How much does auto insurance cost in Fullerton?
The typical Fullerton driver pays $1,918 per year for car insurance. That's more than the average across California ($1,868) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in Fullerton.
FULLERTON CAR INSURANCE RATES
|Fullerton Average (yearly)||California Average||United States Average|
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Fullerton car insurance rates by company
The difference in auto insurance rates from company to company can be substantial. In Fullerton, GEICO offers the cheapest premiums for the typical insurance buyer. We've listed the best cheap car insurance companies in Fullerton below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
FULLERTON CAR INSURANCE RATES BY COMPANY
|Company||Average Rate (annual)|
Fullerton auto insurance rates by age
The best age for car insurance rates as a driver in Fullerton is your age_60s: drivers in this age group pay an average of $1,723per year. Those in their age_50s don't pay much more ($1,729).
Teen drivers pay Fullerton's most expensive auto insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in Fullerton is to celebrate your 20th birthday. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Fullerton is $4,190. That's the biggest gap in premiums between any pair of age brackets.
FULLERTON AUTO INSURANCE COSTS BY AGE
|Age tier||Average Annual Rate|
Fullerton car insurance rates by gender and marital status
Marital status and gender can be contributors to car insurance rates, in some cases. In Fullerton, married drivers pay $81 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Fullerton, single drivers pay more than those who are widowed.
Gender is another factor that can influence auto insurance rates. In Fullerton, female drivers pay more for auto insurance than do male drivers: $5 per year, to be precise.
FULLERTON AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
|Gender/Marital Status||Average Annual Rate|
Fullerton car insurance costs by citation and accident history
Maintaining a clean driving record is an effective way to minimize your auto insurance costs. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.
Fullerton drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $3,299 per year versus the city average. A ticket for speeding results in a $777 rate hike while a DWI or DUI violation costs $3,204per year in extra insurance expenditures.
AVERAGE FULLERTON INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Citation||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$1,925|
|At-fault Accident (damages greater than $2,000)||$3,367|
|Speeding Ticket (16-20 mph over speed limit)||$2,696|
Fullerton car insurance rates by credit tier
An important insurance rating factor is credit. Drivers with checkered credit histories typically face higher car insurance rates than do drivers with good credit. Fullerton drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 0% on their car insurance premiums. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance. In Fullerton, improving your credit to "Fair" could help you earn a $0 decrease in annual car insurance rates.
FULLERTON CAR INSURANCE RATES BY CREDIT LEVEL
|Credit Tier||Average Yearly Rate|