What's the Average Cost of Car Insurance in Hialeah?


Premiums in Florida, which exceed the national average by $408, are known for being costly. Premiums run even higher in the city, so if you are insuring a vehicle in Hialeah, being knowledgeable about premiums is important. Let's compare car insurance costs in Hialeah versus premiums across the nation.


CAR INSURANCE RATES: HIALEAH VS. STATE/US MEAN
City AverageState AverageNational Average
$2,997$1,977$1,569


Hialeah Car Insurance Costs by Driver Age

In Hialeah, drivers see the biggest dip in premiums when they hit their 20s, as they save an average of 54% from moving out of the teenage age range. While car insurance premiums for drivers in Hialeah will continue to drop through their 50s, they should expect to pay more when they turn 60. Everybody loves to save money, and luckily for drivers in their 50s, they do just that! They have the smallest insurance premiums among any age group, with rates of $2,711 per year. Those in their 60s ($2,755) aren’t paying significantly more. Teenage drivers are the ones who pay the most in car insurance premiums, with typical payments of $8,488.


HIALEAH CAR INSURANCE PREMIUMS BY DRIVER AGE
AgeAverage Rate
Teenagers$8,488
20s$3,936
30s$2,977
40s$2,909
50s$2,711
60s$2,755
70s$3,189


Hialeah Car Insurance After Accidents or Violations


Maintaining an untainted driving history is critical to keep your premiums low. Reckless driving will increase your car insurance premiums more than other driving violations. Drivers with a DUI in Hialeah need to spend $1,469 more than the city average to insure their vehicle. Reckless driving will push your premiums up as well, with typical rates of $4,536, which are 51% higher than the city average! The amount of damage caused by an accident plays a role in the extent to which insurance rates will climb. When comparing premiums for drivers with at-fault accidents in Hialeah, those with damages exceeding $2,000 pay 1% more than those with damages less than $1,000.


AVERAGE HIALEAH INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Violation/IncidentMean Rate
DUI$4,466
Reckless Driving$4,536
At-fault Accident (damages less than $1,000)$4,157
At-fault Accident (damages greater than $2,000)$4,200
Speeding Ticket (16-20 mph over speed limit)$3,876


Hialeah Auto Insurance by Marital Status and Gender


Marital status as well as gender are among the numerous driver characteristics that influence car insurance costs in Hialeah. You spend 4% more per year if you're single or divorced as opposed to married. Rates for those who are widowed are slightly cheaper than rates for those who are single. Unfortunately for women, their premiums tend to be 3% more costly than for men.


HIALEAH AUTO INSURANCE RATES BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Rate
Female$3,089
Male$2,997
Single$2,997
Married$2,874
Divorced$2,997
Widowed$2,944


Hialeah Car Insurance by Credit Rating


Improving your credit tier from Very Poor credit (300-579) to Exceptional credit (800-850) can save you an average of $3,655 each year on premiums. Drivers will see the largest percent reduction in premiums when they upgrade their credit from Very Poor (300-579) to Fair (580-669). That change can save them 41% per year.


HIALEAH AUTO INSURANCE COSTS BY CREDIT LEVEL
Credit LevelAverage Auto Insurance Rate
Very Poor$6,164
Fair$3,660
Good$2,997
Very Good$2,728
Exceptional$2,509


What drives up car insurance rates in Hialeah?

Where you live in Hialeah affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Hialeah is no exception to the rule. From zip code 33002 to 33010, premiums rise by 55 percent—that’s $1414.

Expensive Hialeah Zip Codes: 33012, 33142, 33147, 33013, 33010

Cheap Hialeah Zip Codes: 33002, 33017, 33166, 33015, 33018

Hialeah Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Hialeah, you can expect 132 rainy days with an annual rainfall of 66 inches. Hialeah is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.

132

Rainy Days a Year

66"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Be Prepared For

Driving in Hialeah

2
Major Highways
I-75 U.S. 27 SR 826
2
Public Transit
HTS Bus
2
Toll Roads
Homestead Extension of Florida's Turnpike SR 112

Find Local Hialeah Agents

The Madison Insurance & Financial Group

15190 SW 136th St Miami, FL 33196

Butler, Buckley, Deets, Inc.

6161 Blue Lagoon Dr #420 Miami, FL 33126

iSure Insurance Brokers

8700 West Flagler Street Miami, FL 33174

BenTrust Insurance Group

701 Waterford Way #300 Miami, FL 33126

Dopazo & Associates Inc

8725 NW 18 Terrace Ste 300 Miami, FL 33172

ABACOA Insurance Group, Inc.

8000 NW 7th St Ste 202 Miami, FL 33126

Insurance Office of America, Inc.

1150 NW 72 Ave Ste 530 Miami, FL 33126

Arthur J Gallagher Risk Management Services, Inc.

8333 NW 53rd St Ste 600 Miami, FL 33168

Insurance Marketing Center Inc

2500 NW 79 Ave Ste 208 Miami, FL 33122

Kahn Carlin Insurance

3350 S. Dixie Highway Miami, FL 33133

PROFESSIONAL INSURANCE AGENCY GROUP INC

8660 W Flagler St, Ste 101A Miami, FL 33144

NCF Insurance Associates, Inc.

8700 W Flagler St Ste 320 Miami, FL 33174

Prime Insurance Alliance, Inc.

5835 Blue Lagoon Dr, Ste 304 Miami, FL 33126

Koski & Co, Inc

9875 Sunset Dr Miami, FL 33173

Morris & Reynolds Insurance

14821 South Dixie Highway Miami, FL 33176

57 Insurance Agency Florida LLC

53 W 21st St Ste 1 Hialeah, FL 33010

Not sure about Hialeah

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2

$3,613

The average Hialeah resident's annual cost of coverage

2

40%

Our customer's average savings after comparing insurance

Revised

578

That's equal to 578 cups of coffee or $1,445 in savings

See How Much You Can Save in Hialeah

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