Foremost Insurance Reviews, Coverage Options, and Ratings for 2019
Foremost has offered an array of insurance coverage options for decades. While Foremost is well known for specializing in RV insurance, its auto insurance options are also quite popular. For car insurance, Foremost partners with another reputable provider, Bristol West. Have a look at our review of Foremost below to get a better sense of the company's options and whether or not Foremost has the right policy for you.
Foremost car insurance coverage options
Foremost auto insurance provides many of the standard coverage options you would expect from a carrier, including liability, bodily injury, property damage, comprehensive and collision, and uninsured/underinsured coverage.
Below are some of the more unique coverage options that Foremost offers.
Towing and roadside assistance service
If you find yourself with a broken down vehicle on the side of the road, this covers the cost of towing.
Should your vehicle be totaled, this coverage pays the difference between what’s owed on your vehicle and what your insurance pays.
This coverage will pay up to $10,000 in medical care should you suffer an injury in an accident.
One household, one policy
Your Foremost policy covers all vehicles covered by the insurer on a single bill, meaning that you won’t have to worry about separate renewals or effective dates.
Foremost offers the chance to save on the cost of your coverage. Have a look at some of the ways that you can keep that hard-earned money in your pocket.
By paying securely online, you can expect to see savings.
Bundle your auto and home insurance for a discount through Foremost.
Save by insuring multiple vehicles through Foremost.
Kids away at school
If you have kids away at college, Foremost may be able to offer you savings on your car insurance premiums.
Paid in full
By paying your full premium in advance, Foremost can offer you a discount.
Switching from another company
If you are coming to Foremost from another company, you can expect to see savings.
Good driving record
If you are able to keep a good driving record, you can expect to save. This begins with three years of clean driving, with the possibility of further discounts at the five-year mark.
Additional lines of insurance
One of the most interesting things about Foremost is the sheer variety of insurance products it offers, including:
- Motor home
- Travel trailer
- Luxury motor coach
- Mobile home
- Vacant home
- Landlord/rental home
- Seasonal home
- Off-road vehicle
- Golf cart
- Neighborhood electric vehicle
- Personal watercraft
- Collectible auto
Is Foremost right for you?
Overall, Foremost — via Bristol West — is an intriguing insurance option for high-risk drivers. It offers more perks than other non-standard insurance companies but remains more limited than some of the bigger providers. However, if lower rates and good customer service are important to you, it may be worth continuing to look around. The Zebra can find quotes from dozens of carriers at once, helping you find the best coverage at rates you can afford.