Choosing an auto insurer is complex: rates can fluctuate by location, age, and driving history, and every company provides a different set of discounts. Infinity and Amica are two of the most popular insurance companies, providing competitively priced policies across large portions of America.
To make insurance shopping seamless, we have gathered average insurance rates from Amica and Infinity. These take into consideration an array of rating factors, chief among which are credit, driving record, and demographics. Check out the below rates and find the perfect policy for you.
If you have very poor credit, Amica could be the way to go. On average, Amica offers lower rates than Infinity for drivers with credit scores of less than 580. Drivers with extraordinary credit — a score of 800 or higher — should consider View common insurance rates by credit score for Amica and Infinity below.
|Credit score||Infinity avg. annual premium||Amica avg. annual premium|
|Very Poor (300-579)||$7,847||$2,010|
|Very Good (740-799)||$4,045||$1,174|
If you are carrying an at-fault collision, speeding ticket, reckless driving citation, or DUI in your rear view mirror, Amica could be a better choice than Infinity. Each auto insurance company has different post-violation pricing structures, so don't hesitate to shop around to find out which insurer is best for you.
|Citation||Infinity avg. annual premium||Amica avg. annual premium|
|At-fault accident (damage < $1,000)||$5,774||$1,646|
|At-fault accident (damage > $1,000)||$4,487||$1,152|
Insurance companies use a driver's age as an indicator of potential risk, assigning rates accordingly. Insurance is often most expensive for teens — thanks to their inexperience — and most affordable for drivers aged 25 or older. Because every auto insurance company evaluates age brackets differently, it's a smart move to shop around.
As a general rule, teen drivers should choose Amica over Infinity: the former's average annual rates are $10,925 less than the latter's..
|Age||Infinity avg. annual premium||Amica avg. annual premium|
Finances aside, Infinity and Amica each have pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Infinity||Amica Mutual Insurance|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Infinity||Amica Mutual Insurance|
|JD Power Rankings||Not Rated|
|Other Products||Infinity||Amica Mutual Insurance|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Infinity||Amica Mutual Insurance|
|About||Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.||At Amica Mutual Insurance, you'll be protected with an affordable auto policy that's customized to fit your needs, complete with unbeatable customer service.|
|Roadside Assistance||Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.||Amica's roadside assistance program is available 24 hours a day to help with jump-starting a dead battery, changing a flat tire, delivering fuel if you run out of gas, and a towing up to 15 miles to the nearest repair facility.|
|Additional Discounts||Infinity offers an additional discount in most states for registering your policy account profile online.||Amica offers additional discounts for "loyalty", a "tenure" discount for the length of time you were with your prior company, and a legacy discount to drivers under 30 who were covered by Amica on a family member's policy.|
|Recent Questions||Is it worth filing a claim for a scratch on my car that happened when it was parked?|
If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair.When filling out quotes, do I have to disclose an accident that my friend had while driving my car?
The questions pertains to you as a driver. The same would go for tickets.If I file a claim for denting my car door on a beam, will my insurance rate increase?
Filing a claim where you were the cause of damage will most likely result in an increase in your rate. In Texas, the average increase in premium for an at-fault accident is $817 per year, based on our State of Insurance report.See More Questions
|Compare More||Infinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. Safe Auto Infinity vs. Safeco Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA||Amica Mutual Insurance vs. 21st Century Amica Mutual Insurance vs. Allied Amica Mutual Insurance vs. Allstate Amica Mutual Insurance vs. American Family Amica Mutual Insurance vs. Auto Club (AAA) Amica Mutual Insurance vs. Erie Amica Mutual Insurance vs. Esurance Amica Mutual Insurance vs. Farm Bureau Mutual Amica Mutual Insurance vs. Farmers Amica Mutual Insurance vs. Foremost Amica Mutual Insurance vs. GEICO Amica Mutual Insurance vs. Liberty Mutual Amica Mutual Insurance vs. Mercury Amica Mutual Insurance vs. MetLife Amica Mutual Insurance vs. Nationwide Amica Mutual Insurance vs. North Star Mutual Amica Mutual Insurance vs. Progressive Amica Mutual Insurance vs. Safe Auto Amica Mutual Insurance vs. Safeco Amica Mutual Insurance vs. State Farm Amica Mutual Insurance vs. The General Amica Mutual Insurance vs. The Hartford Amica Mutual Insurance vs. Titan Amica Mutual Insurance vs. Travelers Amica Mutual Insurance vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|