Choosing an auto insurance company is sometimes difficult: companies' rates vary by location, age, and driving history, and every company's discounts vary. Farmers and Allied are counted among the US' most popular insurers, offering competitively priced insurance policies in many states.
To help make shopping for car insurance easier, we gathered typical prices from Allied and Farmers. The below cover myriad pricing components, including credit, driving history, and age. Examine these rates and find the right policy for you.
If you have very poor credit, Allied could be the way to go. On average, Allied offers better premiums than Farmers for drivers with credit scores of lower than 580. Those with exceptional credit — a score of 800-plus — should opt for Check out typical insurance rates by credit score for Allied and Farmers below.
|Credit level||Farmers avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$2,633||$1,483|
|Very Good (740-799)||$1,459||$920|
If you are saddled with an at-fault accident, speeding ticket, reckless driving citation, or DUI on your driving record, Allied could be a better choice than Farmers. Every car insurance company will handle driving offenses differently, so don't be afraid to shop around to figure out which insurer is best for you.
|Infraction||Farmers avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$2,334||$1,662|
|At-fault accident (damage > $1,000)||$1,699||$1,221|
Car insurance companies use age as an indicator of potential risk, pricing premiums accordingly. An insurance policy is typically most expensive for teens — thanks to their inexperience — and more affordable for middle-aged drivers. Since each insurance company evaluates age tiers differently, it's smart to shop around and find a great rate.
As a general rule, teen drivers should choose Allied instead of Farmers: the former's average annual rates are $2,992 less than the latter's..
|Age tier||Farmers avg. annual premium||Allied avg. annual premium|
Cost aside, Farmers and Allied come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Farmers Auto Insurance knows that protecting your vehicle is more than just a basic obligation, which is why they provide all the value and flexibility you need, along with unparalleled customer and claim service.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||Farmer's Roadside Assistance provides assistance for reasonable and necessary services up to $150, including towing, roadside winching, locksmith services, flat tire changes, and jump starts.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||Farmers offers an additional discount for seniors.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Are some insurance providers better suited to my needs than others to get the best rate?|
Does Farmers allow exclusions?
I am 25 years old and currently drive a 2015 BMW 328i xDrive. It’s leased and i’m about to lease ...
Will my farmers insurance cover my towing off the the NJ turnpike
Can I exclude my boyfriend on my Farmer’s car insurance policy?...
Will insurance cover someone other than the insured?
Car was towed to the nearest exit off of the turnpike...
See More Questions
My dad and I live separately. But if I were to borrow this vehicle and get into an accident, would ...
|Will my insurance company cover my vehicle if my cousin was driving my car?|
If I claim my injuries after an accident, will that make my rates higher?
She swerved to miss a deer and ended up hitting a tree. It was cold and slick outside as well ...
Should I cancel my policy if I sold my vehicle and won’t be getting another car for a month?
I rear ended someone this morning and totaled my car. At least it seems so since the airbags went off. ...
How much do car insurance rates go up after a DUI?
I sold my car to get more money than I would on trade-in value, but the check from the buyer...
See More Questions
My friend just got charged with a DUI and has to pay thousands of dollars in fines. In addition to...
|Compare More||Farmers vs. 21st Century Farmers vs. Allstate Farmers vs. American Family Farmers vs. Amica Mutual Insurance Farmers vs. Auto Club (AAA) Farmers vs. Erie Farmers vs. Esurance Farmers vs. Farm Bureau Mutual Farmers vs. GEICO Farmers vs. Infinity Farmers vs. Liberty Mutual Farmers vs. Mercury Farmers vs. MetLife Farmers vs. Nationwide Farmers vs. North Star Mutual Farmers vs. Progressive Farmers vs. SAFECO Farmers vs. Safe Auto Farmers vs. State Farm Farmers vs. The General Farmers vs. The Hartford Farmers vs. Titan Farmers vs. Travelers Farmers vs. USAA||Allied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. SAFECO Allied vs. Safe Auto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
“What you don’t know can’t hurt you…” … is an entirely false statement in the world of auto insurance. Car...
Today The Zebra announced that we closed a record-breaking $40 million Series B funding round, led by Accel Partners. As...
Insurance technology (also known as InsurTech or InsureTech) is en vogue. Whether it’s a new model of underwriting or new...
As driverless vehicles become less a futuristic dream and more a reality, our current system – which is obviously based...
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...
At The Zebra, insurance is our bread and butter. But in this enormous and complicated industry, there are lines of...
Car insurance companies may occasionally cancel policies if customers fail to pay the premium, commit insurance fraud, make unapproved modifications that change the...
Far from a victimless crime perpetuated against bloated corporations, insurance fraud reaches into the lives of everyday citizens. It costs the industry...
In the U.S., drivers are legally required to carry auto insurance. (Even in New Hampshire, the only state where drivers...
Rate increase? Click to find the cheapest rates on car insurance → Lower gas prices = more road traffic...
By Alyssa Connolly, The Zebra We have exciting news on The Zebra front! Today we announced that we closed $17...
In the week following October 10, a story of law enforcement cracking down on a drunk driver spread quickly across...
The defining characteristics of the 80 million young people currently between the ages 18 and 34 has been much debated....
Driving fewer miles can mean insurance premium savings—for some people with some insurance carriers. So how much less must you...
Purchasing car insurance: for US citizens, it’s often a rather mundane chore—something that whittles away at disposable income, but without...
Sometimes things aren’t what they seem at the scene of a car crash, or even on the repair shop floor....
Pop quiz: What’s the largest potential technological disrupter of the car insurance industry? (Besides The Zebra, of course.) Answer: telematics....
A traffic ticket of any kind is bad enough—the extra money, the time spent in traffic court or diversion, the...
Anyone who’s ever searched for an auto insurance company knows by the questions they’re asked—plentiful and at times personal—that a...
If you haven’t had a car accident or made an insurance claim recently, you probably only think about your car...
You just can’t try insurance before you buy it—not really. You can read car insurance company reviews via some online...