Idaho Car Insurance After a DUI

The Zebra
Aug. 24, 2018

If you are found guilty of DUI in Idaho, your auto insurance will be pricier — it's a matter of by how much. Fortunately, Idaho car insurance premiums aren't affected too greatly by your history of serious driving violations, compared to all other American states.


In what way does being convicted of DUI impact auto insurance rates in Idaho?

In Idaho, a DUI will lift your yearly auto insurance rate by an average of $567. That’s 80% less than the national average rate hike after a DUI.


CAR INSURANCE AFTER DUI IN IDAHO — AVERAGE YEARLY COST
AreaAvg. rate - no DUIAvg. rate - with DUIAvg. increase after DUI
Idaho$1,018.33$1,585.5955%
United States$1,397.11$2,416.8772%

How to find auto insurance in Idaho after a DUI violation

Finding affordable auto coverage in the wake of a DUI conviction is not easy. In fact, a DUI typically triggers a more substantial premium increase than does any other driving violation — more than reckless driving, racing, or an at-fault accident.


Cheapest auto insurance with a DUI in Idaho

If you have been convicted of a driving under the influence violation in Idaho, it’s key to examine available insurance choices thoroughly. Auto insurance costs following a DUI can vary widely depending on the company. For example, the cheapest auto insurance company with a DUI in Idaho, USAA, offers yearly rates 27% more affordable than the statewide mean insurance rate with a DUI violation. The next-most affordable choice for auto insurance after a DUI in Idaho is Progressive, while the most expensive company is Allstate, with prices 35% pricer than average.


CAR INSURANCE PREMIUMS AFTER A DUI IN IDAHO — BY INSURANCE COMPANY
Insurance companyAvg. rate after DUI
USAA$1,150
Progressive$1,260
State Farm$1,273
Farmers$1,301
Liberty Mutual$1,416
American Family$1,718
Farm Bureau$2,051
GEICO$2,107
Allstate$2,140

There’s no car insurer in particular that offers inexpensive DUI car insurance. The recommended way to save money after a DUI conviction is to look at multiple options.

Find pricing information through The Zebra or contact an insurance agent to weigh the choices and discover an affordable policy.

Read more on car insurance options after a DUI.


Find cheap car insurance after a DUI today!


Idaho DUI laws

Idaho considers a driver to be DUI when their blood alcohol concentration reads 0.08% or higher. Commercial drivers are DUI in Idaho when their BAC measures 0.04% or higher. Drivers under 21 years old are considered DUI if their BAC reads 0.02%.


DUI penalties in Idaho

The lookback period in Idaho is 10 years. Repeated DUI offenses within this time period result in enhanced fines and penalties.

First and second DUI offenses are considered misdemeanors in Idaho. Third and subsequent DUI offenses are felonies, without regard for a violator's BAC level.

In all cases, penalties are enhanced if a DUI offender injures someone else. A violator's car may also be towed and impounded after being arrested.

Penalties for a first-time DUI offense in Idaho are:

  • Up to six months in jail
  • Up to $1,000 in fines
  • 90 to 180 day license suspension

A second DUI offense in Idaho results in:

  • 10 days (mandatory) to one year in jail
  • Up to $2,000 in fines
  • Mandatory license suspension for one year after release
  • Inability to apply for a restricted driver's license (if offense is within five years of the first)
  • Required ignition interlock device

A third DUI offense in Idaho is considered a felony and results in:

  • 30 days to five years in jail
  • Up to $5,000 in fines
  • License suspension of up to five years, with a one-year mandatory suspension following release
  • Inability to apply for a restricted driver's license
  • IID required

Penalties for DUI in Idaho with a BAC of 0.20% or higher

Idaho applies enhanced penalties to those whose blood alcohol concentration is 0.20% or higher at the time of a DUI offense. The first offense is a misdemeanor and the second within five years is considered a felony.

Penalties for first-time DUI offenders whose BAC reads 0.20% or higher are:

  • 10 days to one year in jail
  • Up to $2,000 in fines
  • One year mandatory license suspension after release
  • Inability to apply for a restricted driver's license

For a second DUI offense with a BAC of 0.20% or higher, penalties are:

  • Mandatory 30 days in county jail or up to five years in the state penitentiary
  • Up to $5,000 in fines
  • A license suspension of up to five years, with a one-year mandatory suspension following release
  • Inability to apply for a restricted driver's license
  • IID required

DUI penalties for underage drinkers in Idaho

It is illegal in Idaho for those under 21 years old to drive if their BAC reads 0.02% or higher. Those whose BAC is 0.08% or higher are subject to the same penalties as those over age 21. Idaho also reserves the right to apply the over-21 laws to underage drivers and may suspend an underage DUI offender's license until they turn 21.

First-time underage DUI offenders in Idaho are:

  • Fined up to $1,000
  • Receive a license suspension for one year
  • Must attend an alcohol consultation

Second-time underage DUI offenders in Idaho are subject to:

  • Five to 30 days in jail
  • $500 to $2,000 in fines
  • License suspension for one to two years
  • IID required
  • Must attend an alcohol consultation

Three or more underage DUI offenses lead to:

  • 10 days to six months in jail
  • $1,000 to $2,000 in fines
  • License suspension for up to one year or until age 21, whichever is greater
  • IID required
  • Must attend an alcohol consultation

Sources and references:

https://www.isp.idaho.gov/isp/citizen/inc/documents/DUI-English.pdf

https://www.dmv.org/id-idaho/automotive-law/dui.php

https://dui.drivinglaws.org/idaho.php

http://www.tsrp-idaho.org/factbook_05.html

https://www.edgarsnyder.com/drunk-driving/driving-alcohol-laws/idaho.html

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