GEICO vs Auto Club (AAA)
Car Insurance

Geico and AAA are among the largest car insurance providers in the US. Both companies maintain A+ financial strength ratings with AM Best, offer competitive rates and discounts, and 24/7 claims reporting.

Compare all car insurance companies at once.


GEICO or Auto Club (AAA):
Which Company is Best for You?

Discount Comparison GEICO Auto Club (AAA)
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison GEICO Auto Club (AAA)
Financial Strength Superior Good
JD Power Rankings
3 out of 5
2 out of 5
User Satisfaction

N/A

N/A

Other Products GEICO Auto Club (AAA)
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features GEICO Auto Club (AAA)
About Geico uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers. Auto Club provides its customers with customizable payment options, competitive rates and excellent features.
Roadside Assistance You can use a mobile app to request service from Geico's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire. AAA offers three tiers of 24-hour Road Service: Classic, Plus and Premier, which all include towing, emergency starting, battery service, flat tire assistance, locksmith service, fuel delivery, and extrication/winching service. AAA membership covers you, not your vehicle, so you can call whether you are in your own car, a friend’s car, or a rental. Each AAA cardholder is entitled to four Roadside Assistance service calls or reimbursements per membership year at no charge.
Additional Discounts Geico offers an additional discount for vehicles with daytime running lights. AAA offers an additional Garage Parking Discount, and maintains a wide-ranging rewards program for AAA members.
Recent Questions Can our insurance company completely drop us and all of our vehicles?

My dad pays insurance on all his cars and mine too. All vehicles are registered at his address, even my ...

If I mostly use Lyft or Uber, do I still need car insurance?

My 2001 Jetta is practically unusable at this point unless I spend another $400 to fix it, and who knows ...

Why can I not remove my son from my auto insurance policy with Geico?

My son was recently added to my policy by Geico and my rate went from $950 every six months to ...

If I started a claim with my insurance company but later decided to settle out of pocket with the other driver, will my rate still be impacted?

My son was involved in an accident and cited for failing to yield while making a left hand turn; the ...

See More Questions
What do I do if my vehicle was totaled while parked?

My car was totaled while it was parked. I’m with AAA and they’re with Mercury. Mercury is now telling me ...

What steps do I need to take to gift a car to my son in Texas?

I am in the process of giving my son a 1999 Lincoln Towncar. What do we need to do to ...

Can I get AAA roadside assistance without having insurance with them?

I’m very happy with my auto insurance provider, but I would like a more comprehensive roadside assistance plan. Is it ...

Do parking tickets affect insurance?

I just moved to a new apartment in the city and have to park on the street since I haven’t ...

See More Questions
Compare More vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. State Farm vs. The General vs. The Hartford vs. Titan vs. Travelers vs. USAA vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. State Farm vs. The General vs. The Hartford vs. Titan vs. Travelers vs. USAA
States Offered Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas