Geico and AAA are among the largest car insurance providers in the US. Both companies maintain A+ financial strength ratings with AM Best, offer competitive rates and discounts, and 24/7 claims reporting.
|Discount Comparison||GEICO||Auto Club (AAA)|
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|Ratings Comparison||GEICO||Auto Club (AAA)|
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|About||Geico uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers.||Auto Club provides its customers with customizable payment options, competitive rates and excellent features.|
|Roadside Assistance||You can use a mobile app to request service from Geico's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire.||AAA offers three tiers of 24-hour Road Service: Classic, Plus and Premier, which all include towing, emergency starting, battery service, flat tire assistance, locksmith service, fuel delivery, and extrication/winching service. AAA membership covers you, not your vehicle, so you can call whether you are in your own car, a friend’s car, or a rental. Each AAA cardholder is entitled to four Roadside Assistance service calls or reimbursements per membership year at no charge.|
|Additional Discounts||Geico offers an additional discount for vehicles with daytime running lights.||AAA offers an additional Garage Parking Discount, and maintains a wide-ranging rewards program for AAA members.|
Are some insurance providers better suited to my needs than others to get the best rate?
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Does roadside assistance cover people not on your policy
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What do I do if my vehicle was totaled while parked?
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What steps do I need to take to gift a car to my son in Texas?
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|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|