Car Insurance in Greensboro

Greensboro has premiums that are relatively equivalent to the state average, as they are within $8 of one another. Going over some ways to save on Greensboro car insurance can save you some hard-earned money.

  • City Average: $873
  • State Average: $865
  • National Average: $1,427

Greensboro Car Insurance by Accident or Violation History

Prior accidents and violations can cost you in terms of prices on car insurance. Reckless driving will increase your car insurance premiums more than other driving violations. $809 is the extra cost per year for drivers with a DUI in Greensboro, compared to the city average of $873. Reckless driving will push your premiums up as well, with typical rates of $3,672. That is 321% higher than the city average! Insurance rates are affected by at-fault accident history, and more specifically, by how much damage resulted from the accidents. Compared to at-fault accidents with damages less than $1,000, accidents with damages exceeding $2,000 cost you another $126 per year in premiums.

  • DUI: $1,682
  • Reckless Driving: $3,672
  • At-fault Accident (damages less than $1000): $1,199
  • At-fault Accident (damages greater than $2000): $1,325
  • Speeding Ticket (16-20 mph over speed limit): $1,302

Greensboro Car Insurance by Credit Rating

Individuals with Very Poor credit (300-579) pay an average of 22% more each year on premiums than those with Exceptional credit (800-850). In terms of percent change, the most notable benefit of better credit comes from boosting from Good (670-739) to Very Good (740-799), by which drivers can save nearly 8% per year.

  • Very Poor: $1,032
  • Fair: $1,006
  • Good: $955
  • Very Good: $882
  • Exceptional: $848

Greensboro Car Insurance by Age

Teenage drivers are the ones who pay the most in car insurance premiums, with average rates of $1,929. The most significant reduction in premiums between any age group is from the teenage age range to the 20s, as drivers in Greensboro start saving $1,038 each year. When drivers turn 60, they will experience an insurance rate increase related to their age for the first time. Everybody loves to save money, and luckily for drivers in their 50s, they do just that! They have the smallest car insurance premiums among any age group, with rates of $856/year. However, people in their 40s and 60s aren't paying much more, with premiums of $863 and $872, respectively.

  • Teenagers: $1,929
  • 20s: $891
  • 30s: $873
  • 40s: $863
  • 50s: $856
  • 60s: $872
  • 70s: $912

Greensboro Car Insurance by Gender and Marital Status

Numerous driver attributes, including gender and marital status, play a part in car insurance premiums in Greensboro. However, premiums for women tend to be only a bit more pricey than for men. While being single (as opposed to married) doesn't significantly affect your premiums, it does save you a small amount on car insurance. On the other hand, widowed and divorced individuals pay the same as drivers who are single.

  • Female: $877
  • Male: $873
  • Single: $873
  • Married: $880
  • Divorced: $873
  • Widowed: $873

What drives up car insurance rates in Greensboro?

Where you live in Greensboro affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Greensboro is no exception to the rule. From zip code 27282 to 27412, premiums rise by 3 percent—that’s $22.

Expensive Greensboro Zip Codes: 27499, 27498, 27495, 27413, 27412

Cheap Greensboro Zip Codes: 27282, 27405, 27406, 27407, 27214

Greensboro Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Greensboro, you can expect 96 rainy days with an annual rainfall of 43 inches. Greensboro is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.

96

Rainy Days a Year

43"

Avg. Annual Rainfall

9"

Avg. Annual Snowfall

Be Prepared For

Driving in Greensboro

Major Highways
I-40 I-85 I-73
Public Transit
GTA Bus HEAT Bus

Find Local Greensboro Agents

First Citizens Insurance Services - Greensboro

1414 W. Northwood St. Greensboro, NC 27408

Moore, Brooks & Donnell Insurance Service

504 E Cornwallis Dr # 6 Greensboro, NC 27405

Hometown Insurance Service

1828 Banking St., Ste. 4 Greensboro, NC 27408

Pelnik Insurance of Greensboro, NC, Inc.

3828 Burlington Road Greensboro, NC 27405

Godwin Insurance Agency

905 Battleground Ave Greensboro, NC 27408

Citizen's Insurance Agency of Greensboro

1025 E Wendover Ave Greensboro, NC 27405

Arthur J Gallagher Risk Management

324 W Wendover Ave Ste 112 Greensboro, NC 27408

Piedmont Triad Insurance Agency

819 N. Elm St. Greensboro, NC 27401

The Beacon Insurance Group Inc

1515 W Cornwallis Dr Ste 206 Greensboro, NC 27408

Barnett-Smith Insurance

218 N Eugene St Greensboro, NC 27401

Senn Dunn-Greensboro

3625 N Elm St Ste 200 Greensboro, NC 27455

Latorre Insurance

4131 Spring Garden St., #C Greensboro, NC 27407

BB&T Insurance Services, Inc.

3318 W Friendly Ave Ste 400 Greensboro, NC 27410

McClintock and Associates Insurance

717 Green Valley Rd., Ste. 200 Greensboro, NC 27408

Wood Insurance Agency, Inc.

1400 Battleground Ave Ste 134-C Greensboro, NC 27408

Guilford City/County Insurance Advisory Committee

620 Green Valley Rd St 302 Greensboro, NC 27408

McDowell Corporation dba Amos Insurance Agency

1225 4th Street Greensboro, NC 27405

The Andrews Agency

3711 W Market St Greensboro, NC 27403

HPB Insurance Group, Inc.

324 W Wendover Ave Ste 110 Greensboro, NC 27408

Craft Insurance

823 N Elm St Greensboro, NC 27401

Scott Insurance

628 Green Valley Rd Ste 306 Greensboro, NC 27408

See All

Not sure about Greensboro

Check out these other North Carolina cities...

Charlotte

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Winston-Salem

$751

The average Greensboro resident's annual cost of coverage

40%

Our customer's average savings after comparing insurance

120

That's equal to 120 cups of coffee or $300 in savings

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Greensboro Car Insurance

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