$1,231

The average Honolulan's annual cost of coverage

40%

Our customer's average savings after comparing insurance

197

That's equal to 197 cups of coffee or $492 in savings

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WHAT DRIVES UP CAR INSURANCE RATES IN Honolulu

Where you live in Honolulu affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Honolulu is no exception to the rule. From zip code 96813 to 96818, premiums rise by 0 percent—that’s $4.

Expensive Cheap
96859 96850 96844 96826 96818
96813 96814 96815 96816 96817

Be Prepared For

Driving in Honolulu

Major Highways
Kamehameha Highway Pali Highway Farrington Highway
Public Transit
Honolulu Bus

Honolulu Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Honolulu, you can expect 170 rainy days with an annual rainfall of 41 inches. Honolulu is also known to experience tropical storms. You can check on the condition of the roads anytime here.

170

Rainy Days a Year

41"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Car Insurance Companies in Honolulu

Allstate State Farm

Find Local Honolulu Agents

Risk Solution Partners, LLC

800 Bethel St. Suite 201 Honolulu, HI 96813

TransPacific Insurance Group, LLC dba TransPac Insurance Services

3375 Koapaka St F-243 Honolulu, HI 96819

King & Neel Inc

1164 Bishop St #1710 Honolulu, HI 96813

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Recent Questions:

Honolulu Car Insurance

Should I file an insurance claim?

Aug 18, 2017

Over a year ago I hit a tree and damaged the trunk of my car. The repair quote I got ...

Additional Resources:

Honolulu Car Insurance

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