The average Indianapolitan's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 169 pieces of pizza or $422 in savings

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Where you live in Indianapolis affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Indianapolis is no exception to the rule. From zip code 46290 to 46205, premiums rise by 18 percent—that’s $167.

Expensive Zip Codes

46222   46201   46218   46208   46205  

Cheap Zip Codes

46290   46280   46259   46237   46250  

Be Prepared For

Driving in Indy

Major Highways
I-65 U.S. 31 U.S. 36
Public Transit
IndyGo Bus
Toll Roads
Indiana Toll Road
Popular Day Trips
Billie Creek Village Indiana Dunes State Park Bonneyville Mill County Park

Indianapolis Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Indianapolis, you can expect 129 rainy days with an annual rainfall of 42.4 inches. Indianapolis is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Find Local Indianapolis Agents

Gregory & Appel, Inc.

1402 N Capitol Ave Ste 400 Indianapolis, IN 46202

Underwriters Alliance of Indiana, Inc.

429 N. Pennsylvania St., Suite 202 Indianapolis, IN 46204

McClain-Matthews Insurance

6329 Hollister Drive Indianapolis, IN 46224

Not sure about Indianapolis

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Fort Wayne