Foremost vs The Hartford Car Insurance

Compare rates from the top car insurance companies in your area.

Location pin icon
Your information is secure.

Foremost or The Hartford:
Which Company is Best for You?

Foremost and The Hartford are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. Foremost was founded in 1952, while The Hartford was founded in 1810. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
Discount ComparisonForemostThe Hartford
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonForemostThe Hartford
Financial Strength ExcellentExcellent
JD Power Rankings Not Rated
100% filled Star icon 100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon
4 out of 5
User Satisfaction

A+

A

Other ProductsForemostThe Hartford
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesForemostThe Hartford
AboutThe company specializes in policies that cover a wide range of drivers, have flexible payment plans and are customized with you in mind.Since 1810, The Hartford continually seeks new and better ways to proactively respond to their customers needs.
Roadside AssistanceForemost offers towing and roadside coverage as an addition to your policy which covers the cost of a tow and other assistance at the site of your vehicle disablement up to the limit on your policy. This service is available 24/7.The Hartford has towing and labor coverage to help pay for a tow if your vehicle is inoperable regardless of whether the vehicle is involved in an accident.
Additional DiscountsForemost offers additional vehicle level discounts for security devices like Lo-Jack or other tracking devices that can assist with recovering your vehicle after a theft.The Hartford is affiliated with AARP and offers numerous discounts including a discount for driving a hybrid or electric vehicle.
Recent QuestionsGetting insurance for my RV with a foreign license
For any policy, car or RV, you will need a permanent address. However, I wouldn't recommend using an address in Michigan. Because of Michigan's DMV laws, they are the most expensive state in the nation to get auto insurance from.
Will my homeowners insurance cover damage caused by a hurricane?
The majority of homeowners insurance policies do not provide coverage for flood damage. Unless your insurance policy provides coverage specifically against floods, you would have to have flood insurance through FEMA or the NFIP.
Will my boat insurance policy cover a passenger falling overboard?
The answer will depend on the coverage you currently have on your policy. There are two instances where boat insurance would cover an injury to a passenger caused from falling overboard.
Is it legal for me to have an uninsured vehicle that's not being driven while I work on it?
As long as you aren't driving the vehicle and it isn't registered then there should be no issue leaving the vehicle off of your policy. If you plan to drive the vehicle on a public roadway, you will need to insure it.
See More Questions
Are deductibles company specific?
While they are some company-specific deductibles, the standard ones are $500 and $1000. So it's unlikely you won't be able to get the desired amount for your collision or comprehensive deductible.
Is my friend covered if they borrow my vehicle?
Generally speaking, a person who you give permission to drive your vehicle should be covered by the policy on the vehicle. It's called "permissive use" and is normally allowed with most companies.
Will homeowners insurance cover a collapsing ceiling?
It really depends on what is causing the collapse of the ceiling, but it is very likely to be covered unless the collapse occurred due wear and tear or negligence. Ultimately that decision is going to be up to your homeowners insurance company based on the terms and coverage of your policy, so you will need to contact them directly the inquire about your coverage.
Can I use my parent's address if my college zip code is causing my rate to increase?
The zip code where the vehicle is primarily kept is what needs to be used for insurance purposes. Depending on your age, company, and residential state, you may have been able to stay on your parent's policy, but since you now live off-campus you will have to use the address where you live.
See More Questions
Compare MoreForemost vs. 21st Century Foremost vs. Allied Foremost vs. Allstate Foremost vs. American Family Foremost vs. Amica Mutual Insurance Foremost vs. Auto Club (AAA) Foremost vs. Erie Foremost vs. Esurance Foremost vs. GEICO Foremost vs. Infinity Foremost vs. Liberty Mutual Foremost vs. Mercury Foremost vs. MetLife Foremost vs. Nationwide Foremost vs. Progressive Foremost vs. Safe Auto Foremost vs. Safeco Foremost vs. State Farm Foremost vs. The General Foremost vs. Titan Foremost vs. Travelers Foremost vs. USAAThe Hartford vs. 21st Century The Hartford vs. Allied The Hartford vs. Allstate The Hartford vs. American Family The Hartford vs. Amica Mutual Insurance The Hartford vs. Auto Club (AAA) The Hartford vs. Erie The Hartford vs. Esurance The Hartford vs. Farmers The Hartford vs. GEICO The Hartford vs. Infinity The Hartford vs. Liberty Mutual The Hartford vs. Mercury The Hartford vs. MetLife The Hartford vs. Nationwide The Hartford vs. Progressive The Hartford vs. Safe Auto The Hartford vs. Safeco The Hartford vs. State Farm The Hartford vs. The General The Hartford vs. Titan The Hartford vs. Travelers The Hartford vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

Foremost vs The Hartford

Chevron left icon
Chevron right icon