Deciding on an auto insurance company is complex: rates can fluctuate by driving record, location, and age, and insurers offer a variety of perks. Farm Bureau Mutual and Infinity are two of the most popular insurance companies, providing competitively priced insurance policies across most of the US.
To help make shopping for car insurance easier, we collected average rates from Infinity and Farm Bureau Mutual. These rates cover a variety of pricing factors, chief among which are credit quality, driving infractions, and age. Take a look at these rates and find the right policy for you.
If you have extremely bad credit, Farm Bureau Mutual could be a better option for you. Typically, Farm Bureau Mutual offers more affordable rates than Infinity for drivers with credit scores of lower than 580. Those with excellent credit — a score of 800 or better — should lean toward Farm Bureau Mutual, which typically beats Infinity by $3,018 per year. Check out common insurance rates by credit tier for Infinity and Farm Bureau Mutual below.
|Credit score||Farm Bureau Mutual avg. annual premium||Infinity avg. annual premium|
|Very Poor (300-579)||$1,780||$7,847|
|Very Good (740-799)||$932||$4,045|
If you are dealing with an at-fault collision, speeding ticket, reckless driving citation, or DUI in your recent history, Farm Bureau Mutual could be a better choice than Infinity. Every insurer has different post-violation pricing structures, so always do your due diligence and compare quotes to find out which insurer suits you.
|Citation||Farm Bureau Mutual avg. annual premium||Infinity avg. annual premium|
|At-fault accident (damage < $1,000)||$1,224||$5,774|
|At-fault accident (damage > $1,000)||$1,294||$4,487|
Auto insurance companies use a driver's age as an indicator of potential risk, assigning rates accordingly. Auto insurance is usually priciest for teen drivers — thanks to their inexperience — and more affordable for older drivers. Because each insurance company rates age brackets uniquely, it's smart to shop around and find a great rate.
As a general rule, teen drivers should choose Farm Bureau Mutual instead of Infinity: Farm Bureau Mutual offers average yearly savings of $13,524, compared to Infinity.
|Age||Farm Bureau Mutual avg. annual premium||Infinity avg. annual premium|
Finances aside, Farm Bureau Mutual and Infinity come with pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Farm Bureau Mutual||Infinity|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Farm Bureau Mutual||Infinity|
|JD Power Rankings||N/A||Not Rated|
|Other Products||Farm Bureau Mutual||Infinity|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Farm Bureau Mutual||Infinity|
|About||Farm Bureau Mutual of Iowa focuses on building trusted relationships and helping you protect what matters most, so they can help you find the right products at the right time as you work to achieve your goals.||Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.|
|Roadside Assistance||Farm Bureau Mutual offers 24/7 roadside assistance to members at no added expense. The company's Emergency Roadside Assistance coverage includes up to $100 for emergency service nationwide.||Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.|
|Additional Discounts||None Available||Infinity offers an additional discount in most states for registering your policy account profile online.|
|Compare More||Farm Bureau Mutual vs. 21st Century Farm Bureau Mutual vs. Allied Farm Bureau Mutual vs. Allstate Farm Bureau Mutual vs. American Family Farm Bureau Mutual vs. Amica Mutual Insurance Farm Bureau Mutual vs. Auto Club (AAA) Farm Bureau Mutual vs. Erie Farm Bureau Mutual vs. Farmers Farm Bureau Mutual vs. GEICO Farm Bureau Mutual vs. Liberty Mutual Farm Bureau Mutual vs. Mercury Farm Bureau Mutual vs. MetLife Farm Bureau Mutual vs. Nationwide Farm Bureau Mutual vs. North Star Mutual Farm Bureau Mutual vs. Progressive Farm Bureau Mutual vs. Safe Auto Farm Bureau Mutual vs. Safeco Farm Bureau Mutual vs. State Farm||Infinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. Safe Auto Infinity vs. Safeco Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA|
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