Selecting a car insurance company is sometimes difficult: the rates each insurer offers can vary widely based on your location, age, and driving history, and every company provides a different set of discounts. Farmers and SAFECO are two of America's most popular insurance companies, selling competitively priced policies in many states.
In an effort to simplify the process of comparing insurance companies, we've gathered average rates from SAFECO and Farmers. The below rates cover a number of rating factors, including credit history, driving behavior, and age. Compare rates and find the perfect policy for you.
If you have very poor credit, Farmers could be a better option for you. Typically, Farmers offers better prices than SAFECO for prospective clients with credit scores of less than 580. Those with outstanding credit — a score of 800-plus — should lean toward Farmers, which typically beats SAFECO by $301 per year. View average insurance rates by credit score for SAFECO and Farmers below.
|Credit level||Farmers avg. annual premium||SAFECO avg. annual premium|
|Very Poor (300-579)||$2,633||$5,308|
|Very Good (740-799)||$1,459||$1,871|
If you're carrying an at-fault collision, speeding violation, reckless driving citation, or DUI on your record, Farmers could be a better choice than SAFECO. Every insurance company prices its policies differently, so don't hesitate to shop around to figure out which insurer is best for you.
|Citation||Farmers avg. annual premium||SAFECO avg. annual premium|
|At-fault accident (damage < $1,000)||$2,334||$2,546|
|At-fault accident (damage > $1,000)||$1,699||$1,969|
Insurance companies use age as an indicator of potential risk, assigning rates accordingly. An auto insurance policy is typically more expensive for teen drivers — due to their increased odds of being involved in an accident — and most affordable for older drivers. Because every auto insurance company rates age tiers differently, it's wise to compare rates and find a great fit.
As a general rule, teen drivers should choose Farmers instead of SAFECO: Farmers offers average yearly savings of $1,247, compared to SAFECO.
|Age bracket||Farmers avg. annual premium||SAFECO avg. annual premium|
Costs aside, there are myriad pros and cons of both Farmers and SAFECO, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Farmers Auto Insurance knows that protecting your vehicle is more than just a basic obligation, which is why they provide all the value and flexibility you need, along with unparalleled customer and claim service.||At Safeco Insurance, we promise to make it easy for you, to provide the coverage you need, to connect you with local agents who offer personal advice, and most important of all - to be there for you when you need us most. When you have a claim, we take care of it. It’s that simple. We’re backed by the financial strength of Liberty Mutual Insurance, ranked on the Fortune 100 list of the largest U.S. corporations. Trust Safeco with your auto investment, today!|
|Roadside Assistance||Farmer's Roadside Assistance provides assistance for reasonable and necessary services up to $150, including towing, roadside winching, locksmith services, flat tire changes, and jump starts.||Safeco offers roadside assistance 24/7 as an option to your policy and includes coverage for towing, flat tire, battery service, fuel and fluids, and lockouts.|
|Additional Discounts||Farmers offers an additional discount for seniors.||Safeco is a subsidiary of Liberty Mutual and offers claim service 24/7.|
|Recent Questions||Are some insurance providers better suited to my needs than others to get the best rate?|
Does Farmers allow exclusions?
I am 25 years old and currently drive a 2015 BMW 328i xDrive. It’s leased and i’m about to lease ...
Will my farmers insurance cover my towing off the the NJ turnpike
Can I exclude my boyfriend on my Farmer’s car insurance policy?...
Will insurance cover someone other than the insured?
Car was towed to the nearest exit off of the turnpike...
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My dad and I live separately. But if I were to borrow this vehicle and get into an accident, would ...
|What can I do about fixing incorrect information on my driving record?|
If my teenager rear ended another car but we aren’t filing a claim, will my insurance rate go up?
I called to get an insurance quote to see if I could get a lower rate and was told there ...
Should I file a claim if my repair cost is $1,500?
My daughter hit a car at a red light. The vehicle is worth less than a $1,000, but we are ...
Can I put my insurance on hold due to temporary disability?
I made a left turn with the flow of traffic and hit a dip; breaking my front suspension on my ...
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I am going on disability for about 4 months. The disability check is not enough to pay for my car ...
|Compare More||Farmers vs. 21st Century Farmers vs. Allied Farmers vs. Allstate Farmers vs. American Family Farmers vs. Amica Mutual Insurance Farmers vs. Auto Club (AAA) Farmers vs. Erie Farmers vs. Esurance Farmers vs. GEICO Farmers vs. Infinity Farmers vs. Liberty Mutual Farmers vs. Mercury Farmers vs. MetLife Farmers vs. Nationwide Farmers vs. Progressive Farmers vs. Safe Auto Farmers vs. State Farm Farmers vs. The General Farmers vs. The Hartford Farmers vs. Titan Farmers vs. Travelers Farmers vs. USAA||SAFECO vs. 21st Century SAFECO vs. Allied SAFECO vs. Allstate SAFECO vs. American Family SAFECO vs. Amica Mutual Insurance SAFECO vs. Auto Club (AAA) SAFECO vs. Erie SAFECO vs. Esurance SAFECO vs. Foremost SAFECO vs. GEICO SAFECO vs. Infinity SAFECO vs. Mercury SAFECO vs. MetLife SAFECO vs. Nationwide SAFECO vs. Progressive SAFECO vs. Safe Auto SAFECO vs. State Farm SAFECO vs. The General SAFECO vs. The Hartford SAFECO vs. Titan SAFECO vs. Travelers SAFECO vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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