Fontana Car Insurance

The Zebra
May 30, 2018

Car Insurance in Fontana

On average, Fontana premiums are $182 higher than California's average, so if you are insuring a vehicle in Fontana, understanding premium costs is imperative. Who doesn't like to save money? Check out some ways to save on car insurance in Fontana.

  • City Average: $1,895
  • State Average: $1,713
  • National Average: $1,427

Fontana Car Insurance by Age

Among all age groups, drivers in their 60s have the smallest insurance payments, with rates of $1,614. People in their 50s ($1,663) aren’t paying significantly more. Teenage drivers have the biggest premiums out of all the age groups, with car insurance payments of $7,119 on average. The most significant decline in premiums for Fontana drivers happens when they hit their 20s. Once out of the teenage age range, people pay $4,322 less in premiums. While rates for drivers will continue to fall through their 60s, they should expect a change when they hit 70.

  • Teenagers: $7,119
  • 20s: $2,796
  • 30s: $1,859
  • 40s: $1,797
  • 50s: $1,663
  • 60s: $1,614
  • 70s: $1,794

Fontana Car Insurance by Accident or Violation History

Do you realize the impact an accident or violation can have on your car insurance premiums? Drivers with a DUI or reckless driving offense in Fontana need to spend nearly triple the average for the city to insure their vehicle. For those in Fontana with at-fault accidents, $1,080 is the amount by which annual insurance premiums can be expected to rise.

  • DUI: $5,393
  • Reckless Driving: $5,393
  • At-fault Accident (damages less than $1000): $2,975
  • At-fault Accident (damages greater than $2000): $2,975
  • Speeding Ticket (16-20 mph over speed limit): $2,582

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Fontana Car Insurance by Gender and Marital Status

There are a lot of factors, including marital status and gender, that can play a role in car insurance premiums in Fontana. Rates for those who are widowed are relatively cheaper than rates for those who are single. Single individuals spend close to 4% more per year compared to those who are married. Generally, males have premiums that are slightly cheaper than those for females.

  • Female: $1,896
  • Male: $1,895
  • Single: $1,895
  • Married: $1,814
  • Divorced: $1,895
  • Widowed: $1,820

* Credit score is considered discriminatory in California and is therefore not used as a rating factor when companies determine how much you'll pay for auto insurance each year.