Infinity vs Amica Mutual Insurance Car Insurance

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Infinity or Amica Mutual Insurance:
Which Company is Best for You?

Selecting an auto insurer can be tricky: every company's rates differ based on your driving record, location, and age, and every company provides a different set of discounts. Infinity and Amica are counted among the most popular insurance companies, providing affordable policies in most regions.

In an effort to take the sting out of shopping for car insurance, we've gathered average rates from Amica and Infinity. These take into account myriad rating factors, including credit history, driving record, and age. Examine these figures and find an affordable policy today.

 

Infinity vs. Amica: insurance rate comparison

 

Infinity vs. Amica: prices by credit level

If you have very bad credit, Amica could be preferable to Infinity. On average, Amica offers better rates than Infinity for prospective clients with credit scores of lower than 580. Drivers with exceptional credit — a score of 800 or higher — should favor View common insurance costs by credit level for Amica and Infinity below.

 

CREDIT SCORE INSURANCE RATE COMPARISON: Amica VS. Infinity
Credit levelInfinity avg. annual premiumAmica avg. annual premium
Very Poor (300-579)$7,847$2,010
Fair (580-669)$4,862$1,389
Good (670-739)$3,955$1,352
Very Good (740-799)$4,045$1,174
Exceptional (800-850)$3,881$1,057

 

Infinity vs. Amica: rates for high-risk drivers

If you are dealing with an at-fault crash, ticket, reckless driving violation, or DUI on your driving record, Amica could be a better choice than Infinity. Each insurer enacts rate penalties differently, so don't hesitate to shop around to understand which insurer is best for you.

 

RATES BY VIOLATION: Amica VS. Infinity
ViolationInfinity avg. annual premiumAmica avg. annual premium
At-fault accident (damage < $1,000)$5,774$1,646
At-fault accident (damage > $1,000)$4,487$1,152
DUI/DWI$6,124$3,356
Reckless driving$6,124$2,761
Speeding ticket$4,174$1,390

 

Infinity vs. Amica: rates by age

Auto insurance companies use a driver's age to outline potential risk, pricing policies accordingly. Auto insurance is usually most expensive for teen drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Because every car insurance company evaluates age brackets in a different way, it's worth shopping around and finding the best rate for you.

As a general rule, teen drivers should choose Amica over Infinity: the former's average annual rates are $10,925 less than the latter's..

 

AGE BRACKET INSURANCE RATE COMPARISON: Amica VS. Infinity
Age tierInfinity avg. annual premiumAmica avg. annual premium
Teens$16,291$5,366
20s$5,588$1,631
30s$4,033$1,631
40s$4,077$1,151
50s$3,716$1,105
60s$3,365$1,066

 

Finances aside, Infinity and Amica each have pros and cons, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.

Discount ComparisonInfinityAmica Mutual Insurance
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonInfinityAmica Mutual Insurance
Financial Strength ExcellentSuperior
JD Power Rankings
Not Rated out of 5
4 out of 5
User Satisfaction

A+

A+

Other ProductsInfinityAmica Mutual Insurance
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesInfinityAmica Mutual Insurance
AboutInfinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.At Amica Mutual Insurance, you'll be protected with an affordable auto policy that's customized to fit your needs, complete with unbeatable customer service.
Roadside AssistanceInfinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.Amica's roadside assistance program is available 24 hours a day to help with jump-starting a dead battery, changing a flat tire, delivering fuel if you run out of gas, and a towing up to 15 miles to the nearest repair facility.
Additional DiscountsInfinity offers an additional discount in most states for registering your policy account profile online.Amica offers additional discounts for "loyalty", a "tenure" discount for the length of time you were with your prior company, and a legacy discount to drivers under 30 who were covered by Amica on a family member's policy.
Recent QuestionsIs it worth filing a claim for a scratch on my car that happened when it was parked?

I was parked on the street for a few hours and came back to a scratch from my back driver-side ...

When filling out quotes, do I have to disclose an accident that my friend had while driving my car?

A friend of mine got into an accident in my car while it was not insured. I’m currently looking for ...

If I file a claim for denting my car door on a beam, will my insurance rate increase?

I was parked in my driveway and opened my door into a beam that was sticking out of a pile ...

See More Questions
Should I drop my 25yo son from insurance?

My 25-year-old son totaled one of our vehicles. If we drop him off our ins can we reduce/save major premium ...

Should I get my insurance company involved or pay for the damage myself if I backed into a tree?

I was backing out of my driveway and hit a tree while attempting to avoid other parked cars. Apparently I ...

See More Questions
Compare MoreInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. SafeAuto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAAAmica Mutual Insurance vs. 21st Century Amica Mutual Insurance vs. Allied Amica Mutual Insurance vs. Allstate Amica Mutual Insurance vs. American Family Amica Mutual Insurance vs. Auto Club (AAA) Amica Mutual Insurance vs. Erie Amica Mutual Insurance vs. Esurance Amica Mutual Insurance vs. Farm Bureau Mutual Amica Mutual Insurance vs. Farmers Amica Mutual Insurance vs. Foremost Amica Mutual Insurance vs. GEICO Amica Mutual Insurance vs. Liberty Mutual Amica Mutual Insurance vs. Mercury Amica Mutual Insurance vs. MetLife Amica Mutual Insurance vs. Nationwide Amica Mutual Insurance vs. North Star Mutual Amica Mutual Insurance vs. Progressive Amica Mutual Insurance vs. SAFECO Amica Mutual Insurance vs. SafeAuto Amica Mutual Insurance vs. State Farm Amica Mutual Insurance vs. The General Amica Mutual Insurance vs. The Hartford Amica Mutual Insurance vs. Titan Amica Mutual Insurance vs. Travelers Amica Mutual Insurance vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
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Infinity vs Amica Mutual Insurance

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