What's the Cost of Car Insurance in Greensboro?
On average, premiums in North Carolina sit under the national average by $628. While premiums in the city are also relatively low, if you are insuring a vehicle in Greensboro, cutting costs is still crucial. Keep some cash in your pocket by following our tips and saving on car insurance in Greensboro.
AUTO INSURANCE PRICES: GREENSBORO VS. STATE/US AVERAGES
|City Average||State Average||National Average|
Greensboro Car Insurance Premiums by Driver Age
When Greensboro drivers reach their 20s, therefore moving out of the teenage age bracket, they save an average of $1,225 on car insurance, which is the most change you'll see between any age group. The first time drivers can anticipate their age to trigger an increase in premiums is when they turn 60. At $868, drivers in their 50s have the smallest car insurance rates among any age group. However, people in their 70s and 60s also have relatively low premiums, with premiums of $876 and $880, respectively. Teenage drivers have the biggest premiums amongst all the age groups. They have car insurance payments that average $2,093.
GREENSBORO AUTO INSURANCE PREMIUMS BY DRIVER AGE
Greensboro Car Insurance With Accidents or Violations
Do you have a history of accidents or violations? That can have an impact on your prices on car insurance. In Greensboro, drivers with a DUI need to spend over 4x the average for the city to insure their vehicle. Reckless driving will bump your rates up as well, with typical rates of $1,723, which are 84% higher than the city average! The amount of damage caused by an accident plays a role in how drastically insurance rates will increase. For those in Greensboro with at-fault accidents in which damages exceeded $2,000, rates are an average of 18% more than at-fault accidents with damages less than $1,000.
AVERAGE GREENSBORO INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Violation/Incident||Average Annual Premium|
|At-fault Accident (damages less than $1,000)||$1,310|
|At-fault Accident (damages greater than $2,000)||$1,548|
|Speeding Ticket (16-20 mph over speed limit)||$1,411|
Greensboro Car Insurance by Gender and Marital Status
In Greensboro, both marital status and gender can impact your car insurance premiums. However, the amount by which men's and women's car insurance premiums deviate is trivial. While being married (as opposed to single) doesn't significantly change your premiums, it does save you a small amount on car insurance. In contrast, divorced and widowed individuals pay the same as drivers who are single.
GREENSBORO CAR INSURANCE RATES BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Rate|
Greensboro Car Insurance by Credit Score
Improving your credit tier from Very Poor credit (300-579) to Exceptional credit (800-850) can save you $574 each year on car insurance. Moving from Very Poor (300-579) to Fair (580-669) generates the most significant percent decrease in premiums, as drivers save an average of 28% per year.
GREENSBORO CAR INSURANCE RATES BY CREDIT TIER
|Credit Level||Average Car Insurance Rate|
What drives up car insurance rates in Greensboro?
Where you live in Greensboro affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Greensboro is no exception to the rule. From zip code 27282 to 27412, premiums rise by 3 percent—that’s $22.
Expensive Greensboro Zip Codes: 27499, 27498, 27495, 27413, 27412
Cheap Greensboro Zip Codes: 27282, 27405, 27406, 27407, 27214
Greensboro Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Greensboro, you can expect 96 rainy days with an annual rainfall of 43 inches. Greensboro is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Greensboro Agents
First Citizens Insurance Services - Greensboro
1414 W. Northwood St. Greensboro, NC 27408
BB&T Insurance Services, Inc.
3318 W Friendly Ave Ste 400 Greensboro, NC 27410
4131 Spring Garden St., #C Greensboro, NC 27407
Pelnik Insurance of Greensboro, NC, Inc.
3828 Burlington Road Greensboro, NC 27405
3625 N Elm St Ste 200 Greensboro, NC 27455
823 N Elm St Greensboro, NC 27401
The Beacon Insurance Group Inc
1515 W Cornwallis Dr Ste 206 Greensboro, NC 27408
McDowell Corporation dba Amos Insurance Agency
1225 4th Street Greensboro, NC 27405
Wood Insurance Agency, Inc.
1400 Battleground Ave Ste 134-C Greensboro, NC 27408
McClintock and Associates Insurance
717 Green Valley Rd., Ste. 200 Greensboro, NC 27408
Guilford City/County Insurance Advisory Committee
620 Green Valley Rd St 302 Greensboro, NC 27408
218 N Eugene St Greensboro, NC 27401
HPB Insurance Group, Inc.
324 W Wendover Ave Ste 110 Greensboro, NC 27408
628 Green Valley Rd Ste 306 Greensboro, NC 27408
Hometown Insurance Service
1828 Banking St., Ste. 4 Greensboro, NC 27408
Godwin Insurance Agency
905 Battleground Ave Greensboro, NC 27408
Piedmont Triad Insurance Agency
819 N. Elm St. Greensboro, NC 27401
Moore, Brooks & Donnell Insurance Service
504 E Cornwallis Dr # 6 Greensboro, NC 27405
Arthur J Gallagher Risk Management
324 W Wendover Ave Ste 112 Greensboro, NC 27408
The Andrews Agency
3711 W Market St Greensboro, NC 27403
Citizen's Insurance Agency of Greensboro
1025 E Wendover Ave Greensboro, NC 27405
The average Greensboro resident's annual cost of coverage
Our customer's average savings after comparing insurance
See How Much You Can Save in Greensboro
Just enter your zip code to get started
Greensboro Car Insurance
How to Update Your Driver’s License When You Move to a New State
Jul 28, 2017
Moving to a new state can be an exciting adventure. As with most moves, it requires a bit of paperwork...
Drunk Driving vs. Distracted Driving: Which is More Dangerous?
Jun 09, 2017
Drunk driving has long been a major cause of accidents on the road. Having a few drinks impairs our...
Digital Insurance Cards: Which States Accept Them?
May 19, 2017
You probably already take care of your banking errands on your phone (thanks, mobile check deposits!). You may have shown...
Car Insurance for First-Time Drivers: 6 Things You Should Know
Apr 03, 2017
A driver’s license is more than just permission to take to the open road. To many, including first-time drivers, it...
Driverless Car Laws by State
Mar 16, 2017
While many established automakers and technology companies are itching to win the autonomous vehicle race, legislators are simply trying to...
How Does the Government Affect What You Pay for Car Insurance?
Mar 12, 2017
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
What You Need to Know about Getting High and Driving in 2017
Jan 30, 2017
Marijuana legalization in the U.S. is constantly evolving, and states continue to modify their own legislation on their own timelines....
4 Consequences of Driving without Insurance
Jan 27, 2017
If you drive in the U.S., you simply have to have car insurance. It’s the law. (Even residents of New...
The Rundown on “No Refusal” Weekends
Dec 20, 2016
The holidays are a hazardous time to be on the roads, and believe us, cops know it. They’re closely monitoring...
How Long After a Car Crash Can You File a Claim?
Dec 13, 2016
Auto insurance rules aren’t simple: each state sets its own regulations about everything from whether or not a driver’s credit...
What’s the Most Expensive Traffic Ticket in Your State?
Nov 08, 2016
If a cop hands you a ticket for speeding, swerving in and out of lanes, or causing a crash, you’re...
Don’t Count on Anti-Theft Devices to Lower Your Insurance Rate – Here’s Why
Nov 02, 2016
We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...
Driver’s License Points: Do They Matter?
Sep 23, 2016
In the world of traffic law and auto insurance, points are universally a bad thing. Instead of helping you win...
Who Pays More for Car Insurance: Democrats or Republicans?
Aug 22, 2016
Red states, blue states, and battleground states: we’ll hear a lot about the political leanings of the 50 U.S. states...
Which States Have the Cheapest Car Insurance?
Aug 02, 2016
Car insurance companies consider all sorts of factors to assess risk and set rates for different drivers. Here at The...
Welcome to Data Heaven: Introducing The 2016 State of Auto Insurance Report
Aug 02, 2016
Drumroll please… Today, The Zebra introduces to you, fine readers, our first annual State of Auto Insurance Report! Did you...
Study: Poor Credit Will Cost You Double for Car Insurance
May 03, 2016
Most folks consider credit a crucial factor in determining what they pay for home mortgages and other big life expenses, but far...