$1,668

The average Houstonian's annual cost of coverage

40%

Our customer's average savings after comparing insurance

445

That's equal to 445 tacos or $667 in savings

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WHAT DRIVES UP CAR INSURANCE RATES IN Houston

Where you live in Houston affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Houston is no exception to the rule. From zip code 77095 to 77078, premiums rise by 22 percent—that’s $326.

Expensive Cheap
77201 77011 77016 77076 77078
77095 77070 77005 77339 77489

Be Prepared For

Driving in H-Town

Major Highways
U.S. 290 I-10 Loop 610
Public Transit
METRO Rail METRO Bus
Toll Roads
Sam Houston Tollway Hardy Toll Road Tomball Tollway
Popular Day Trips
Guadalupe River Mustang Island Big Bend National Park

Houston Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Houston, you can expect 104 rainy days with an annual rainfall of 49.8 inches. Houston is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.

104

Rainy Days a Year

50"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Car Insurance Companies in Houston

Find Local Houston Agents

Marek Insurance Agency

6115 FM 2100 Rd Suite 107, Crosby, TX 77532

Zuber Insurance Agency Inc

4635 Southwest Freeway Houston, TX 77027

Advisor Insurance Group LLC

13831 NW FWY Houston, TX 77040

Insgroup, Inc.

1455 W. Loop South Houston, TX 77027

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