Picking a car insurance company can be difficult: the rates each insurer offers can vary widely by location, age, and driving history, and every company's discounts differ. American Family and Allied are two of the most popular insurance companies, selling high-quality coverage across many states.
To help simplify the comparison process, we've collected average premiums from Allied and American Family. These rates cover a variety of rating factors, including credit score, driving history, and age. Examine these figures and find your next car insurance policy today.
If you have very poor credit, Allied could be the way to go. Typically, Allied offers more affordable rates than American Family for drivers with credit scores of lower than 580. Those with exceptional credit — a score of 800 or higher — should lean toward View common insurance rates by credit level for Allied and American Family below.
|Credit score||American Family avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$1,931||$1,483|
|Very Good (740-799)||$1,009||$920|
If you're dealing with an at-fault accident, ticket, reckless driving citation, or DWI on your résumé, Allied could be a better choice than American Family. Every auto insurance company prices policies differently after a violation, so always do your due diligence and compare quotes to understand which insurance company suits you.
|Infraction||American Family avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$1,763||$1,662|
|At-fault accident (damage > $1,000)||$990||$1,221|
Insurance companies use age to outline potential risk, assigning rates on a sliding scale. Auto insurance is commonly priciest for teen drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Because every auto insurance company rates ages differently, it's worth comparing rates and shopping around.
As a general rule, teen drivers should choose Allied over American Family: the former's average annual rates are $284 less than the latter's..
|Age bracket||American Family avg. annual premium||Allied avg. annual premium|
Setting aside cost, American Family and Allied both have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Discount Comparison||American Family||Allied|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||American Family||Allied|
|JD Power Rankings||Below average||N/A|
|Other Products||American Family||Allied|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||American Family||Allied|
|About||American Family strives to provide their customers with industry-leading service, an exceptional claims experience and products that build long-term relationships.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||American Family’s Emergency Roadside Service covers reasonable costs you can incur if you're car breaks down. These costs may include mechanical labor for up to one hour at the place of your vehicle’s breakdown, towing to the nearest place where the necessary repairs can be made, delivery of gas and oil, the cost of labor for a tire change or battery charge (not including the cost of any delivered item), and the cost of labor for locksmith services (not including the cost to replace locks or keys).||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||None Available||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Are some insurance providers better suited to my needs than others to get the best rate?|
Because most coverage options can be matched across insurance companies, I think what you are really looking for is the best customer service/claims support for the best cost. Right off the bat, I know Geico probably wouldn't be an option for you with a leased vehicle.See More Questions
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|Top States||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|