What's the Cost of Car Insurance in Greensboro?
On average, premiums in North Carolina sit under the national average by $628. While premiums in the city are also relatively low, if you are insuring a vehicle in Greensboro, cutting costs is still crucial. Keep some cash in your pocket by following our tips and saving on car insurance in Greensboro.
AUTO INSURANCE PRICES: GREENSBORO VS. STATE/US AVERAGES
|City Average||State Average||National Average|
Greensboro Car Insurance Premiums by Driver Age
When Greensboro drivers reach their 20s, therefore moving out of the teenage age bracket, they save an average of $1,225 on car insurance, which is the most change you'll see between any age group. The first time drivers can anticipate their age to trigger an increase in premiums is when they turn 60. At $868, drivers in their 50s have the smallest car insurance rates among any age group. However, people in their 70s and 60s also have relatively low premiums, with premiums of $876 and $880, respectively. Teenage drivers have the biggest premiums amongst all the age groups. They have car insurance payments that average $2,093.
GREENSBORO AUTO INSURANCE PREMIUMS BY DRIVER AGE
Greensboro Car Insurance With Accidents or Violations
Do you have a history of accidents or violations? That can have an impact on your prices on car insurance. In Greensboro, drivers with a DUI need to spend over 4x the average for the city to insure their vehicle. Reckless driving will bump your rates up as well, with typical rates of $1,723, which are 84% higher than the city average! The amount of damage caused by an accident plays a role in how drastically insurance rates will increase. For those in Greensboro with at-fault accidents in which damages exceeded $2,000, rates are an average of 18% more than at-fault accidents with damages less than $1,000.
AVERAGE GREENSBORO INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Violation/Incident||Average Annual Premium|
|At-fault Accident (damages less than $1,000)||$1,310|
|At-fault Accident (damages greater than $2,000)||$1,548|
|Speeding Ticket (16-20 mph over speed limit)||$1,411|
Greensboro Car Insurance by Gender and Marital Status
In Greensboro, both marital status and gender can impact your car insurance premiums. However, the amount by which men's and women's car insurance premiums deviate is trivial. While being married (as opposed to single) doesn't significantly change your premiums, it does save you a small amount on car insurance. In contrast, divorced and widowed individuals pay the same as drivers who are single.
GREENSBORO CAR INSURANCE RATES BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Rate|
Greensboro Car Insurance by Credit Score
Improving your credit tier from Very Poor credit (300-579) to Exceptional credit (800-850) can save you $574 each year on car insurance. Moving from Very Poor (300-579) to Fair (580-669) generates the most significant percent decrease in premiums, as drivers save an average of 28% per year.
GREENSBORO CAR INSURANCE RATES BY CREDIT TIER
|Credit Level||Average Car Insurance Rate|
What drives up car insurance rates in Greensboro?
Where you live in Greensboro affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Greensboro is no exception to the rule. From zip code 27282 to 27412, premiums rise by 3 percent—that’s $22.
Expensive Greensboro Zip Codes: 27499, 27498, 27495, 27413, 27412
Cheap Greensboro Zip Codes: 27282, 27405, 27406, 27407, 27214
Greensboro Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Greensboro, you can expect 96 rainy days with an annual rainfall of 43 inches. Greensboro is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Greensboro Agents
McDowell Corporation dba Amos Insurance Agency
1225 4th Street, Greensboro, NC 27405
BB&T Insurance Services, Inc.
3318 W Friendly Ave Ste 400, Greensboro, NC 27410
823 N Elm St, Greensboro, NC 27401
Moore, Brooks & Donnell Insurance Service
504 E Cornwallis Dr # 6, Greensboro, NC 27405
Arthur J Gallagher Risk Management
324 W Wendover Ave Ste 112, Greensboro, NC 27408
218 N Eugene St, Greensboro, NC 27401
Citizen's Insurance Agency of Greensboro
1025 E Wendover Ave, Greensboro, NC 27405
First Citizens Insurance Services - Greensboro
1414 W. Northwood St., Greensboro, NC 27408
McClintock and Associates Insurance
717 Green Valley Rd., Ste. 200, Greensboro, NC 27408
The Beacon Insurance Group Inc
1515 W Cornwallis Dr Ste 206, Greensboro, NC 27408
HPB Insurance Group, Inc.
324 W Wendover Ave Ste 110, Greensboro, NC 27408
The Andrews Agency
3711 W Market St ste b, Greensboro, NC 27403
Piedmont Triad Insurance Agency
819 N. Elm St., Greensboro, NC 27401
Hometown Insurance Service
1828 Banking St., Ste. 4, Greensboro, NC 27408
Guilford City/County Insurance Advisory Committee
620 Green Valley Rd St 302, Greensboro, NC 27408
Wood Insurance Agency, Inc.
1400 Battleground Ave Ste 134-C, Greensboro, NC 27408
Pelnik Insurance of Greensboro, NC, Inc.
3828 Burlington Road, Greensboro, NC 27405
4131 Spring Garden St., #C, Greensboro, NC 27407
3625 N Elm St Ste 200, Greensboro, NC 27455
Godwin Insurance Agency
905 Battleground Ave, Greensboro, NC 27408
628 Green Valley Rd Ste 306, Greensboro, NC 27408
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