Greeley Car Insurance

The Zebra
May 30, 2018

Car Insurance in Greeley

Greeley premiums sit under the state average by $85, which is why the city is recognized for its low-cost premiums. Keep some money in your pocket by following the tips below about how to save on car insurance in Greeley.

  • City Average: $1,350
  • State Average: $1,435
  • National Average: $1,427

Greeley Car Insurance by Credit Rating

Those with Very Poor credit (300-579) normally pay 123% more every year for car insurance than those with Exceptional credit (800-850). The biggest benefit of better credit comes from improving from Very Poor (300-579) to Fair (580-669), by which drivers can save nearly $343 per year.

  • Very Poor: $2,628
  • Fair: $2,193
  • Good: $1,778
  • Very Good: $1,435
  • Exceptional: $1,178

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Greeley Car Insurance by Gender and Marital Status

Both marital status and gender can impact your car insurance premiums in Greeley. 2% is the amount by which men's and women's car insurance premiums differ. People who are married save around $80 per year compared to those who are single or divorced. Rates for those who are widowed are somewhat cheaper than rates for those who are single.

  • Female: $1,380
  • Male: $1,350
  • Single: $1,350
  • Married: $1,269
  • Divorced: $1,350
  • Widowed: $1,296

Greeley Car Insurance by Accident or Violation History

Accidents and violations can cost you in terms of premiums. Drivers with a DUI in Greeley have rates that surpass the city average of $1,350 by 51%. Reckless driving will push your premiums up as well, with average rates of $2,022. $626 is what you can expect to add on to your annual insurance premium in Greeley if you have an at-fault accident on your driving record.

  • DUI: $2,033
  • Reckless Driving: $2,022
  • At-fault Accident (damages less than $1000): $1,976
  • At-fault Accident (damages greater than $2000): $1,976
  • Speeding Ticket (16-20 mph over speed limit): $1,635

Greeley Car Insurance by Age

The most significant reduction in premiums between any age group is from the teenage age range to the 20s, as drivers in Greeley start paying $3,423 less in premiums. The first time drivers can expect their age to trigger a rise in rates is when they turn 60. Teenage drivers are the ones who pay the most in car insurance premiums, with payments of $5,245 on average. Among all age groups, drivers in their 50s have the smallest insurance payments, with rates of $1,229. However, those in their 60s ($1,251) aren’t paying significantly more.

  • Teenagers: $5,245
  • 20s: $1,822
  • 30s: $1,325
  • 40s: $1,298
  • 50s: $1,229
  • 60s: $1,251
  • 70s: $1,518