Farmers vs. Infinity

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Farmers or Infinity: Which Company is Best for You?

Choosing an auto insurance company can be tough: rates fluctuate by driving record, age, and location, and every company provides a different set of discounts. Farmers and Infinity are two of the most popular insurers, selling high-quality insurance policies in most regions.

In an effort to make shopping for car insurance easier, we've gathered average rates from Infinity and Farmers. The below cover a variety of pricing components, chief among which are credit rating, driving history, and age. Compare rates and find your next car insurance policy today.

Want to find out more? Check out our comprehensive reviews of Farmers and Infinity.


Farmers vs. Infinity: insurance rate comparison


Farmers vs. Infinity: pricing by credit score

If you have extremely bad credit, Farmers could be the way to go. Typically, Farmers offers better prices than Infinity for drivers with credit scores of less than 580. Drivers with exceptional credit — a score of 800-plus — should lean toward Farmers, which typically beats Infinity by $2,527 per year. View average insurance costs by credit level for Infinity and Farmers below.

Credit score Farmers avg. annual premium Infinity avg. annual premium
Very Poor (300-579) $2,633 $7,847
Fair (580-669) $1,736 $4,862
Good (670-739) $1,882 $3,955
Very Good (740-799) $1,459 $4,045
Exceptional (800-850) $1,354 $3,881

Farmers vs. Infinity: high-risk driver rates

If you are carrying an at-fault accident, speeding ticket, reckless driving violation, or DUI offense in your rear view mirror, Farmers could be a better choice than Infinity. Each auto insurance company prices its policies differently, so don't hesitate to shop around to find out which insurer is best for you.

Citation Farmers avg. annual premium Infinity avg. annual premium
At-fault accident (damage < $1,000) $2,334 $5,774
At-fault accident (damage > $1,000) $1,699 $4,487
DUI/DWI $3,239 $6,124
Reckless driving $4,636 $6,124
Speeding ticket $2,045 $4,174

Farmers vs. Infinity: rates by age

Insurers use a driver's age to outline risk potential, pricing policies accordingly. Auto insurance is usually priciest for teen drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Since each insurance company evaluates age brackets differently, it's wise to compare rates and find a great fit.

As a general rule, teen drivers should choose Farmers over Infinity: Farmers offers average yearly savings of $9,773, compared to Infinity.

Age Farmers avg. annual premium Infinity avg. annual premium
Teens $6,518 $16,291
20s $2,020 $5,588
30s $1,543 $5,588
40s $1,511 $4,077
50s $1,507 $3,716
60s $1,402 $3,365

Cost aside, Farmers and Infinity each have pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Dive into the data before making your decision.

Discount Comparison Farmers Infinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings Comparison Farmers Infinity
Financial Strength Question mark icon Excellent Excellent
JD Power Rankings Question mark icon Excellent N/A
User Satisfaction Question mark icon



Other Products Farmers Infinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features Farmers Infinity
About Farmers Insurance Hawaii knows how important it is for you to protect your vehicle and save money. That’s why they offer discounts and benefits you may want, along with unparalleled customer and claim service. Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside Assistance Farmer's Roadside Assistance provides assistance for reasonable and necessary services up to $150, including towing, roadside winching, locksmith services, flat tire changes, and jump starts. Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional Discounts Farmers offers an additional discount for seniors. Infinity offers an additional discount in most states for registering your policy account profile online.
Recent Questions Will my Farmers insurance roadside assistance provide towing up to 250 miles?
Roadside assistance varies by insurance company. From my understanding, most towing and roadside assistance coverage offered as part of an auto policy either has a set dollar amount to cover a tow, covers towing up to 15 miles from your breakdown, or covers towing to the nearest repair facility.
See More Questions
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