American Family vs. Infinity

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American Family or Infinity: Which Company is Best for You?

Choosing an auto insurance company can be complicated: rates can fluctuate by driving history, location, and age, and companies offer an array of discounts. American Family and Infinity are two of the top auto insurance companies, selling competitively priced coverage across large portions of the US.

In an effort to simplify the insurance-shopping process, we've gathered average premiums from Infinity and American Family. These take into account myriad rating factors, including credit rating, driving record, and age. Examine these figures and find an affordable policy today.

Want to find out more? Read our reviews of American Family and Infinity.


Compare American Family vs. Infinity auto insurance rates


American Family vs. Infinity: prices by credit level

If you have very bad credit, American Family could be the way to go. On average, American Family offers cheaper rates than Infinity for drivers with credit scores of 579 or less. Insurance shoppers with exceptional credit — a score of 800 or higher — should lean toward American Family, which typically beats Infinity by $2,940 annually. Check out common insurance rates by credit tier for Infinity and American Family below.

RATES BY CREDIT LEVEL: Infinity VS. American Family
Credit level American Family avg. annual premium Infinity avg. annual premium
Very Poor (300-579) $1,931 $7,847
Fair (580-669) $1,294 $4,862
Good (670-739) $1,220 $3,955
Very Good (740-799) $1,009 $4,045
Exceptional (800-850) $941 $3,881

American Family vs. Infinity: high-risk insurance rates

If you're dealing with an at-fault collision, speeding ticket, reckless driving violation, or DUI on your record, American Family could be a better choice than Infinity. Each auto insurance company prices its policies differently, so always do your due diligence and compare quotes to find out which insurance company suits you.

RATES BY CITATION: Infinity VS. American Family
Infraction American Family avg. annual premium Infinity avg. annual premium
At-fault accident (damage < $1,000) $1,763 $5,774
At-fault accident (damage > $1,000) $990 $4,487
DUI/DWI $1,857 $6,124
Reckless driving $1,857 $6,124
Speeding ticket $1,270 $4,174

American Family vs. Infinity: rates by age

Insurance companies use a driver's age to indicate risk, assigning rates on a sliding scale. An insurance policy is often most expensive for drivers younger than 25 — because of their inexperience — and relatively affordable for middle-aged drivers. Because every car insurance company evaluates age tiers in a different way, it's a smart move to shop around.

As a general rule, teen drivers should choose American Family before Infinity: American Family offers average yearly savings of $12,481 versusInfinity.

RATES BY AGE: Infinity VS. American Family
Age American Family avg. annual premium Infinity avg. annual premium
Teens $3,810 $16,291
20s $1,685 $5,588
30s $1,101 $5,588
40s $1,089 $4,077
50s $1,089 $3,716
60s $986 $3,365

Affordability aside, there are myriad pros and cons of both American Family and Infinity, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.

Discount Comparison American Family Infinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings Comparison American Family Infinity
Financial Strength Question mark icon Excellent Excellent
JD Power Rankings Question mark icon Above average N/A
User Satisfaction Question mark icon



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Other Features American Family Infinity
About American Family strives to provide their customers with industry-leading service, an exceptional claims experience and products that build long-term relationships. Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside Assistance American Family’s Emergency Roadside Service covers reasonable costs you can incur if you're car breaks down. These costs may include mechanical labor for up to one hour at the place of your vehicle’s breakdown, towing to the nearest place where the necessary repairs can be made, delivery of gas and oil, the cost of labor for a tire change or battery charge (not including the cost of any delivered item), and the cost of labor for locksmith services (not including the cost to replace locks or keys). Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional Discounts None Available Infinity offers an additional discount in most states for registering your policy account profile online.
Recent Questions
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