotes to figure out which insurer is best for you.
|Infraction||Farm Bureau Mutual avg. annual premium||Nationwide avg. annual premium|
|At-fault accident (damage < $1,000)||$1,224||$1,836|
|At-fault accident (damage > $1,000)||$1,294||$1,475|
Insurance companies rely on a driver's age to outline risk potential, pricing policies on a sliding scale. An insurance policy is usually priciest for teen drivers — due to their increased odds of being involved in an accident — and relatively affordable for older drivers. Because each insurance company evaluates age tiers differently, it's a smart move to shop around.
As a general rule, teen drivers should choose Farm Bureau Mutual over Nationwide: Farm Bureau Mutual offers average yearly savings of $857, compared to Nationwide.
|Age||Farm Bureau Mutual avg. annual premium||Nationwide avg. annual premium|
Aside from finances, Farm Bureau Mutual and Nationwide each have pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Farm Bureau Mutual||Nationwide|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Farm Bureau Mutual||Nationwide|
|JD Power Rankings||Not Rated|
|Other Products||Farm Bureau Mutual||Nationwide|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Farm Bureau Mutual||Nationwide|
|About||Farm Bureau Mutual of Iowa focuses on building trusted relationships and helping you protect what matters most, so they can help you find the right products at the right time as you work to achieve your goals.||Nationwide demonstrates customer appreciation and respect through dedicated, licensed professionals and superior claim service.|
|Roadside Assistance||Farm Bureau Mutual offers 24/7 roadside assistance to members at no added expense. The company's Emergency Roadside Assistance coverage includes up to $100 for emergency service nationwide.||Nationwide's Roadside Assistance is available in select states. Two levels of emergency Roadside Assistance coverage—Basic and Plus—are available. Nationwide Roadside Assistance Basic applies to everyone on your policy, in any car you might occupy with coverage that includes towing up to 15 miles, ditch extraction service, emergency fuel, battery jump-start, locksmith services up to $100 and tire changes. Nationwide Roadside Assistance Plus includes all the previously listed services in addition to a tow up to 100 miles and trip interruption coverage that may reimburse your expenses up to $500 for alternate transportation, lodging and meals if you find yourself broken down 100 or more miles from home.|
|Additional Discounts||None Available||Nationwide offers additional savings through a Family Discount, which allows you to share discounts with members of your family.|
|Recent Questions||What’s the ADOT code for Nationwide|
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|Compare More||Farm Bureau Mutual vs. 21st Century Farm Bureau Mutual vs. Allied Farm Bureau Mutual vs. Allstate Farm Bureau Mutual vs. American Family Farm Bureau Mutual vs. Amica Mutual Insurance Farm Bureau Mutual vs. Auto Club (AAA) Farm Bureau Mutual vs. Erie Farm Bureau Mutual vs. Farmers Farm Bureau Mutual vs. GEICO Farm Bureau Mutual vs. Infinity Farm Bureau Mutual vs. Liberty Mutual Farm Bureau Mutual vs. Mercury Farm Bureau Mutual vs. MetLife Farm Bureau Mutual vs. North Star Mutual Farm Bureau Mutual vs. Progressive Farm Bureau Mutual vs. SAFECO Farm Bureau Mutual vs. Safe Auto Farm Bureau Mutual vs. State Farm||Nationwide vs. 21st Century Nationwide vs. Allstate Nationwide vs. American Family Nationwide vs. Amica Mutual Insurance Nationwide vs. Auto Club (AAA) Nationwide vs. Erie Nationwide vs. Esurance Nationwide vs. Farmers Nationwide vs. Foremost Nationwide vs. GEICO Nationwide vs. Infinity Nationwide vs. Liberty Mutual Nationwide vs. Mercury Nationwide vs. MetLife Nationwide vs. North Star Mutual Nationwide vs. Progressive Nationwide vs. Root Nationwide vs. SAFECO Nationwide vs. Safe Auto Nationwide vs. State Farm Nationwide vs. The General Nationwide vs. The Hartford Nationwide vs. Travelers Nationwide vs. USAA|
|States Offered||Arizona Iowa Kansas Minnesota Nebraska New Mexico South Dakota Utah||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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