Car Insurance in Greensboro
Greensboro has premiums that are relatively equivalent to the state average, as they are within $8 of one another. Going over some ways to save on Greensboro car insurance can save you some hard-earned money.
- City Average: $873
- State Average: $865
- National Average: $1,427
Greensboro Car Insurance by Accident or Violation History
Prior accidents and violations can cost you in terms of prices on car insurance. Reckless driving will increase your car insurance premiums more than other driving violations. $809 is the extra cost per year for drivers with a DUI in Greensboro, compared to the city average of $873. Reckless driving will push your premiums up as well, with typical rates of $3,672. That is 321% higher than the city average! Insurance rates are affected by at-fault accident history, and more specifically, by how much damage resulted from the accidents. Compared to at-fault accidents with damages less than $1,000, accidents with damages exceeding $2,000 cost you another $126 per year in premiums.
- DUI: $1,682
- Reckless Driving: $3,672
- At-fault Accident (damages less than $1000): $1,199
- At-fault Accident (damages greater than $2000): $1,325
- Speeding Ticket (16-20 mph over speed limit): $1,302
Greensboro Car Insurance by Credit Rating
Individuals with Very Poor credit (300-579) pay an average of 22% more each year on premiums than those with Exceptional credit (800-850). In terms of percent change, the most notable benefit of better credit comes from boosting from Good (670-739) to Very Good (740-799), by which drivers can save nearly 8% per year.
- Very Poor: $1,032
- Fair: $1,006
- Good: $955
- Very Good: $882
- Exceptional: $848
Greensboro Car Insurance by Age
Teenage drivers are the ones who pay the most in car insurance premiums, with average rates of $1,929. The most significant reduction in premiums between any age group is from the teenage age range to the 20s, as drivers in Greensboro start saving $1,038 each year. When drivers turn 60, they will experience an insurance rate increase related to their age for the first time. Everybody loves to save money, and luckily for drivers in their 50s, they do just that! They have the smallest car insurance premiums among any age group, with rates of $856/year. However, people in their 40s and 60s aren't paying much more, with premiums of $863 and $872, respectively.
- Teenagers: $1,929
- 20s: $891
- 30s: $873
- 40s: $863
- 50s: $856
- 60s: $872
- 70s: $912
Greensboro Car Insurance by Gender and Marital Status
Numerous driver attributes, including gender and marital status, play a part in car insurance premiums in Greensboro. However, premiums for women tend to be only a bit more pricey than for men. While being single (as opposed to married) doesn't significantly affect your premiums, it does save you a small amount on car insurance. On the other hand, widowed and divorced individuals pay the same as drivers who are single.
- Female: $877
- Male: $873
- Single: $873
- Married: $880
- Divorced: $873
- Widowed: $873
What drives up car insurance rates in Greensboro?
Where you live in Greensboro affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Greensboro is no exception to the rule. From zip code 27282 to 27412, premiums rise by 3 percent—that’s $22.
Expensive Greensboro Zip Codes: 27499, 27498, 27495, 27413, 27412
Cheap Greensboro Zip Codes: 27282, 27405, 27406, 27407, 27214
Greensboro Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Greensboro, you can expect 96 rainy days with an annual rainfall of 43 inches. Greensboro is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Greensboro Agents
First Citizens Insurance Services - Greensboro
1414 W. Northwood St. Greensboro, NC 27408
Moore, Brooks & Donnell Insurance Service
504 E Cornwallis Dr # 6 Greensboro, NC 27405
Hometown Insurance Service
1828 Banking St., Ste. 4 Greensboro, NC 27408
Pelnik Insurance of Greensboro, NC, Inc.
3828 Burlington Road Greensboro, NC 27405
Godwin Insurance Agency
905 Battleground Ave Greensboro, NC 27408
Citizen's Insurance Agency of Greensboro
1025 E Wendover Ave Greensboro, NC 27405
Arthur J Gallagher Risk Management
324 W Wendover Ave Ste 112 Greensboro, NC 27408
Piedmont Triad Insurance Agency
819 N. Elm St. Greensboro, NC 27401
The Beacon Insurance Group Inc
1515 W Cornwallis Dr Ste 206 Greensboro, NC 27408
218 N Eugene St Greensboro, NC 27401
3625 N Elm St Ste 200 Greensboro, NC 27455
4131 Spring Garden St., #C Greensboro, NC 27407
BB&T Insurance Services, Inc.
3318 W Friendly Ave Ste 400 Greensboro, NC 27410
McClintock and Associates Insurance
717 Green Valley Rd., Ste. 200 Greensboro, NC 27408
Wood Insurance Agency, Inc.
1400 Battleground Ave Ste 134-C Greensboro, NC 27408
Guilford City/County Insurance Advisory Committee
620 Green Valley Rd St 302 Greensboro, NC 27408
McDowell Corporation dba Amos Insurance Agency
1225 4th Street Greensboro, NC 27405
The Andrews Agency
3711 W Market St Greensboro, NC 27403
HPB Insurance Group, Inc.
324 W Wendover Ave Ste 110 Greensboro, NC 27408
823 N Elm St Greensboro, NC 27401
628 Green Valley Rd Ste 306 Greensboro, NC 27408
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Greensboro Car Insurance
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