How Much Does Auto Insurance Cost in Hialeah?
Cutting costs while insuring a vehicle in Hialeah is important because premiums in Florida are known for being costly. They generally surpass the national average by 32%. We've analyzed how auto insurance rates in Hialeah compare to premiums nationwide.
CAR INSURANCE PREMIUMS: HIALEAH VS. STATE/NATIONAL MEAN
|City Average||State Average||National Average|
Hialeah Auto Insurance by Accident or Violation History
Do you have a history of accidents or violations? That can influence your premiums. A DUI will increase your car insurance premiums more than other driving violations. $1,386 is the extra cost per year for drivers with a DUI in Hialeah, compared to the city average of $2,709. Reckless driving will bump your rates up as well, with typical rates of $4,051, which are 50% higher than the city average. You can expect your annual car insurance payments to grow by 40% if you are found at-fault in an accident in Hialeah.
AVERAGE HIALEAH INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Incident or Violation||Average Rate|
|At-fault Accident (damages less than $1,000)||$3,780|
|At-fault Accident (damages greater than $2,000)||$3,780|
|Speeding Ticket (16-20 mph over speed limit)||$3,477|
Hialeah Auto Insurance by Credit Rating
Average car insurance premiums in Hialeah for those with Very Poor credit (300-579) are over double the premiums for those with Exceptional credit (800-850). Drivers will see the largest drop in premiums when they boost their credit from Very Poor (300-579) to Fair (580-669). That change can save them $808 per year.
HIALEAH AUTO INSURANCE RATES BY CREDIT TIER
|Credit Level||Average Car Insurance Rate|
Hialeah Auto Insurance by Gender and Marital Status
There are quite a few factors, including marital status and gender, that influence car insurance premiums in Hialeah. Premiums for men are typically 3% cheaper than for women. Rates for those who are widowed are marginally cheaper than rates for those who are single. Being married can save you roughly $100 per year compared to being single.
HIALEAH CAR INSURANCE RATES BY GENDER AND MARITAL STATUS
|Marital Status/Gender||Average Rate|
Hialeah Auto Insurance Rates by Age Bracket
Everyone loves to save money, and luckily for drivers in their 50s, they do just that! They have the lowest rates among any age group, with rates of $2,458 per year. People in their 60s ($2,490) have premiums that aren't much higher. Drivers in Hialeah see the largest reduction in premiums when they reach their 20s, as they save an average of $4,067 from moving out of the teenage age bracket. Insurance rates for drivers in Hialeah continue to fall through their 50s, but they can expect an increase when they hit 60. With rates of $7,621 on average, teenage drivers pay the most in car insurance premiums.
HIALEAH AUTO INSURANCE PRICES BY DRIVER AGE
What drives up car insurance rates in Hialeah?
Where you live in Hialeah affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Hialeah is no exception to the rule. From zip code 33002 to 33010, premiums rise by 55 percent—that’s $1414.
Expensive Hialeah Zip Codes: 33012, 33142, 33147, 33013, 33010
Cheap Hialeah Zip Codes: 33002, 33017, 33166, 33015, 33018
Hialeah Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Hialeah, you can expect 132 rainy days with an annual rainfall of 66 inches. Hialeah is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Hialeah Agents
ABACOA Insurance Group, Inc.
8000 NW 7th St Ste 202 Miami, FL 33126
57 Insurance Agency Florida LLC
53 W 21st St Ste 1 Hialeah, FL 33010
Insurance Office of America, Inc.
1150 NW 72 Ave Ste 530 Miami, FL 33126
Prime Insurance Alliance, Inc.
5835 Blue Lagoon Dr, Ste 304 Miami, FL 33126
Dopazo & Associates Inc
8725 NW 18 Terrace Ste 300 Miami, FL 33172
Butler, Buckley, Deets, Inc.
6161 Blue Lagoon Dr #420 Miami, FL 33126
Insurance Marketing Center Inc
2500 NW 79 Ave Ste 208 Miami, FL 33122
Arthur J Gallagher Risk Management Services, Inc.
8333 NW 53rd St Ste 600 Miami, FL 33168
NCF Insurance Associates, Inc.
8700 W Flagler St Ste 320 Miami, FL 33174
Kahn Carlin Insurance
3350 S. Dixie Highway Miami, FL 33133
The Madison Insurance & Financial Group
15190 SW 136th St Miami, FL 33196
BenTrust Insurance Group
701 Waterford Way #300 Miami, FL 33126
Morris & Reynolds Insurance
14821 South Dixie Highway Miami, FL 33176
iSure Insurance Brokers
8700 West Flagler Street Miami, FL 33174
PROFESSIONAL INSURANCE AGENCY GROUP INC
8660 W Flagler St, Ste 101A Miami, FL 33144
Koski & Co, Inc
9875 Sunset Dr Miami, FL 33173
The average Hialeah resident's annual cost of coverage
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Hialeah Car Insurance
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