Infinity vs SAFECO Car Insurance

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Infinity or Safeco:
Which Company is Best for You?

Picking an auto insurance company can be tough: rates may vary by driving history, location, and age, and every company's discounts vary. Infinity and safeco are two of the most popular car insurance companies, offering affordable insurance policies in most regions.

To make shopping for car insurance easier, we've pulled average rates from safeco and Infinity. These rates cover a variety of pricing factors, including credit rating, driving behavior, and age. Examine these figures and find your next car insurance policy today.

Find out more: Read our full reviews of Infinity and Safeco.


Infinity vs. safeco: insurance rate comparison


Infinity vs. safeco: prices by credit level

If you have very poor credit, safeco could be the way to go. Typically, safeco offers more affordable rates than Infinity for prospective clients with credit scores of lower than 580. Insurance shoppers with exceptional credit — a score of 800-plus — should favor View typical insurance rates by credit score for safeco and Infinity below.


RATES BY CREDIT LEVEL: safeco VS. Infinity
Credit scoreInfinity avg. annual premiumsafeco avg. annual premium
Very Poor (300-579)$7,847$5,308
Fair (580-669)$4,862$2,716
Good (670-739)$3,955$1,967
Very Good (740-799)$4,045$1,871
Exceptional (800-850)$3,881$1,655

Infinity vs. safeco: costs for high-risk drivers

If you're saddled with an at-fault collision, speeding ticket, reckless driving citation, or DUI on your résumé, safeco could be a better choice than Infinity. Every insurer prices its policies differently, so it's worth comparing quotes to understand which insurer suits you.


COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: safeco VS. Infinity
CitationInfinity avg. annual premiumsafeco avg. annual premium
At-fault accident (damage < $1,000)$5,774$2,546
At-fault accident (damage > $1,000)$4,487$1,969
DUI/DWI$6,124$2,796
Reckless driving$6,124$2,853
Speeding ticket$4,174$2,512

Infinity vs. safeco: rates by age bracket

Auto insurance companies use age as an indicator of potential risk, assigning rates accordingly. A car insurance policy is usually expensive for beginning and young drivers — due to their increased odds of being involved in an accident — and more affordable for older drivers. Because every car insurance company prices age brackets uniquely, it's wise to compare rates and find a suitable policy.

As a general rule, teen drivers should choose safeco over Infinity: the former's average annual rates are $8,526 less than the latter's..


AGE BRACKET INSURANCE RATE COMPARISON: safeco VS. Infinity
Age tierInfinity avg. annual premiumsafeco avg. annual premium
Teens$16,291$7,765
20s$5,588$2,566
30s$4,033$2,566
40s$4,077$2,128
50s$3,716$1,745
60s$3,365$1,687

Aside from finances, Infinity and safeco come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.

Discount ComparisonInfinitySafeco
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonInfinitySafeco
Financial Strength ExcellentExcellent
JD Power Rankings Not Rated
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction

A+

A+

Other ProductsInfinitySafeco
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesInfinitySafeco
AboutInfinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.Why customers love us: Whether it’s your car, home, motorcycle, boat, identity, or more, Safeco makes it simple to protect what matters to you. Financial strength you can trust - Safeco Insurance is a proud part of Liberty Mutual Insurance, a Fortune 100 company. Liberty Mutual is rated “A” by A.M. Best Company.
Roadside AssistanceInfinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.Safeco offers roadside assistance 24/7 as an option to your policy and includes coverage for towing, flat tire, battery service, fuel and fluids, and lockouts.
Additional DiscountsInfinity offers an additional discount in most states for registering your policy account profile online.Safeco is a subsidiary of Liberty Mutual and offers claim service 24/7.
Recent QuestionsIs it worth filing a claim for a scratch on my car that happened when it was parked?
If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair.
When filling out quotes, do I have to disclose an accident that my friend had while driving my car?
The questions pertains to you as a driver. The same would go for tickets.
If I file a claim for denting my car door on a beam, will my insurance rate increase?
Filing a claim where you were the cause of damage will most likely result in an increase in your rate. In Texas, the average increase in premium for an at-fault accident is $817 per year, based on our State of Insurance report.
See More Questions
What can I do about fixing incorrect information on my driving record?
It really depends on where the accidents are listed. Insurance companies look at 2 different reports to verify your driving history.
If my teenager rear ended another car but we aren't filing a claim, will my insurance rate go up?
The tricky part about this situation is the police report. Since your current insurance company is unlikely to re-run your driving records after you become a customer, avoiding a claim should keep the rate with your current company from increasing.
Should I file a claim if my repair cost is $1,500?
In New Mexico, our State of Insurance report shows that an at fault accident increases rates by an average of $596 additionally per year. Since accidents impact your rate for at least 3 years, you would be paying an extra $1,788 in premium over that time frame.
Can I put my insurance on hold due to temporary disability?
Technically, you can cancel your car insurance at any time. However, canceling your policy will result in the loss of a Prior Insurance discount when you go to purchase another policy in the future.
See More Questions
Compare MoreInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. Safe Auto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAASafeco vs. 21st Century Safeco vs. Allied Safeco vs. Allstate Safeco vs. American Family Safeco vs. Amica Mutual Insurance Safeco vs. Auto Club (AAA) Safeco vs. Erie Safeco vs. Esurance Safeco vs. Farm Bureau Mutual Safeco vs. Farmers Safeco vs. Foremost Safeco vs. GEICO Safeco vs. Mercury Safeco vs. MetLife Safeco vs. Nationwide Safeco vs. North Star Mutual Safeco vs. Progressive Safeco vs. Safe Auto Safeco vs. State Farm Safeco vs. The General Safeco vs. The Hartford Safeco vs. Titan Safeco vs. Travelers Safeco vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
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Infinity vs SAFECO

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