Choosing an auto insurer is complex: rates can fluctuate by location, age, and driving history, and every company provides a different set of discounts. Infinity and Amica are two of the most popular insurance companies, providing competitively priced policies across large portions of America.
To make insurance shopping seamless, we have gathered average insurance rates from Amica and Infinity. These take into consideration an array of rating factors, chief among which are credit, driving record, and demographics. Check out the below rates and find the perfect policy for you.
If you have very poor credit, Amica could be the way to go. On average, Amica offers lower rates than Infinity for drivers with credit scores of less than 580. Drivers with extraordinary credit — a score of 800 or higher — should consider View common insurance rates by credit score for Amica and Infinity below.
|Credit score||Infinity avg. annual premium||Amica avg. annual premium|
|Very Poor (300-579)||$7,847||$2,010|
|Very Good (740-799)||$4,045||$1,174|
If you are carrying an at-fault collision, speeding ticket, reckless driving citation, or DUI in your rear view mirror, Amica could be a better choice than Infinity. Each auto insurance company has different post-violation pricing structures, so don't hesitate to shop around to find out which insurer is best for you.
|Citation||Infinity avg. annual premium||Amica avg. annual premium|
|At-fault accident (damage < $1,000)||$5,774||$1,646|
|At-fault accident (damage > $1,000)||$4,487||$1,152|
Insurance companies use a driver's age as an indicator of potential risk, assigning rates accordingly. Insurance is often most expensive for teens — thanks to their inexperience — and most affordable for drivers aged 25 or older. Because every auto insurance company evaluates age brackets differently, it's a smart move to shop around.
As a general rule, teen drivers should choose Amica over Infinity: the former's average annual rates are $10,925 less than the latter's..
|Age||Infinity avg. annual premium||Amica avg. annual premium|
Finances aside, Infinity and Amica each have pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Infinity||Amica Mutual Insurance|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Infinity||Amica Mutual Insurance|
|JD Power Rankings||Not Rated|
|Other Products||Infinity||Amica Mutual Insurance|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Infinity||Amica Mutual Insurance|
|About||Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.||At Amica Mutual Insurance, you'll be protected with an affordable auto policy that's customized to fit your needs, complete with unbeatable customer service.|
|Roadside Assistance||Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.||Amica's roadside assistance program is available 24 hours a day to help with jump-starting a dead battery, changing a flat tire, delivering fuel if you run out of gas, and a towing up to 15 miles to the nearest repair facility.|
|Additional Discounts||Infinity offers an additional discount in most states for registering your policy account profile online.||Amica offers additional discounts for "loyalty", a "tenure" discount for the length of time you were with your prior company, and a legacy discount to drivers under 30 who were covered by Amica on a family member's policy.|
|Recent Questions||Should I drop my 25yo son from insurance?|
To answer your first question, will removing your son from the policy help decrease your premium, it depends. Some companies are going to charge you because the claim was made on your policy so your rates can still be impacted at renewal, even if you take your son off the policy.Should I get my insurance company involved or pay for the damage myself if I backed into a tree?
It will ultimately depend on your deductible and the extent of the damage. Unfortunately, backing into a tree will be considered an "at-fault" accident if you file a claim with your insurance company.See More Questions
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