Farmers vs Infinity Car Insurance

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Farmers or Infinity:
Which Company is Best for You?

Deciding on a car insurer can be hard: rates can vary based on your driving history, location, and age, and companies offer an array of discounts. Farmers and Infinity are two of the most popular insurance companies, selling competitively priced coverage across most of the US.

In an effort to make shopping for car insurance easier, we've gathered average policy rates from Infinity and Farmers. These cover myriad rating factors, including credit rating, driving record, and demographics. Check out the below rates and find the right policy for you.


Compare Farmers vs. Infinity auto insurance rates


Farmers vs. Infinity: pricing by credit score

If you have very poor credit, Farmers could be the best option for you. Typically, Farmers offers cheaper rates than Infinity for drivers with credit scores of lower than 580. Those with outstanding credit — a score of 800 or better — should lean toward Farmers, which typically beats Infinity by $2,527 annually. View typical insurance rates by credit tier for Infinity and Farmers below.


RATES BY CREDIT LEVEL: Infinity VS. Farmers
Credit levelFarmers avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$2,633$7,847
Fair (580-669)$1,736$4,862
Good (670-739)$1,882$3,955
Very Good (740-799)$1,459$4,045
Exceptional (800-850)$1,354$3,881

Farmers vs. Infinity: costs for high-risk drivers

If you are dealing with an at-fault crash, speeding ticket, reckless driving violation, or DUI offense in your recent history, Farmers could be a better choice than Infinity. Each insurance company prices policies differently after a violation, so it's worth comparing quotes to understand which insurer suits you.


COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: Infinity VS. Farmers
CitationFarmers avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$2,334$5,774
At-fault accident (damage > $1,000)$1,699$4,487
DUI/DWI$3,239$6,124
Reckless driving$4,636$6,124
Speeding ticket$2,045$4,174

Farmers vs. Infinity: rates by age

Insurers use a driver's age to indicate risk, pricing premiums accordingly. A car insurance policy is often expensive for drivers younger than 25 — because of their inexperience — and more affordable for drivers aged 25 or older. Because each insurance company rates age brackets differently, it's wise to compare rates and find a great fit.

As a general rule, teen drivers should choose Farmers before Infinity: Farmers offers average yearly savings of $9,773 versusInfinity.


RATES BY AGE BRACKET: Infinity VS. Farmers
Age bracketFarmers avg. annual premiumInfinity avg. annual premium
Teens$6,518$16,291
20s$2,020$5,588
30s$1,543$5,588
40s$1,511$4,077
50s$1,507$3,716
60s$1,402$3,365

Aside from finances, Farmers and Infinity both have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to shop around before settling on an option.

Discount ComparisonFarmersInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonFarmersInfinity
Financial Strength ExcellentExcellent
JD Power Rankings
3 out of 5
Not Rated out of 5
User Satisfaction

A+

A+

Other ProductsFarmersInfinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesFarmersInfinity
AboutFarmers Auto Insurance knows that protecting your vehicle is more than just a basic obligation, which is why they provide all the value and flexibility you need, along with unparalleled customer and claim service.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceFarmer's Roadside Assistance provides assistance for reasonable and necessary services up to $150, including towing, roadside winching, locksmith services, flat tire changes, and jump starts.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsFarmers offers an additional discount for seniors.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsAre some insurance providers better suited to my needs than others to get the best rate?

I am 25 years old and currently drive a 2015 BMW 328i xDrive. It’s leased and i’m about to lease ...

Does Farmers allow exclusions?

Can I exclude my boyfriend on my Farmer’s car insurance policy?...

Will my farmers insurance cover my towing off the the NJ turnpike

Car was towed to the nearest exit off of the turnpike...

Will insurance cover someone other than the insured?

My dad and I live separately. But if I were to borrow this vehicle and get into an accident, would ...

See More Questions
Is it worth filing a claim for a scratch on my car that happened when it was parked?

I was parked on the street for a few hours and came back to a scratch from my back driver-side ...

When filling out quotes, do I have to disclose an accident that my friend had while driving my car?

A friend of mine got into an accident in my car while it was not insured. I’m currently looking for ...

If I file a claim for denting my car door on a beam, will my insurance rate increase?

I was parked in my driveway and opened my door into a beam that was sticking out of a pile ...

See More Questions
Compare MoreFarmers vs. 21st Century Farmers vs. Allied Farmers vs. Allstate Farmers vs. American Family Farmers vs. Amica Mutual Insurance Farmers vs. Auto Club (AAA) Farmers vs. Erie Farmers vs. Esurance Farmers vs. GEICO Farmers vs. Liberty Mutual Farmers vs. Mercury Farmers vs. MetLife Farmers vs. Nationwide Farmers vs. Progressive Farmers vs. SAFECO Farmers vs. Safe Auto Farmers vs. State Farm Farmers vs. The General Farmers vs. The Hartford Farmers vs. Titan Farmers vs. Travelers Farmers vs. USAAInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. Safe Auto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

Farmers vs Infinity

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