Choosing a car insurance company can be tricky: rates fluctuate by driving record, age, and location, and companies offer an array of perks. GEICO and Allied are two of the US' top auto insurance companies, offering affordable policies across most of the US.
To simplify the insurance-shopping process, we've collected average premiums from Allied and GEICO. The below cover an array of pricing components, chief among which are credit rating, driving behavior, and age. Take a look at these rates and find your next car insurance policy today.
If you have very poor credit, Allied could be preferable to GEICO. Typically, Allied offers more affordable prices than GEICO for drivers with credit scores of less than 580. Drivers with exceptional credit — a score of 800-plus — should lean toward Check out common insurance rates by credit level for Allied and GEICO:
|Credit level||GEICO avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$2,051||$1,483|
|Very Good (740-799)||$1,120||$920|
If you are saddled with an at-fault accident, ticket, reckless driving citation, or DUI on your résumé, Allied could be a better choice than GEICO. Every auto insurance company enacts rate penalties differently, so it's worth comparing quotes to find out which insurance company suits you.
|Infraction||GEICO avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$1,857||$1,662|
|At-fault accident (damage > $1,000)||$1,580||$1,221|
Insurance companies use age to outline potential risk, pricing policies accordingly. Car insurance is commonly priciest for young drivers — due to their inexperience — and more affordable for middle-aged drivers. Since each insurance company prices ages uniquely, it's worth comparing rates and shopping around.
As a general rule, teen drivers should choose GEICO over Allied: GEICO offers average yearly savings of $18 versusAllied.
|Age bracket||GEICO avg. annual premium||Allied avg. annual premium|
Aside from affordability, GEICO and Allied both have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Geico uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||You can use a mobile app to request service from Geico's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||Geico offers an additional discount for vehicles with daytime running lights. Moreover, Geico also offers the policy feature of accident forgiveness.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Will a hit and run impact my car insurance premium in CA?|
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|Compare More||GEICO vs. 21st Century GEICO vs. Allstate GEICO vs. American Family GEICO vs. Amica Mutual Insurance GEICO vs. Auto Club (AAA) GEICO vs. Elephant GEICO vs. Erie GEICO vs. Esurance GEICO vs. Farmers GEICO vs. Foremost GEICO vs. Infinity GEICO vs. Liberty Mutual GEICO vs. Mercury GEICO vs. MetLife GEICO vs. Metromile GEICO vs. Nationwide GEICO vs. Progressive GEICO vs. Root GEICO vs. SAFECO GEICO vs. Safe Auto GEICO vs. State Farm GEICO vs. The General GEICO vs. The Hartford GEICO vs. Titan GEICO vs. Travelers GEICO vs. USAA||Allied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farmers Allied vs. Foremost Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. Progressive Allied vs. SAFECO Allied vs. Safe Auto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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