Indianapolis Car Insurance
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What drives up car insurance rates in Indianapolis?
Where you live in Indianapolis affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Indianapolis is no exception to the rule. From zip code 46290 to 46205, premiums rise by 18 percent—that’s $167.
Expensive Indianapolis Zip Codes: 46222, 46201, 46218, 46208, 46205
Cheap Indianapolis Zip Codes: 46290, 46280, 46259, 46237, 46250
Indianapolis Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Indianapolis, you can expect 129 rainy days with an annual rainfall of 42.4 inches. Indianapolis is also known to experience severe winter storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Be Prepared For
Driving in Indy
Major HighwaysI-65 U.S. 31 U.S. 36
Toll RoadsIndiana Toll Road
Car Insurance Companies in Indianapolis
Find Local Indianapolis Agents
Williams & Associates Insurance
215 Terrace Avenue Suite B Indianapolis, IN 46225
Associated Insurance Group of Indiana
7799 Michigan Rd. Indianapolis, IN 46268
Merritt Hall Insurance
2421 Production Drive Indianapolis, IN 46242
M J Schuetz Insurance Services
55 Monument Circle Indianapolis, IN 46204
Wells Fargo Insurance Services
300 N. Meridian St. Indianapolis, IN 46220
Walker & Associates Insurance
7364 E. Washington St Indianapolis, IN 46219
Cliff Johnson Insurance Agency
3902 N. College Ave. Indianapolis, IN 46205
McGowan Insurance Group, Inc.
355 Indiana Ave Indianapolis, IN 46204
Underwriters Alliance of Indiana, Inc.
429 N. Pennsylvania St., Suite 202 Indianapolis, IN 46204
6329 Hollister Drive Indianapolis, IN 46224
Gregory & Appel, Inc.
1402 N Capitol Ave Ste 400 Indianapolis, IN 46202
CoLiance Risk Advisors, LLC
429 N Pennsylvania St #202 Indianapolis, IN 46204
The Alliance Insurance Group, Inc.
4912 W 16th St Indianapolis, IN 46224
Burns Insurance Agency
1433 N. Meridian St., Ste 205 Indianapolis, IN 46202
Redding-Troy Insurance Agency
7740 E 88th St #100 Indianapolis, IN 46256
7212 N. Shadeland Ave. Indianapolis, IN 46250
Insurance Partners Inc
2450 S. Tibbs Ave. Indianapolis, IN 46241
DeFrantz Ins & Realty Agcy Inc
7780 N. Michigan Road Indianapolis, IN 46268
Rural Insurance Agency Inc
225 S East St Indianapolis, IN 46202
RMIA Inc. dba Risk Manager Insurance Agency
9119 Otis Avenue Indianapolis, IN 46216
Fox and Fox, Inc.
3815 River Crossing Parkway Indianapolis, IN 46240
Sagamore Insurance Company
1099 N Meridian St Indianapolis, IN 46204
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Indianapolis Car Insurance
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