Farm Bureau Mutual vs. Allied

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Farm Bureau Mutual or Allied:
Which Company is Best for You?

Choosing a car insurance company can be complicated: rates can fluctuate by driving record, age, and location, and every company's discounts vary. Farm Bureau Mutual and Allied are two of the top car insurance companies, providing competitively priced insurance policies across large portions of America.

In an effort to take the sting out of shopping for car insurance, we gathered average policy rates from Allied and Farm Bureau Mutual. These take into consideration a variety of rating factors, including credit rating, driving history, and age. Examine these rates and find the right policy for you.


Compare Farm Bureau Mutual vs. Allied auto insurance rates


Farm Bureau Mutual vs. Allied: rate comparison by credit level

If you have very poor credit, Allied could be a better option for you. On average, Allied offers better premiums than Farm Bureau Mutual for drivers with credit scores of less than 580. Those with exceptional credit — a score of 800 or better — should consider View average insurance costs by credit tier for Allied and Farm Bureau Mutual below.


COMPARING AUTO INSURANCE RATES BY CREDIT SCORE: ALLIED VS. FARM BUREAU MUTUAL
Credit levelFarm Bureau Mutual avg. annual premiumAllied avg. annual premium
Very Poor (300-579)$1,780$1,483
Fair (580-669)$1,126$1,097
Good (670-739)$1,193$1,104
Very Good (740-799)$932$920
Exceptional (800-850)$863$857

Farm Bureau Mutual vs. Allied: high-risk insurance rates

If you're saddled with an at-fault collision, speeding ticket, reckless driving violation, or DUI offense on your driving record, Farm Bureau Mutual could be a better choice than Allied. Each insurance company enacts rate penalties differently, so don't hesitate to shop around to understand which insurer is best for you.


RATES BY CITATION: ALLIED VS. FARM BUREAU MUTUAL
CitationFarm Bureau Mutual avg. annual premiumAllied avg. annual premium
At-fault accident (damage < $1,000)$1,224$1,662
At-fault accident (damage > $1,000)$1,294$1,221
DUI/DWI$1,850$2,708
Reckless driving$1,546$2,708
Speeding ticket$1,025$1,232

Farm Bureau Mutual vs. Allied: rates by age

Car insurance companies rely on age as an estimator of risk, assigning rates accordingly. Auto insurance is commonly more expensive for teen drivers — due to their inexperience — and most affordable for middle-aged drivers. Because every car insurance company prices age brackets differently, it's worth shopping around and finding the best rate for you.

As a general rule, teen drivers should choose Farm Bureau Mutual before Allied: Farm Bureau Mutual offers average yearly savings of $759, compared to Allied.


RATES BY AGE BRACKET: ALLIED VS. FARM BUREAU MUTUAL
Age tierFarm Bureau Mutual avg. annual premiumAllied avg. annual premium
Teens$2,767$3,526
20s$1,545$1,392
30s$984$1,392
40s$961$959
50s$866$915
60s$870$832

Costs aside, Farm Bureau Mutual and Allied each have pros and cons, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount ComparisonFarm Bureau MutualAllied
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonFarm Bureau MutualAllied
Financial Strength N/AExcellent
JD Power Rankings N/AN/A
User Satisfaction N/AN/A
Other ProductsFarm Bureau MutualAllied
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesFarm Bureau MutualAllied
AboutFarm Bureau Mutual of Iowa focuses on building trusted relationships and helping you protect what matters most, so they can help you find the right products at the right time as you work to achieve your goals.Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.
Roadside AssistanceFarm Bureau Mutual offers 24/7 roadside assistance to members at no added expense. The company's Emergency Roadside Assistance coverage includes up to $100 for emergency service nationwide.Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.
Additional DiscountsNone AvailableAllied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.
Recent Questions
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