How Much Does Auto Insurance Cost in Glendale?


On average, premiums in Glendale exceed the state average by 26%. We've analyzed how auto insurance rates in Glendale compare to premiums nationwide.


CAR INSURANCE PRICES: GLENDALE VS. NATIONAL/STATE AVERAGES
City AverageState AverageNational Average
$1,536$1,221$1,569


Glendale Car Insurance by Marital Status and Gender


Car insurance premiums in Glendale differ depending on your gender and marital status. Rates for those who are widowed are slightly cheaper than rates for those who are single. Being single, as opposed to married, can cost you around 6% more per year on car insurance. Premiums are more costly for women. Women generally pay $26 more than men each year for insurance.


GLENDALE CAR INSURANCE RATES BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Rate
Female$1,562
Male$1,536
Single$1,536
Married$1,442
Divorced$1,536
Widowed$1,507


Glendale Car Insurance by Violation or Accident History


Do you know by how much an at-fault accident or violation can raise your car insurance rates? A DUI will increase your car insurance premiums more than other driving violations. $1,910 is the extra cost per year for drivers with a DUI in Glendale, compared to the city average of $1,536. Reckless driving will push your premiums up as well, with typical rates of $2,669, which are 74% higher than the city average! Insurance rates are influenced by at-fault accident history, and more specifically, by the extent of the damage that resulted from the accidents. For those in Glendale with at-fault accidents in which damages exceeded $2,000, rates are an average of 14% more than at-fault accidents with damages less than $1,000.


AVERAGE GLENDALE INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Incident or ViolationAverage Rate
DUI/DWI$3,446
Reckless Driving$2,669
At-fault Accident (damages less than $1,000)$2,127
At-fault Accident (damages greater than $2,000)$2,430
Speeding Ticket (16-20 mph over speed limit)$2,059


Glendale Auto Insurance by Credit Level


Drivers with Very Poor credit (300-579) typically pay 2.7x more every year on premiums than those with Exceptional credit (800-850). In terms of percent change, the largest benefit of better credit comes from upgrading from Very Poor (300-579) to Fair (580-669), by which drivers can save close to 46% per year.


GLENDALE AUTO INSURANCE COSTS BY CREDIT LEVEL
Credit LevelAverage Auto Insurance Rate
Very Poor$3,438
Fair$1,863
Good$1,536
Very Good$1,391
Exceptional$1,273


Glendale Car Insurance Rates by Age

Car insurance premiums are highest for teenage drivers, with average payments of $6,359 per year. Among all age groups, drivers in their 50s have the smallest insurance rates, with rates of $1,367 per year. Those in their 60s ($1,428) have premiums that aren't much higher. In Glendale, drivers see the biggest decrease in premiums when they hit their 20s, as they pay an average of $4,992 less after moving out of the teenage age range. Turning 60 causes a rise in rates, but up until that point drivers can anticipate premium reductions when they progress between age groups.


GLENDALE CAR INSURANCE PREMIUMS BY DRIVER AGE
AgeAverage Rate
Teenagers$6,359
20s$2,047
30s$1,518
40s$1,472
50s$1,367
60s$1,428
70s$1,664


What drives up car insurance rates in Glendale?

Where you live in Glendale affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Glendale is no exception to the rule. From zip code 85310 to 91204, premiums rise by 93 percent—that’s $1085.

Expensive Glendale Zip Codes: 91210, 91201, 91203, 91205, 91204

Cheap Glendale Zip Codes: 85310, 85345, 85308, 85382, 85309

Glendale Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Glendale, you can expect 31 rainy days with an annual rainfall of 8 inches. Glendale is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.

31

Rainy Days a Year

8"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Be Prepared For

Driving in Glendale

2
Major Highways
U.S. 60 SR 101
2
Public Transit
Valley Metro Bus

Car Insurance Companies in Glendale

Find Local Glendale Agents

Owen Insurance Group, Inc.

6635 W Happy Valley Rd # A104-508 Glendale, AZ 85310

J&S Insurance Services LLC dba: Northwest Insurance Agency

7115 N 55th Ave Glendale, AZ 85301

Gary Swanigan Insurance Agency, Inc.

8607 N 59th Ave Glendale, AZ 85302

Freeway Insurance Services of Arizona

6804 N 51st Ave Glendale, AZ 85301

Cynthia Fisher Agency LLC

20100 N 51st Ave Glendale, AZ 85308

Burski Insurance Agency LLC

7347 N 43Rd Ln Glendale, AZ 85301

Ideal Insurance Agency, Inc.

7121 West Bell Road Glendale, AZ 85308

AABAR Insurance Services, Inc.

6710 N 47th Ave Ste 3 Glendale, AZ 85301

Westgate Insurance Agency, LLC

5800 W Glenn Dr Ste 330 Glendale, AZ 85301

Not sure about Glendale

Check out these other Arizona cities...

Phoenix

Tucson

Mesa

Chandler

Gilbert

Scottsdale

2

$1,228

The average Glendale resident's annual cost of coverage

2

40%

Our customer's average savings after comparing insurance

Revised

196

That's equal to 196 cups of coffee or $491 in savings

See How Much You Can Save in Glendale

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Recent Questions:

Glendale Car Insurance

I was billed for forced car insurance even though I already had it

While it can vary by the individual policy procedures of your lender, they should be able to backdate those charges if you're able to show proof of insurance for the duration of the loan. You can request a policy declaration or binder from your insurance company which will show the date of policy inception.

Additional Resources:

Glendale Car Insurance

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