Infinity vs Safe Auto Car Insurance

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Infinity or Safe Auto:
Which Company is Best for You?

Choosing an auto insurance company can be difficult: rates vary based on your driving history, age, and location, and companies offer an array of discounts. Infinity and Safe Auto are counted among the most popular insurance companies, providing high-quality policies in most states across the US.

In an effort to take the sting out of shopping for car insurance, we've gathered typical policy rates from Safe Auto and Infinity. These rates cover a variety of rating factors, including credit rating, driving history, and age. Examine these figures and find the right policy for you.

Seeking more info? Read full-length reviews of Infinity and Safe Auto.


Compare Infinity vs. Safe Auto auto insurance rates


Infinity vs. Safe Auto: by credit level

If you have very bad credit, Safe Auto could be the way to go. On average, Safe Auto offers lower premiums than Infinity for prospective clients with credit scores of less than 580. Drivers with exceptional credit — a score of 800 or better — should favor View common insurance costs by credit tier for Safe Auto and Infinity:


RATES BY CREDIT LEVEL: Safe Auto VS. Infinity
Credit scoreInfinity avg. annual premiumSafe Auto avg. annual premium
Very Poor (300-579)$7,847$3,799
Fair (580-669)$4,862$2,483
Good (670-739)$3,955$3,358
Very Good (740-799)$4,045$1,937
Exceptional (800-850)$3,881$1,921

Infinity vs. Safe Auto: costs for high-risk drivers

If you're dealing with an at-fault collision, speeding ticket, reckless driving citation, or DUI on your résumé, Safe Auto could be a better choice than Infinity. Every car insurance company prices its policies differently, so always do your due diligence and compare quotes to understand which insurer suits you.


RATES BY VIOLATION: Safe Auto VS. Infinity
CitationInfinity avg. annual premiumSafe Auto avg. annual premium
At-fault accident (damage < $1,000)$5,774$2,867
At-fault accident (damage > $1,000)$4,487$2,837
DUI/DWI$6,124$2,867
Reckless driving$6,124$2,867
Speeding ticket$4,174$2,738

Infinity vs. Safe Auto: rates by age

Insurers rely on a driver's age to outline potential risk, assigning rates accordingly. Insurance is often more expensive for young drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Because every auto insurance company evaluates age brackets uniquely, it's worth shopping around and finding the best rate for you.

As a general rule, teen drivers should choose Safe Auto over Infinity: the former's average annual rates are $8,029 less than the latter's..


COMPARING AUTO INSURANCE RATES BY AGE: Safe Auto VS. Infinity
AgeInfinity avg. annual premiumSafe Auto avg. annual premium
Teens$16,291$8,262
20s$5,588$2,764
30s$4,033$2,764
40s$4,077$2,053
50s$3,716$1,862
60s$3,365$1,707

Cost aside, Infinity and Safe Auto both have pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount ComparisonInfinitySafe Auto
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonInfinitySafe Auto
Financial Strength ExcellentGood
JD Power Rankings Not Rated
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction

A+

A+

Other ProductsInfinitySafe Auto
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Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesInfinitySafe Auto
AboutInfinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.Safe Auto strives to provide affordable insurance to every driver, no matter the situation.
Roadside AssistanceInfinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.
Additional DiscountsInfinity offers an additional discount in most states for registering your policy account profile online.Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.
Recent QuestionsIs it worth filing a claim for a scratch on my car that happened when it was parked?
If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair.
When filling out quotes, do I have to disclose an accident that my friend had while driving my car?
The questions pertains to you as a driver. The same would go for tickets.
If I file a claim for denting my car door on a beam, will my insurance rate increase?
Filing a claim where you were the cause of damage will most likely result in an increase in your rate. In Texas, the average increase in premium for an at-fault accident is $817 per year, based on our State of Insurance report.
See More Questions
Should I get full coverage from a less well-known insurer?
Whether or not the company is a "mainstream" provider doesn't mean that you would have a bad claims experience. There are several companies out there that have been around for several years and just don't advertise like other companies.
Who is at-fault when parking spot stopper had bolts sticking out of it?
Unfortunately you would be considered at fault for the damage to your vehicle. If you file a claim, it will likely be paid under collision coverage, meaning you'll be required to pay your deductible.
If my daughter is uninsured and gets rear-ended by another driver, will their insurance cover her damage?
In most instances of rear-end accidents, the driver who was hit is normally considered to be not at fault so I'd recommend that your daughter contact the insurance company of the other driver to start the claims process. In Texas, your insurance status (or lack thereof) should not keep you from being compensated if you are hit by an at-fault driver.
Do car insurance companies share information?
The new insurance company is likely to find out about the accident, but that will come from your driving reports when you buy your policy. The majority of insurance companies request a motor vehicle report (MVR) and a comprehensive loss underwriting exchange (CLUE) report to verify the accuracy of a new customer's driving record.
See More Questions
Compare MoreInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. Safeco Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAASafe Auto vs. 21st Century Safe Auto vs. Allied Safe Auto vs. Allstate Safe Auto vs. American Family Safe Auto vs. Amica Mutual Insurance Safe Auto vs. Auto Club (AAA) Safe Auto vs. Erie Safe Auto vs. Esurance Safe Auto vs. Farm Bureau Mutual Safe Auto vs. Farmers Safe Auto vs. Foremost Safe Auto vs. GEICO Safe Auto vs. Liberty Mutual Safe Auto vs. Mercury Safe Auto vs. MetLife Safe Auto vs. Nationwide Safe Auto vs. North Star Mutual Safe Auto vs. Progressive Safe Auto vs. Safeco Safe Auto vs. State Farm Safe Auto vs. The General Safe Auto vs. The Hartford Safe Auto vs. Titan Safe Auto vs. Travelers Safe Auto vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia
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Infinity vs Safe Auto

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