Honolulu Car Insurance

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What drives up car insurance rates in Honolulu?

Where you live in Honolulu affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Honolulu is no exception to the rule. From zip code 96813 to 96818, premiums rise by 0 percent—that’s $4.

Expensive Honolulu Zip Codes: 96859, 96850, 96844, 96826, 96818

Cheap Honolulu Zip Codes: 96813, 96814, 96815, 96816, 96817

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Honolulu Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Honolulu, you can expect 170 rainy days with an annual rainfall of 41 inches. Honolulu is also known to experience tropical storms. You can check on the condition of the roads anytime here.

170

Rainy Days a Year

41"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Be Prepared For

Driving in Honolulu

Major Highways
Kamehameha Highway Pali Highway Farrington Highway
Public Transit
Honolulu Bus

Car Insurance Companies in Honolulu

Allstate Farmers State Farm

Find Local Honolulu Agents

TransPacific Insurance Group, LLC dba TransPac Insurance Services

3375 Koapaka St F-243 Honolulu, HI 96819

Financial Benefits Insurance, Inc.

1513 Young St. Suite 201 Honolulu, HI 96826

Jerry Hay, Inc.

650 Iwilei Rd. #206 Honolulu, HI 96817

Hawaiian General Insurance Agency

500 Ala Moana Blvd. Honolulu, HI 96813

Hawaii Insurance Consultants

500 Ala Moana Blvd Honolulu, HI 96813

Insurance Factors

745 Fort Street Mall Ste 1000 Honolulu, HI 96813

Royal State Insurance

1163 S Beretania St Honolulu, HI 96814

Hawaii USA Federal Credit Union

1226 College Walk Honolulu, HI 96817

Business Insurance Services, Inc.

615 Piikoi St #1901 Honolulu, HI 96814

Monarch Insurance Services

677 Ala Moana Blve Suite 500 Honolulu, HI 96813

Royal State Insurance - Commercial Dept.

819 S Beretania St Honolulu, HI 96813

Advantage Insurance Services

1580 Makaloa St Ste 1220 Honolulu, HI 96814

Ocean Marine Insurance Agency

735 Bishop St #327 Honolulu, HI 96813

Insurance Advantage, LLC

1314 S. King St. Ste 661 Honolulu, HI 96814

Risk Solution Partners, LLC

800 Bethel St. Suite 201 Honolulu, HI 96813

Mutual Underwriters

680 Iwilei Rd #760 Honolulu, HI 96817

Atlas Insurance Agency, Inc.

1132 Bishop St, Ste 1600 Honolulu, HI 96813

Insurance Associates, Inc.

800 Bethel St #200 Honolulu, HI 96813

Cavanah Associates, Inc

1100 Alakea St, Ste 2600 Honolulu, HI 96813

Fujii Insurance Agency

1188 Bishop St #1202 Honolulu, HI 96813

King & Neel Inc

1164 Bishop St #1710 Honolulu, HI 96813

Occidental Underwriters of HI, Ltd.

1163 S. Beretania St. Honolulu, HI 96814

Loyalty Insurance Agency, Ltd.

45 No. King St. Ste. 601 Honolulu, HI 96817

See All

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$1,231

The average Honolulan's annual cost of coverage

40%

Our customer's average savings after comparing insurance

197

That's equal to 197 cups of coffee or $492 in savings

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Honolulu Car Insurance

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