How Much Does Auto Insurance Cost in Glendale?
On average, premiums in Glendale exceed the state average by 26%. We've analyzed how auto insurance rates in Glendale compare to premiums nationwide.
CAR INSURANCE PRICES: GLENDALE VS. NATIONAL/STATE AVERAGES
|City Average||State Average||National Average|
Glendale Car Insurance by Marital Status and Gender
Car insurance premiums in Glendale differ depending on your gender and marital status. Rates for those who are widowed are slightly cheaper than rates for those who are single. Being single, as opposed to married, can cost you around 6% more per year on car insurance. Premiums are more costly for women. Women generally pay $26 more than men each year for insurance.
GLENDALE CAR INSURANCE RATES BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Rate|
Glendale Car Insurance by Violation or Accident History
Do you know by how much an at-fault accident or violation can raise your car insurance rates? A DUI will increase your car insurance premiums more than other driving violations. $1,910 is the extra cost per year for drivers with a DUI in Glendale, compared to the city average of $1,536. Reckless driving will push your premiums up as well, with typical rates of $2,669, which are 74% higher than the city average! Insurance rates are influenced by at-fault accident history, and more specifically, by the extent of the damage that resulted from the accidents. For those in Glendale with at-fault accidents in which damages exceeded $2,000, rates are an average of 14% more than at-fault accidents with damages less than $1,000.
AVERAGE GLENDALE INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Incident or Violation||Average Rate|
|At-fault Accident (damages less than $1,000)||$2,127|
|At-fault Accident (damages greater than $2,000)||$2,430|
|Speeding Ticket (16-20 mph over speed limit)||$2,059|
Glendale Auto Insurance by Credit Level
Drivers with Very Poor credit (300-579) typically pay 2.7x more every year on premiums than those with Exceptional credit (800-850). In terms of percent change, the largest benefit of better credit comes from upgrading from Very Poor (300-579) to Fair (580-669), by which drivers can save close to 46% per year.
GLENDALE AUTO INSURANCE COSTS BY CREDIT LEVEL
|Credit Level||Average Auto Insurance Rate|
Glendale Car Insurance Rates by Age
Car insurance premiums are highest for teenage drivers, with average payments of $6,359 per year. Among all age groups, drivers in their 50s have the smallest insurance rates, with rates of $1,367 per year. Those in their 60s ($1,428) have premiums that aren't much higher. In Glendale, drivers see the biggest decrease in premiums when they hit their 20s, as they pay an average of $4,992 less after moving out of the teenage age range. Turning 60 causes a rise in rates, but up until that point drivers can anticipate premium reductions when they progress between age groups.
GLENDALE CAR INSURANCE PREMIUMS BY DRIVER AGE
What drives up car insurance rates in Glendale?
Where you live in Glendale affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Glendale is no exception to the rule. From zip code 85310 to 91204, premiums rise by 93 percent—that’s $1085.
Expensive Glendale Zip Codes: 91210, 91201, 91203, 91205, 91204
Cheap Glendale Zip Codes: 85310, 85345, 85308, 85382, 85309
Glendale Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Glendale, you can expect 31 rainy days with an annual rainfall of 8 inches. Glendale is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Glendale Agents
Owen Insurance Group, Inc.
6635 W Happy Valley Rd # A104-508 Glendale, AZ 85310
J&S Insurance Services LLC dba: Northwest Insurance Agency
7115 N 55th Ave Glendale, AZ 85301
Gary Swanigan Insurance Agency, Inc.
8607 N 59th Ave Glendale, AZ 85302
Freeway Insurance Services of Arizona
6804 N 51st Ave Glendale, AZ 85301
Cynthia Fisher Agency LLC
20100 N 51st Ave Glendale, AZ 85308
Burski Insurance Agency LLC
7347 N 43Rd Ln Glendale, AZ 85301
Ideal Insurance Agency, Inc.
7121 West Bell Road Glendale, AZ 85308
AABAR Insurance Services, Inc.
6710 N 47th Ave Ste 3 Glendale, AZ 85301
Westgate Insurance Agency, LLC
5800 W Glenn Dr Ste 330 Glendale, AZ 85301
The average Glendale resident's annual cost of coverage
Our customer's average savings after comparing insurance
See How Much You Can Save in Glendale
Just enter your zip code to get started
Glendale Car Insurance
Glendale Car Insurance
Jul 28, 2017
Moving to a new state can be an exciting adventure. As with most moves, it requires a bit of paperwork...
Jun 09, 2017
Drunk driving has long been a major cause of accidents on the road. Having a few drinks impairs our...
May 19, 2017
You probably already take care of your banking errands on your phone (thanks, mobile check deposits!). You may have shown...
Apr 03, 2017
A driver’s license is more than just permission to take to the open road. To many, including first-time drivers, it...
Mar 16, 2017
While many established automakers and technology companies are itching to win the autonomous vehicle race, legislators are simply trying to...
Mar 12, 2017
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
Jan 30, 2017
Marijuana legalization in the U.S. is constantly evolving, and states continue to modify their own legislation on their own timelines....
Jan 27, 2017
If you drive in the U.S., you simply have to have car insurance. It’s the law. (Even residents of New...
Dec 20, 2016
The holidays are a hazardous time to be on the roads, and believe us, cops know it. They’re closely monitoring...
Dec 13, 2016
Auto insurance rules aren’t simple: each state sets its own regulations about everything from whether or not a driver’s credit...
Nov 08, 2016
If a cop hands you a ticket for speeding, swerving in and out of lanes, or causing a crash, you’re...
Nov 02, 2016
We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...
Sep 23, 2016
In the world of traffic law and auto insurance, points are universally a bad thing. Instead of helping you win...
Aug 22, 2016
Red states, blue states, and battleground states: we’ll hear a lot about the political leanings of the 50 U.S. states...
Aug 02, 2016
Car insurance companies consider all sorts of factors to assess risk and set rates for different drivers. Here at The...
Aug 02, 2016
Drumroll please… Today, The Zebra introduces to you, fine readers, our first annual State of Auto Insurance Report! Did you...
May 03, 2016
Most folks consider credit a crucial factor in determining what they pay for home mortgages and other big life expenses, but far...