GEICO vs Allied Car Insurance

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GEICO or Allied:
Which Company is Best for You?

Choosing a car insurance company can be tricky: rates fluctuate by driving record, age, and location, and companies offer an array of perks. GEICO and Allied are two of the US' top auto insurance companies, offering affordable policies across most of the US.

To simplify the insurance-shopping process, we've collected average premiums from Allied and GEICO. The below cover an array of pricing components, chief among which are credit rating, driving behavior, and age. Take a look at these rates and find your next car insurance policy today.


GEICO vs. Allied: insurance rate comparison


GEICO vs. Allied: pricing by credit score

If you have very poor credit, Allied could be preferable to GEICO. Typically, Allied offers more affordable prices than GEICO for drivers with credit scores of less than 580. Drivers with exceptional credit — a score of 800-plus — should lean toward Check out common insurance rates by credit level for Allied and GEICO:


CREDIT SCORE INSURANCE RATE COMPARISON: Allied VS. GEICO
Credit levelGEICO avg. annual premiumAllied avg. annual premium
Very Poor (300-579)$2,051$1,483
Fair (580-669)$1,358$1,097
Good (670-739)$1,485$1,104
Very Good (740-799)$1,120$920
Exceptional (800-850)$1,064$857

GEICO vs. Allied: rates for high-risk drivers

If you are saddled with an at-fault accident, ticket, reckless driving citation, or DUI on your résumé, Allied could be a better choice than GEICO. Every auto insurance company enacts rate penalties differently, so it's worth comparing quotes to find out which insurance company suits you.


RATES BY CITATION: Allied VS. GEICO
InfractionGEICO avg. annual premiumAllied avg. annual premium
At-fault accident (damage < $1,000)$1,857$1,662
At-fault accident (damage > $1,000)$1,580$1,221
DUI/DWI$2,550$2,708
Reckless driving$2,238$2,708
Speeding ticket$1,395$1,232

GEICO vs. Allied: rates by age

Insurance companies use age to outline potential risk, pricing policies accordingly. Car insurance is commonly priciest for young drivers — due to their inexperience — and more affordable for middle-aged drivers. Since each insurance company prices ages uniquely, it's worth comparing rates and shopping around.

As a general rule, teen drivers should choose GEICO over Allied: GEICO offers average yearly savings of $18 versusAllied.


AGE BRACKET INSURANCE RATE COMPARISON: Allied VS. GEICO
Age bracketGEICO avg. annual premiumAllied avg. annual premium
Teens$3,508$3,526
20s$1,438$1,392
30s$1,218$1,392
40s$1,189$959
50s$1,160$915
60s$1,065$832

Aside from affordability, GEICO and Allied both have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.

Discount ComparisonGEICOAllied
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonGEICOAllied
Financial Strength SuperiorSuperior
JD Power Rankings
3 out of 5
3 out of 5
User Satisfaction

N/A

A+

Other ProductsGEICOAllied
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesGEICOAllied
AboutGeico uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers.Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.
Roadside AssistanceYou can use a mobile app to request service from Geico's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire.Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.
Additional DiscountsGeico offers an additional discount for vehicles with daytime running lights. Moreover, Geico also offers the policy feature of accident forgiveness.Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.
Recent QuestionsWill a hit and run impact my car insurance premium in CA?

My car was hit while parked, there is a scratch and dent. If I report it will it affect my ...

Will Geico increase my rates if I file a windshield claim?

Not further question....

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Compare MoreGEICO vs. 21st Century GEICO vs. Allstate GEICO vs. American Family GEICO vs. Amica Mutual Insurance GEICO vs. Auto Club (AAA) GEICO vs. Elephant GEICO vs. Erie GEICO vs. Esurance GEICO vs. Farm Bureau Mutual GEICO vs. Farmers GEICO vs. Foremost GEICO vs. Infinity GEICO vs. Liberty Mutual GEICO vs. Mercury GEICO vs. MetLife GEICO vs. Metromile GEICO vs. Nationwide GEICO vs. North Star Mutual GEICO vs. Progressive GEICO vs. Root GEICO vs. SAFECO GEICO vs. Safe Auto GEICO vs. State Farm GEICO vs. The General GEICO vs. The Hartford GEICO vs. Titan GEICO vs. Travelers GEICO vs. USAAAllied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. SAFECO Allied vs. Safe Auto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
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GEICO vs Allied

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