Farm Bureau Mutual vs. MetLife insurance
Average monthly car insurance rate
|Driver Profile||Farm Bureau Mutual||MetLife|
|At-Fault Accident (past 12 months)||$117Save $125||$242|
|Good Credit (670-739)||$102Save $28||$130|
|Bad Credit (300-579)||$150||$130Save $20|
|Low-Mileage Driver (<7,500 miles/year)||$102Save $23||$125|
Choosing a car insurer can be difficult: companies' rates may vary based on your location, vehicle, and driving record, and companies offer an array of discounts. Farm Bureau Mutual and MetLife are two of America's most popular insurance companies, providing affordable coverage across many states.
In an effort to simplify the process of comparing insurance companies, we've gathered average policy prices from MetLife and Farm Bureau Mutual. The below rates cover an array of pricing factors, including credit history, driving infractions, and age. Take a look at these rates and find the perfect policy for you.
Comparing car insurance rates: Farm Bureau Mutual vs. MetLife
Farm Bureau Mutual vs. MetLife: by credit level
If you have extremely bad credit, Farm Bureau Mutual could be preferable to Farm Bureau Mutual. On average, Farm Bureau Mutual offers more affordable prices than MetLife for drivers with credit scores of lower than 580. Drivers with exceptional credit — a score of 800-plus — should lean toward Farm Bureau Mutual, which typically beats MetLife by $430 per year. Check out typical insurance rates by credit tier for MetLife and Farm Bureau Mutual below.
COMPARING AUTO INSURANCE RATES BY CREDIT SCORE: METLIFE VS. FARM BUREAU MUTUAL
|Credit level||Farm Bureau Mutual avg. annual premium||MetLife avg. annual premium|
|Very Poor (300-579)||$1,780||$3,495|
|Very Good (740-799)||$932||$1,517|
Farm Bureau Mutual vs. MetLife: rates for bad drivers
If you are saddled with an at-fault collision, ticket, reckless driving citation, or DUI on your résumé, Farm Bureau Mutual could be a better choice than MetLife. Every insurance company will handle driving offenses differently, so it's worth comparing quotes to figure out which insurer is best for you.
COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: METLIFE VS. FARM BUREAU MUTUAL
|Infraction||Farm Bureau Mutual avg. annual premium||MetLife avg. annual premium|
|At-fault accident (damage < $1,000)||$1,224||$2,598|
|At-fault accident (damage > $1,000)||$1,294||$1,679|
Farm Bureau Mutual vs. MetLife: rates by age bracket
Insurance companies rely on a driver's age as an estimator of risk, assigning rates accordingly. Auto insurance is commonly priciest for young drivers — thanks to their inexperience — and most affordable for older drivers. Because every car insurance company rates age tiers uniquely, it's smart to shop around and find the perfect policy for you.
As a general rule, teen drivers should choose Farm Bureau Mutual over MetLife: Farm Bureau Mutual offers average yearly savings of $3,667 versusMetLife.
RATES BY AGE BRACKET: METLIFE VS. FARM BUREAU MUTUAL
|Age||Farm Bureau Mutual avg. annual premium||MetLife avg. annual premium|
Cost aside, Farm Bureau Mutual and MetLife come with pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to shop around before settling on an option.