$1,055

The average Indianapolitan's annual cost of coverage

40%

Our customer's average savings after comparing insurance

169

That's equal to 169 pieces of pizza or $422 in savings

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WHAT DRIVES UP CAR INSURANCE RATES IN Indianapolis

Where you live in Indianapolis affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Indianapolis is no exception to the rule. From zip code 46290 to 46205, premiums rise by 18 percent—that’s $167.

Expensive Cheap
46222 46201 46218 46208 46205
46290 46280 46259 46237 46250

Be Prepared For

Driving in Indy

Major Highways
I-65 U.S. 31 U.S. 36
Public Transit
IndyGo Bus
Toll Roads
Indiana Toll Road
Popular Day Trips
Billie Creek Village Indiana Dunes State Park Bonneyville Mill County Park

Indianapolis Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Indianapolis, you can expect 129 rainy days with an annual rainfall of 42.4 inches. Indianapolis is also known to experience severe winter storms. You can check on the condition of the roads anytime here.

129

Rainy Days a Year

42"

Avg. Annual Rainfall

26"

Avg. Annual Snowfall

Car Insurance Companies in Indianapolis

Find Local Indianapolis Agents

Merritt Hall Insurance

2421 Production Drive Indianapolis, IN 46242

Burns Insurance Agency

1433 N. Meridian St., Ste 205 Indianapolis, IN 46202

Sagamore Insurance Company

1099 N Meridian St Indianapolis, IN 46204

Not sure about Indianapolis

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Fort Wayne