Hillsboro Car Insurance

The Zebra
May 30, 2018

Car Insurance in Hillsboro

Hillsboro premiums, which surpass Oregon's average by 10%, are recognized for being pricey. So in Hillsboro, it is especially imperative to save while insuring a vehicle. Who doesn't like to save money? Check out some tips about how to save on car insurance in Hillsboro.

  • City Average: $1,520
  • State Average: $1,377
  • National Average: $1,427

Hillsboro Car Insurance by Gender and Marital Status

Car insurance premiums in Hillsboro are influenced by marital status and gender. Premiums for men tend to be 4% cheaper than for women. Rates for those who are divorced or widowed are a hair more expensive than rates for those who are single. Being single, as opposed to married, can cost you approximately $50 more per year on car insurance.

  • Female: $1,581
  • Male: $1,520
  • Single: $1,520
  • Married: $1,469
  • Divorced: $1,525
  • Widowed: $1,526

Hillsboro Car Insurance by Accident or Violation History

Having a clean driving record is important if you want to keep the cost of car insurance rates minimal. A DUI will increase your car insurance premiums more than other driving violations. In Hillsboro, drivers with a DUI need to spend nearly double the average for the city to insure their vehicle. Reckless driving will push your rates up as well, with typical rates of $2,714! You can expect your yearly car insurance premiums to rise by $893 if you are found at-fault in an accident in Hillsboro.

  • DUI: $2,868
  • Reckless Driving: $2,714
  • At-fault Accident (damages less than $1000): $2,413
  • At-fault Accident (damages greater than $2000): $2,413
  • Speeding Ticket (16-20 mph over speed limit): $1,904

Hillsboro Car Insurance by Credit Rating

Average car insurance premiums in Hillsboro for those with Very Poor credit (300-579) are 2.3x higher than for those with Exceptional credit (800-850). In terms of percent change, shifting from Fair (580-669) to Good (670-739) generates the most notable percent drop in premiums, as drivers save close to 20% per year.

  • Very Poor: $2,984
  • Fair: $2,445
  • Good: $1,968
  • Very Good: $1,604
  • Exceptional: $1,323

Hillsboro Car Insurance by Age

With typical car insurance payments of $6,557, teenage drivers have the largest premiums of any age group. Everybody loves to save money, and luckily for drivers in their 50s, they do just that! They have the smallest car insurance premiums among any age group, with rates of $1,350 per year. Those in their 60s ($1,379) aren’t paying significantly more. In Hillsboro, when drivers hit their 20s, therefore moving out of the teenage age range, they pay 69% less in premiums. It is the largest gap between any age group. Premiums for drivers continue to shrink through their 50s, but they can expect an increase when they hit 60.

  • Teenagers: $6,557
  • 20s: $2,050
  • 30s: $1,505
  • 40s: $1,431
  • 50s: $1,350
  • 60s: $1,379
  • 70s: $1,721

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