How Much Does Auto Insurance Cost in Hialeah?


Cutting costs while insuring a vehicle in Hialeah is important because premiums in Florida are known for being costly. They generally surpass the national average by 32%. We've analyzed how auto insurance rates in Hialeah compare to premiums nationwide.


CAR INSURANCE PREMIUMS: HIALEAH VS. STATE/NATIONAL MEAN
City AverageState AverageNational Average
$2,709$1,878$1,427


Hialeah Auto Insurance by Accident or Violation History


Do you have a history of accidents or violations? That can influence your premiums. A DUI will increase your car insurance premiums more than other driving violations. $1,386 is the extra cost per year for drivers with a DUI in Hialeah, compared to the city average of $2,709. Reckless driving will bump your rates up as well, with typical rates of $4,051, which are 50% higher than the city average. You can expect your annual car insurance payments to grow by 40% if you are found at-fault in an accident in Hialeah.


AVERAGE HIALEAH INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Incident or ViolationAverage Rate
DUI$4,095
Reckless Driving$4,051
At-fault Accident (damages less than $1,000)$3,780
At-fault Accident (damages greater than $2,000)$3,780
Speeding Ticket (16-20 mph over speed limit)$3,477


Hialeah Auto Insurance by Credit Rating


Average car insurance premiums in Hialeah for those with Very Poor credit (300-579) are over double the premiums for those with Exceptional credit (800-850). Drivers will see the largest drop in premiums when they boost their credit from Very Poor (300-579) to Fair (580-669). That change can save them $808 per year.


HIALEAH AUTO INSURANCE RATES BY CREDIT TIER
Credit LevelAverage Car Insurance Rate
Very Poor$5,279
Fair$4,291
Good$3,483
Very Good$2,841
Exceptional$2,367


Hialeah Auto Insurance by Gender and Marital Status


There are quite a few factors, including marital status and gender, that influence car insurance premiums in Hialeah. Premiums for men are typically 3% cheaper than for women. Rates for those who are widowed are marginally cheaper than rates for those who are single. Being married can save you roughly $100 per year compared to being single.


HIALEAH CAR INSURANCE RATES BY GENDER AND MARITAL STATUS
Marital Status/GenderAverage Rate
Female$2,796
Male$2,709
Single$2,709
Married$2,606
Divorced$2,709
Widowed$2,660


Hialeah Auto Insurance Rates by Age Bracket

Everyone loves to save money, and luckily for drivers in their 50s, they do just that! They have the lowest rates among any age group, with rates of $2,458 per year. People in their 60s ($2,490) have premiums that aren't much higher. Drivers in Hialeah see the largest reduction in premiums when they reach their 20s, as they save an average of $4,067 from moving out of the teenage age bracket. Insurance rates for drivers in Hialeah continue to fall through their 50s, but they can expect an increase when they hit 60. With rates of $7,621 on average, teenage drivers pay the most in car insurance premiums.


HIALEAH AUTO INSURANCE PRICES BY DRIVER AGE
AgeAverage Rate
Teenagers$7,621
20s$3,553
30s$2,691
40s$2,634
50s$2,458
60s$2,490
70s$3,010


What drives up car insurance rates in Hialeah?

Where you live in Hialeah affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Hialeah is no exception to the rule. From zip code 33002 to 33010, premiums rise by 55 percent—that’s $1414.

Expensive Hialeah Zip Codes: 33012, 33142, 33147, 33013, 33010

Cheap Hialeah Zip Codes: 33002, 33017, 33166, 33015, 33018

Hialeah Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Hialeah, you can expect 132 rainy days with an annual rainfall of 66 inches. Hialeah is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.

132

Rainy Days a Year

66"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Be Prepared For

Driving in Hialeah

Major Highways
I-75 U.S. 27 SR 826
Public Transit
HTS Bus
Toll Roads
Homestead Extension of Florida's Turnpike SR 112

Car Insurance Companies in Hialeah

Find Local Hialeah Agents

ABACOA Insurance Group, Inc.

8000 NW 7th St Ste 202 Miami, FL 33126

57 Insurance Agency Florida LLC

53 W 21st St Ste 1 Hialeah, FL 33010

Insurance Office of America, Inc.

1150 NW 72 Ave Ste 530 Miami, FL 33126

Prime Insurance Alliance, Inc.

5835 Blue Lagoon Dr, Ste 304 Miami, FL 33126

Dopazo & Associates Inc

8725 NW 18 Terrace Ste 300 Miami, FL 33172

Butler, Buckley, Deets, Inc.

6161 Blue Lagoon Dr #420 Miami, FL 33126

Insurance Marketing Center Inc

2500 NW 79 Ave Ste 208 Miami, FL 33122

Arthur J Gallagher Risk Management Services, Inc.

8333 NW 53rd St Ste 600 Miami, FL 33168

NCF Insurance Associates, Inc.

8700 W Flagler St Ste 320 Miami, FL 33174

Kahn Carlin Insurance

3350 S. Dixie Highway Miami, FL 33133

The Madison Insurance & Financial Group

15190 SW 136th St Miami, FL 33196

BenTrust Insurance Group

701 Waterford Way #300 Miami, FL 33126

Morris & Reynolds Insurance

14821 South Dixie Highway Miami, FL 33176

iSure Insurance Brokers

8700 West Flagler Street Miami, FL 33174

PROFESSIONAL INSURANCE AGENCY GROUP INC

8660 W Flagler St, Ste 101A Miami, FL 33144

Koski & Co, Inc

9875 Sunset Dr Miami, FL 33173

See All

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$3,613

The average Hialeah resident's annual cost of coverage

40%

Our customer's average savings after comparing insurance

578

That's equal to 578 cups of coffee or $1,445 in savings

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Hialeah Car Insurance

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