Farmers vs Allied Car Insurance

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Farmers or Allied:
Which Company is Best for You?

Choosing an auto insurance company is sometimes difficult: companies' rates vary by location, age, and driving history, and every company's discounts vary. Farmers and Allied are counted among the US' most popular insurers, offering competitively priced insurance policies in many states.

To help make shopping for car insurance easier, we gathered typical prices from Allied and Farmers. The below cover myriad pricing components, including credit, driving history, and age. Examine these rates and find the right policy for you.


Compare Farmers vs. Allied auto insurance rates


Farmers vs. Allied: prices by credit level

If you have very poor credit, Allied could be the way to go. On average, Allied offers better premiums than Farmers for drivers with credit scores of lower than 580. Those with exceptional credit — a score of 800-plus — should opt for Check out typical insurance rates by credit score for Allied and Farmers below.


RATES BY CREDIT LEVEL: Allied VS. Farmers
Credit levelFarmers avg. annual premiumAllied avg. annual premium
Very Poor (300-579)$2,633$1,483
Fair (580-669)$1,736$1,097
Good (670-739)$1,882$1,104
Very Good (740-799)$1,459$920
Exceptional (800-850)$1,354$857

Farmers vs. Allied: high-risk driver rates

If you are saddled with an at-fault accident, speeding ticket, reckless driving citation, or DUI on your driving record, Allied could be a better choice than Farmers. Every car insurance company will handle driving offenses differently, so don't be afraid to shop around to figure out which insurer is best for you.


HIGH-RISK INSURANCE RATE COMPARISON: Allied VS. Farmers
InfractionFarmers avg. annual premiumAllied avg. annual premium
At-fault accident (damage < $1,000)$2,334$1,662
At-fault accident (damage > $1,000)$1,699$1,221
DUI/DWI$3,239$2,708
Reckless driving$4,636$2,708
Speeding ticket$2,045$1,232

Farmers vs. Allied: rates by age bracket

Car insurance companies use age as an indicator of potential risk, pricing premiums accordingly. An insurance policy is typically most expensive for teens — thanks to their inexperience — and more affordable for middle-aged drivers. Since each insurance company evaluates age tiers differently, it's smart to shop around and find a great rate.

As a general rule, teen drivers should choose Allied instead of Farmers: the former's average annual rates are $2,992 less than the latter's..


RATES BY AGE: Allied VS. Farmers
Age tierFarmers avg. annual premiumAllied avg. annual premium
Teens$6,518$3,526
20s$2,020$1,392
30s$1,543$1,392
40s$1,511$959
50s$1,507$915
60s$1,402$832

Cost aside, Farmers and Allied come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.

Discount ComparisonFarmersAllied
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonFarmersAllied
Financial Strength ExcellentSuperior
JD Power Rankings
3 out of 5
3 out of 5
User Satisfaction

A+

A+

Other ProductsFarmersAllied
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesFarmersAllied
AboutFarmers Auto Insurance knows that protecting your vehicle is more than just a basic obligation, which is why they provide all the value and flexibility you need, along with unparalleled customer and claim service.Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.
Roadside AssistanceFarmer's Roadside Assistance provides assistance for reasonable and necessary services up to $150, including towing, roadside winching, locksmith services, flat tire changes, and jump starts.Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.
Additional DiscountsFarmers offers an additional discount for seniors.Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.
Recent QuestionsAre some insurance providers better suited to my needs than others to get the best rate?

I am 25 years old and currently drive a 2015 BMW 328i xDrive. It’s leased and i’m about to lease ...

Does Farmers allow exclusions?

Can I exclude my boyfriend on my Farmer’s car insurance policy?...

Will my farmers insurance cover my towing off the the NJ turnpike

Car was towed to the nearest exit off of the turnpike...

Will insurance cover someone other than the insured?

My dad and I live separately. But if I were to borrow this vehicle and get into an accident, would ...

See More Questions
Will my insurance company cover my vehicle if my cousin was driving my car?

She swerved to miss a deer and ended up hitting a tree. It was cold and slick outside as well ...

If I claim my injuries after an accident, will that make my rates higher?

I rear ended someone this morning and totaled my car. At least it seems so since the airbags went off. ...

Should I cancel my policy if I sold my vehicle and won’t be getting another car for a month?

I sold my car to get more money than I would on trade-in value, but the check from the buyer...

How much do car insurance rates go up after a DUI?

My friend just got charged with a DUI and has to pay thousands of dollars in fines. In addition to...

See More Questions
Compare MoreFarmers vs. 21st Century Farmers vs. Allstate Farmers vs. American Family Farmers vs. Amica Mutual Insurance Farmers vs. Auto Club (AAA) Farmers vs. Erie Farmers vs. Esurance Farmers vs. Farm Bureau Mutual Farmers vs. GEICO Farmers vs. Infinity Farmers vs. Liberty Mutual Farmers vs. Mercury Farmers vs. MetLife Farmers vs. Nationwide Farmers vs. North Star Mutual Farmers vs. Progressive Farmers vs. SAFECO Farmers vs. Safe Auto Farmers vs. State Farm Farmers vs. The General Farmers vs. The Hartford Farmers vs. Titan Farmers vs. Travelers Farmers vs. USAAAllied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. SAFECO Allied vs. Safe Auto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
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Farmers vs Allied

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