Farm Bureau Mutual vs. Infinity

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Farm Bureau Mutual or Infinity: Which Company is Best for You?

Deciding on an auto insurance company is complex: rates can fluctuate by driving record, location, and age, and insurers offer a variety of perks. Farm Bureau Mutual and Infinity are two of the most popular insurance companies, providing competitively priced insurance policies across most of the US.

To help make shopping for car insurance easier, we collected average rates from Infinity and Farm Bureau Mutual. These rates cover a variety of pricing factors, chief among which are credit quality, driving infractions, and age. Take a look at these rates and find the right policy for you.

Compare Farm Bureau Mutual vs. Infinity auto insurance rates

Farm Bureau Mutual vs. Infinity: by credit level

If you have extremely bad credit, Farm Bureau Mutual could be a better option for you. Typically, Farm Bureau Mutual offers more affordable rates than Infinity for drivers with credit scores of lower than 580. Those with excellent credit — a score of 800 or better — should lean toward Farm Bureau Mutual, which typically beats Infinity by $3,018 per year. Check out common insurance rates by credit tier for Infinity and Farm Bureau Mutual below.

Credit score Farm Bureau Mutual avg. annual premium Infinity avg. annual premium
Very Poor (300-579) $1,780 $7,847
Fair (580-669) $1,126 $4,862
Good (670-739) $1,193 $3,955
Very Good (740-799) $932 $4,045
Exceptional (800-850) $863 $3,881

Farm Bureau Mutual vs. Infinity: rates for bad drivers

If you are dealing with an at-fault collision, speeding ticket, reckless driving citation, or DUI in your recent history, Farm Bureau Mutual could be a better choice than Infinity. Every insurer has different post-violation pricing structures, so always do your due diligence and compare quotes to find out which insurer suits you.

Citation Farm Bureau Mutual avg. annual premium Infinity avg. annual premium
At-fault accident (damage < $1,000) $1,224 $5,774
At-fault accident (damage > $1,000) $1,294 $4,487
DUI/DWI $1,850 $6,124
Reckless driving $1,546 $6,124
Speeding ticket $1,025 $4,174

Farm Bureau Mutual vs. Infinity: rates by age

Auto insurance companies use a driver's age as an indicator of potential risk, assigning rates accordingly. Auto insurance is usually priciest for teen drivers — thanks to their inexperience — and more affordable for older drivers. Because each insurance company rates age brackets uniquely, it's smart to shop around and find a great rate.

As a general rule, teen drivers should choose Farm Bureau Mutual instead of Infinity: Farm Bureau Mutual offers average yearly savings of $13,524, compared to Infinity.

Age Farm Bureau Mutual avg. annual premium Infinity avg. annual premium
Teens $2,767 $16,291
20s $1,545 $5,588
30s $984 $5,588
40s $961 $4,077
50s $866 $3,716
60s $870 $3,365

Finances aside, Farm Bureau Mutual and Infinity come with pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.

Discount Comparison Farm Bureau Mutual Infinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings Comparison Farm Bureau Mutual Infinity
Financial Strength Question mark icon Excellent Excellent
JD Power Rankings Question mark icon N/A Not Rated
User Satisfaction Question mark icon



Other Products Farm Bureau Mutual Infinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features Farm Bureau Mutual Infinity
About Farm Bureau Mutual of Iowa focuses on building trusted relationships and helping you protect what matters most, so they can help you find the right products at the right time as you work to achieve your goals. Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside Assistance Farm Bureau Mutual offers 24/7 roadside assistance to members at no added expense. The company's Emergency Roadside Assistance coverage includes up to $100 for emergency service nationwide. Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional Discounts None Available Infinity offers an additional discount in most states for registering your policy account profile online.
Recent Questions
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