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WHAT DRIVES UP CAR INSURANCE RATES IN Houston
Where you live in Houston affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Houston is no exception to the rule. From zip code 77095 to 77078, premiums rise by 22 percent—that’s $326.
Be Prepared For
Driving in H-Town
Major HighwaysU.S. 290 I-10 Loop 610
Toll RoadsSam Houston Tollway Hardy Toll Road Tomball Tollway
Houston Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Houston, you can expect 104 rainy days with an annual rainfall of 49.8 inches. Houston is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Car Insurance Companies in Houston
Find Local Houston Agents
Marek Insurance Agency
6115 FM 2100 Rd Suite 107, Crosby, TX 77532
Zuber Insurance Agency Inc
4635 Southwest Freeway Houston, TX 77027
Advisor Insurance Group LLC
13831 NW FWY Houston, TX 77040
1455 W. Loop South Houston, TX 77027
6161 Savoy Dr, Suite 960 Houston, TX 77036
Avalon Insurance Agency LLC
9660 Hillcroft Houston, TX 77096
Pasadena Insurance Agency Inc
99 Detering St Ste 280 Houston, TX 77007
Cravens, Warren and Company
10011 West Gulf Bank Houston, TX 77040
Associated Insurance Managers
11111 Katy Freeway Houston, TX 77079
Suzanne Brown Insurance Agency
11999 Katy Fwy #506 Houston, TX 77079
Affiliated Insurance Agents LLC
11601 Katy Freeway Ste 217 Houston, TX 77079
Tom Frazier Insurance Agency
431 Nursery Rd Ste. C-100 Houston, TX 77380
Douglas B Johnson Insurance Agency LLC
2190 North Loop West Houston, TX 77018
16350 Park 10 Place Houston, TX 77084
Dean & Draper Insurance Agency, LP
3131 W. Alabama Houston, TX 77098
Tricoast Insurance Services, Inc.
9225 Katy Frwy, #110 Houston, TX 77024
10575 Katy Freeway Houston, TX 77024
Noveri Insurance Agency
2657 Gessner Dr Houston, TX 77080
TWFG Insurance Services
10700 Richmond Dr. Ste 281 Houston, TX 79402
Insurance Offices - Texas
711 Bammel Rd Houston, TX 77073
EFG Insurance Agency, Inc.
450 N Sam Houston Parkway E. Houston, TX 77060
Focus Insurance & Financial Services
1800 Bering Dr Houston, TX 77057
Craig Insurance Agency
1020 Bay Area Blvd., Houston, TX 77058
Preferred Personal Insurance Agency, LLP
13105 Northwest Fwy Houston, TX 77040
Carroll Insurance Agency, Ltd.
14906 FM 529 Rd Houston, TX 77095
Not sure about Houston