Honolulu Car Insurance
We compare over 200 insurance companies for you (for free!) so you can save money for more important things—like pizza
What drives up car insurance rates in Honolulu?
Where you live in Honolulu affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Honolulu is no exception to the rule. From zip code 96813 to 96818, premiums rise by 0 percent—that’s $4.
Expensive Honolulu Zip Codes: 96859, 96850, 96844, 96826, 96818
Cheap Honolulu Zip Codes: 96813, 96814, 96815, 96816, 96817
Honolulu Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Honolulu, you can expect 170 rainy days with an annual rainfall of 41 inches. Honolulu is also known to experience tropical storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Honolulu Agents
TransPacific Insurance Group, LLC dba TransPac Insurance Services
3375 Koapaka St F-243 Honolulu, HI 96819
Financial Benefits Insurance, Inc.
1513 Young St. Suite 201 Honolulu, HI 96826
Jerry Hay, Inc.
650 Iwilei Rd. #206 Honolulu, HI 96817
Hawaiian General Insurance Agency
500 Ala Moana Blvd. Honolulu, HI 96813
Hawaii Insurance Consultants
500 Ala Moana Blvd Honolulu, HI 96813
745 Fort Street Mall Ste 1000 Honolulu, HI 96813
Royal State Insurance
1163 S Beretania St Honolulu, HI 96814
Hawaii USA Federal Credit Union
1226 College Walk Honolulu, HI 96817
Business Insurance Services, Inc.
615 Piikoi St #1901 Honolulu, HI 96814
Monarch Insurance Services
677 Ala Moana Blve Suite 500 Honolulu, HI 96813
Royal State Insurance - Commercial Dept.
819 S Beretania St Honolulu, HI 96813
Advantage Insurance Services
1580 Makaloa St Ste 1220 Honolulu, HI 96814
Ocean Marine Insurance Agency
735 Bishop St #327 Honolulu, HI 96813
Insurance Advantage, LLC
1314 S. King St. Ste 661 Honolulu, HI 96814
Risk Solution Partners, LLC
800 Bethel St. Suite 201 Honolulu, HI 96813
680 Iwilei Rd #760 Honolulu, HI 96817
Atlas Insurance Agency, Inc.
1132 Bishop St, Ste 1600 Honolulu, HI 96813
Insurance Associates, Inc.
800 Bethel St #200 Honolulu, HI 96813
Cavanah Associates, Inc
1100 Alakea St, Ste 2600 Honolulu, HI 96813
Fujii Insurance Agency
1188 Bishop St #1202 Honolulu, HI 96813
King & Neel Inc
1164 Bishop St #1710 Honolulu, HI 96813
Occidental Underwriters of HI, Ltd.
1163 S. Beretania St. Honolulu, HI 96814
Loyalty Insurance Agency, Ltd.
45 No. King St. Ste. 601 Honolulu, HI 96817
Click below to get free quotes in seconds!
Ready to get car insurance, Honolulu?
The average Honolulan's annual cost of coverage
Our customer's average savings after comparing insurance
See How Much You Can Save in Honolulu
Click below to get free quotes in seconds!Start Saving Now!
Honolulu Car Insurance
Ask the Experts: Credit Score vs. Credit Report (and More)
Jul 31, 2017
Credit is an important measurement of our overall financial health. It plays huge part in how much we pay in...
What Questions Do Insurance Agents Get Asked Most? (An Ask-iversary)
Jun 23, 2017
Howdy, folks! This week marks the one-year anniversary of The Zebra’s resource for all of your insurance questions: Ask an...
How Does the Government Affect What You Pay for Car Insurance?
Mar 12, 2017
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
Green Cars vs. Gas Guzzlers: Which is More Affordable?
Dec 28, 2016
Alternative fuel-powered vehicles are coming into their own. For one thing, vehicles billed as “environmentally friendly” are no longer the...
Driver’s License Points: Do They Matter?
Sep 23, 2016
In the world of traffic law and auto insurance, points are universally a bad thing. Instead of helping you win...
Help, My Car is a Lemon!
Sep 20, 2016
You’ve probably heard of “lemons” as the term pertains to cars, but the details of consumer protections and lemon laws...
Who’s to Blame? Defining “Fault” in an Insurance Scenario
Sep 07, 2016
To the uninitiated, fault sounds easy enough: it ought to be assigned to the perpetrator of a crash, right? And...
Are Vehicle Inspections Really About Safety?
Jul 18, 2016
The world of automotive regulations is quite complicated. For instance, each state makes and maintains its own regulations for auto...
You Might Need a Helmet to ‘Spring Forward’
Mar 12, 2016
In March, Daylight Saving Time (DST) begins, and we’ll all “spring forward,” like it or not (that is, all of...
What is PIP Insurance and Do You Really Need It?
Nov 16, 2015
Commonly called PIP for short, personal injury protection insurance protects you against—you guessed it—personal injury. If you get in an...
Are 1 in 7 Drivers Forced to Drive Illegally?
Aug 27, 2015
Purchasing car insurance: for US citizens, it’s often a rather mundane chore—something that whittles away at disposable income, but without...
How to Weatherproof Your Car in Any US Climate
Feb 26, 2015
If you’ve always lived in one area, you likely have an implicit understanding of how to weatherproof your car—in the...
11 Genius Gas-Saving Tips
Jun 03, 2014
First, the bad news: Already high gas prices aren’t dropping anytime soon. According to AAA’s predictions, summer gas prices should...