GEICO vs Infinity Car Insurance

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GEICO or Infinity:
Which Company is Best for You?

Choosing an auto insurance company can be hard: rates can fluctuate based on your location, age, and driving history, and companies offer an array of discounts. GEICO and Infinity are two of America's most popular insurance companies, providing competitively priced coverage in most states.

In an effort to simplify the process of comparing insurance companies, we gathered average insurance premiums from Infinity and GEICO. The below rates cover a variety of pricing components, including credit quality, driving infractions, and age. Take a look at these rates and find the right policy for you.


Compare GEICO vs. Infinity auto insurance rates


GEICO vs. Infinity: pricing by credit score

If you have extremely bad credit, GEICO could be a better option for you. On average, GEICO offers more affordable prices than Infinity for drivers with credit scores of less than 580. Insurance shoppers with exceptional credit — a score of 800 or better — should lean toward GEICO, which typically beats Infinity by $2,817 per year. Check out typical insurance costs by credit score for Infinity and GEICO below.


CREDIT SCORE INSURANCE RATE COMPARISON: Infinity VS. GEICO
Credit levelGEICO avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$2,051$7,847
Fair (580-669)$1,358$4,862
Good (670-739)$1,485$3,955
Very Good (740-799)$1,120$4,045
Exceptional (800-850)$1,064$3,881

GEICO vs. Infinity: rates after infractions

If you are saddled with an at-fault accident, speeding violation, reckless driving citation, or DWI on your driving résumé, GEICO could be a better choice than Infinity. Every insurer will handle driving offenses differently, so it's worth comparing quotes to find out which insurer suits you.


RATES BY CITATION: Infinity VS. GEICO
InfractionGEICO avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$1,857$5,774
At-fault accident (damage > $1,000)$1,580$4,487
DUI/DWI$2,550$6,124
Reckless driving$2,238$6,124
Speeding ticket$1,395$4,174

GEICO vs. Infinity: rates by age

Insurance companies use a driver's age as an estimator of risk, assigning rates accordingly. An insurance policy is typically priciest for teens — due to their inexperience — and relatively affordable for middle-aged drivers. Because each insurance company rates age tiers differently, it's wise to compare rates and find great coverage.

As a general rule, teen drivers should choose GEICO over Infinity: GEICO offers average yearly savings of $12,783, compared to Infinity.


AGE BRACKET INSURANCE RATE COMPARISON: Infinity VS. GEICO
Age tierGEICO avg. annual premiumInfinity avg. annual premium
Teens$3,508$16,291
20s$1,438$5,588
30s$1,218$5,588
40s$1,189$4,077
50s$1,160$3,716
60s$1,065$3,365

Cost aside, GEICO and Infinity come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount ComparisonGEICOInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonGEICOInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
3 out of 5
Not Rated out of 5
User Satisfaction

N/A

A+

Other ProductsGEICOInfinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesGEICOInfinity
AboutGeico uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceYou can use a mobile app to request service from Geico's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsGeico offers an additional discount for vehicles with daytime running lights. Moreover, Geico also offers the policy feature of accident forgiveness.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsWill a hit and run impact my car insurance premium in CA?

My car was hit while parked, there is a scratch and dent. If I report it will it affect my ...

Will Geico increase my rates if I file a windshield claim?

Not further question....

Statute of limitations to file a claim with Geico in Vermont

We have Geico for my truck in Vermont. We were going home and came around a bend and there were ...

Are some insurance providers better suited to my needs than others to get the best rate?

I am 25 years old and currently drive a 2015 BMW 328i xDrive. It’s leased and i’m about to lease ...

See More Questions
Is it worth filing a claim for a scratch on my car that happened when it was parked?

I was parked on the street for a few hours and came back to a scratch from my back driver-side ...

When filling out quotes, do I have to disclose an accident that my friend had while driving my car?

A friend of mine got into an accident in my car while it was not insured. I’m currently looking for ...

If I file a claim for denting my car door on a beam, will my insurance rate increase?

I was parked in my driveway and opened my door into a beam that was sticking out of a pile ...

See More Questions
Compare MoreGEICO vs. 21st Century GEICO vs. Allied GEICO vs. Allstate GEICO vs. American Family GEICO vs. Amica Mutual Insurance GEICO vs. Auto Club (AAA) GEICO vs. Elephant GEICO vs. Erie GEICO vs. Esurance GEICO vs. Farm Bureau Mutual GEICO vs. Farmers GEICO vs. Foremost GEICO vs. Liberty Mutual GEICO vs. Mercury GEICO vs. MetLife GEICO vs. Metromile GEICO vs. Nationwide GEICO vs. North Star Mutual GEICO vs. Progressive GEICO vs. Root GEICO vs. SAFECO GEICO vs. Safe Auto GEICO vs. State Farm GEICO vs. The General GEICO vs. The Hartford GEICO vs. Titan GEICO vs. Travelers GEICO vs. USAAInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. Safe Auto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
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GEICO vs Infinity

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