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21st Century or Foremost:
Which Company is Best for You?
21st Century and Foremost are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. 21st Century was founded in 1958, while Foremost was founded in 1952. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
21st Century, part of the Farmers Insurance Group, is a leading US insurer of automobiles, dedicated to providing customers with superior coverage and service.
The company specializes in policies that cover a wide range of drivers, have flexible payment plans and are customized with you in mind.
21st Century customers are automatically enrolled in the 21st Roadside Assistance program at no additional cost. 21st Roadside Assistance provides 24/7 towing, lock-out service and other emergency services, limited to five service calls per vehicle per calendar year. 21st Roadside Assistance coverage is provided for up to $75 ($80 in TX, $100 in NC) in roadside services. Service applies to labor only. Parts (tires, batteries, belts, etc.) and gasoline are not included.
Foremost offers towing and roadside coverage as an addition to your policy which covers the cost of a tow and other assistance at the site of your vehicle disablement up to the limit on your policy. This service is available 24/7.
21st Century offers an additional discount for seniors in select states.
Foremost offers additional vehicle level discounts for security devices like Lo-Jack or other tracking devices that can assist with recovering your vehicle after a theft.