GEICO vs Infinity Car Insurance

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GEICO or Infinity:
Which Company is Best for You?

Choosing a car insurance company can be difficult: rates fluctuate based on your location, vehicle, and driving record, and insurers offer a variety of perks. GEICO and Infinity are two of the nation's most popular insurance companies, providing competitively priced policies across large portions of the US.

To help simplify the process of comparing insurance companies, we've pulled average premiums from Infinity and GEICO. These rates cover myriad pricing components, including credit score, driving history, and age. Take a look at these rates and find the perfect policy for you.

Take a deep dive: Read our reviews of GEICO and Infinity.


Compare GEICO vs. Infinity auto insurance rates


GEICO vs. Infinity: by credit level

If you have extremely bad credit, GEICO could be the best option for you. On average, GEICO offers better prices than Infinity for drivers with credit scores of less than 580. Drivers with excellent credit — a score of 800-plus — should opt for GEICO, which typically beats Infinity by $2,817 per year. View common insurance rates by credit tier for Infinity and GEICO:


COMPARING AUTO INSURANCE RATES BY CREDIT SCORE: Infinity VS. GEICO
Credit levelGEICO avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$2,051$7,847
Fair (580-669)$1,358$4,862
Good (670-739)$1,485$3,955
Very Good (740-799)$1,120$4,045
Exceptional (800-850)$1,064$3,881

GEICO vs. Infinity: rates for high-risk drivers

If you are saddled with an at-fault accident, speeding ticket, reckless driving violation, or DUI in your rear view mirror, GEICO could be a better choice than Infinity. Every insurance company prices policies differently after a violation, so it's worth comparing quotes to understand which insurance company suits you.


RATES BY CITATION: Infinity VS. GEICO
ViolationGEICO avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$1,857$5,774
At-fault accident (damage > $1,000)$1,580$4,487
DUI/DWI$2,550$6,124
Reckless driving$2,238$6,124
Speeding ticket$1,395$4,174

GEICO vs. Infinity: rates by age

Car insurance companies use age to indicate risk, pricing premiums on a sliding scale. Insurance is usually expensive for teen drivers — due to their inexperience — and most affordable for drivers aged 25 or older. Since each insurance company prices age tiers in a different way, it's wise to compare rates and find a great fit.

As a general rule, teen drivers should choose GEICO before Infinity: GEICO offers average yearly savings of $12,783, compared to Infinity.


AGE BRACKET INSURANCE RATE COMPARISON: Infinity VS. GEICO
AgeGEICO avg. annual premiumInfinity avg. annual premium
Teens$3,508$16,291
20s$1,438$5,588
30s$1,218$5,588
40s$1,189$4,077
50s$1,160$3,716
60s$1,065$3,365

Finances aside, GEICO and Infinity both have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount ComparisonGEICOInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonGEICOInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
Not Rated
User Satisfaction

N/A

A+

Other ProductsGEICOInfinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesGEICOInfinity
AboutGeico uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceYou can use a mobile app to request service from Geico's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsGeico offers an additional discount for vehicles with daytime running lights. Moreover, Geico also offers the policy feature of accident forgiveness.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsWhat is your best advice to buy auto insurance for my 18-year-old who is buying a used car which will be paid off?
The bad news is that car insurance for an 18-year-old on their own separate policy is incredibly expensive — over $3,400 more than the national average. The good news? Typically, we see that combining insurance by adding your kid to your policy is the best route.
My son got a DUI, I will be selling the vehicle & removing him from my Geico policy. Do I need to report it to Geico?
If you choose to repair the damage to your son's car using your insurance, you will need to file a claim and tell your insurer what happened. The claim will impact your rates, but removing your son will not impact your rates as much as leaving him on there — because he has a DUI on his record, that would increase rates in addition to the accident. If you have any questions, don't hesitate to ask.
Can I get accident forgiveness after an accident?
I'm sorry but you will not be able to have an accident forgiven and removed from your record. Depending on the insurance company, they have specific rules about accident forgiveness — generally, you need to be accident-free for a few years before an accident is forgiven.
Does State Farm match auto insurance quotes with other companies?
In truth, no. Car insurance companies determine their rates based on their previous years' filings (loss to revenue ratio) in addition to other factors.
See More Questions
Is it worth filing a claim for a scratch on my car that happened when it was parked?
If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair.
When filling out quotes, do I have to disclose an accident that my friend had while driving my car?
The questions pertains to you as a driver. The same would go for tickets.
If I file a claim for denting my car door on a beam, will my insurance rate increase?
Filing a claim where you were the cause of damage will most likely result in an increase in your rate. In Texas, the average increase in premium for an at-fault accident is $817 per year, based on our State of Insurance report.
See More Questions
Compare MoreGEICO vs. 21st Century GEICO vs. Allied GEICO vs. Allstate GEICO vs. American Family GEICO vs. Amica Mutual Insurance GEICO vs. Auto Club (AAA) GEICO vs. Elephant GEICO vs. Erie GEICO vs. Esurance GEICO vs. Farm Bureau Mutual GEICO vs. Farmers GEICO vs. Foremost GEICO vs. Liberty Mutual GEICO vs. Mercury GEICO vs. MetLife GEICO vs. Metromile GEICO vs. Nationwide GEICO vs. North Star Mutual GEICO vs. Progressive GEICO vs. Root Insurance GEICO vs. Safe Auto GEICO vs. Safeco GEICO vs. State Farm GEICO vs. The General GEICO vs. The Hartford GEICO vs. Titan GEICO vs. Travelers GEICO vs. USAAInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. Safe Auto Infinity vs. Safeco Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
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GEICO vs Infinity

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