The average Honolulan's annual cost of coverage
Our customer's average savings after comparing insurance
That's equal to 197 cups of coffee or $492 in savings
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WHAT DRIVES UP CAR INSURANCE RATES IN Honolulu
Where you live in Honolulu affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Honolulu is no exception to the rule. From zip code 96813 to 96818, premiums rise by 0 percent—that’s $4.
Honolulu Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Honolulu, you can expect 170 rainy days with an annual rainfall of 41 inches. Honolulu is also known to experience tropical storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Car Insurance Companies in Honolulu
Find Local Honolulu Agents
Occidental Underwriters of HI, Ltd.
1163 S. Beretania St. Honolulu, HI 96814
Atlas Insurance Agency, Inc.
1132 Bishop St, Ste 1600 Honolulu, HI 96813
Royal State Insurance
1163 S Beretania St Honolulu, HI 96814
TransPacific Insurance Group, LLC dba TransPac Insurance Services
3375 Koapaka St F-243 Honolulu, HI 96819
Ocean Marine Insurance Agency
735 Bishop St #327 Honolulu, HI 96813
Advantage Insurance Services
1580 Makaloa St Ste 1220 Honolulu, HI 96814
Royal State Insurance - Commercial Dept.
819 S Beretania St Honolulu, HI 96813
680 Iwilei Rd #760 Honolulu, HI 96817
King & Neel Inc
1164 Bishop St #1710 Honolulu, HI 96813
Financial Benefits Insurance, Inc.
1513 Young St. Suite 201 Honolulu, HI 96826
Insurance Associates, Inc.
800 Bethel St #200 Honolulu, HI 96813
Hawaii Insurance Consultants
500 Ala Moana Blvd Honolulu, HI 96813
Cavanah Associates, Inc
1100 Alakea St, Ste 2600 Honolulu, HI 96813
Risk Solution Partners, LLC
800 Bethel St. Suite 201 Honolulu, HI 96813
Loyalty Insurance Agency, Ltd.
45 No. King St. Ste. 601 Honolulu, HI 96817
Fujii Insurance Agency
1188 Bishop St #1202 Honolulu, HI 96813
Business Insurance Services, Inc.
615 Piikoi St #1901 Honolulu, HI 96814
Jerry Hay, Inc.
650 Iwilei Rd. #206 Honolulu, HI 96817
Insurance Advantage, LLC
1314 S. King St. Ste 661 Honolulu, HI 96814
745 Fort Street Mall Ste 1000 Honolulu, HI 96813
Hawaiian General Insurance Agency
500 Ala Moana Blvd. Honolulu, HI 96813
Hawaii USA Federal Credit Union
1226 College Walk Honolulu, HI 96817
Monarch Insurance Services
677 Ala Moana Blve Suite 500 Honolulu, HI 96813
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