Infinity vs. Amica

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Infinity or Amica Mutual Insurance: Which Company is Best for You?

Choosing an auto insurer is complex: rates can fluctuate by location, age, and driving history, and every company provides a different set of discounts. Infinity and Amica are two of the most popular insurance companies, providing competitively priced policies across large portions of America.

To make insurance shopping seamless, we have gathered average insurance rates from Amica and Infinity. These take into consideration an array of rating factors, chief among which are credit, driving record, and demographics. Check out the below rates and find the perfect policy for you.

Want to find out more? Check out our full reviews of Infinity and Amica.


Compare Infinity vs. Amica auto insurance rates


Infinity vs. Amica: pricing by credit score

If you have very poor credit, Amica could be the way to go. On average, Amica offers lower rates than Infinity for drivers with credit scores of less than 580. Drivers with extraordinary credit — a score of 800 or higher — should consider View common insurance rates by credit score for Amica and Infinity below.

Credit score Infinity avg. annual premium Amica avg. annual premium
Very Poor (300-579) $7,847 $2,010
Fair (580-669) $4,862 $1,389
Good (670-739) $3,955 $1,352
Very Good (740-799) $4,045 $1,174
Exceptional (800-850) $3,881 $1,057

Infinity vs. Amica: rates after infractions

If you are carrying an at-fault collision, speeding ticket, reckless driving citation, or DUI in your rear view mirror, Amica could be a better choice than Infinity. Each auto insurance company has different post-violation pricing structures, so don't hesitate to shop around to find out which insurer is best for you.

Citation Infinity avg. annual premium Amica avg. annual premium
At-fault accident (damage < $1,000) $5,774 $1,646
At-fault accident (damage > $1,000) $4,487 $1,152
DUI/DWI $6,124 $3,356
Reckless driving $6,124 $2,761
Speeding ticket $4,174 $1,390

Infinity vs. Amica: rates by age bracket

Insurance companies use a driver's age as an indicator of potential risk, assigning rates accordingly. Insurance is often most expensive for teens — thanks to their inexperience — and most affordable for drivers aged 25 or older. Because every auto insurance company evaluates age brackets differently, it's a smart move to shop around.

As a general rule, teen drivers should choose Amica over Infinity: the former's average annual rates are $10,925 less than the latter's..

RATES BY AGE: Amica VS. Infinity
Age Infinity avg. annual premium Amica avg. annual premium
Teens $16,291 $5,366
20s $5,588 $1,631
30s $4,033 $1,631
40s $4,077 $1,151
50s $3,716 $1,105
60s $3,365 $1,066

Finances aside, Infinity and Amica each have pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.

Discount Comparison Infinity Amica Mutual Insurance
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings Comparison Infinity Amica Mutual Insurance
Financial Strength Question mark icon Excellent Superior
JD Power Rankings Question mark icon N/A Excellent
User Satisfaction Question mark icon



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Other Features Infinity Amica Mutual Insurance
About Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage. At Amica Mutual Insurance, you'll be protected with an affordable auto policy that's customized to fit your needs, complete with unbeatable customer service.
Roadside Assistance Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period. Amica's roadside assistance program is available 24 hours a day to help with jump-starting a dead battery, changing a flat tire, delivering fuel if you run out of gas, and a towing up to 15 miles to the nearest repair facility.
Additional Discounts Infinity offers an additional discount in most states for registering your policy account profile online. Amica offers additional discounts for "loyalty", a "tenure" discount for the length of time you were with your prior company, and a legacy discount to drivers under 30 who were covered by Amica on a family member's policy.
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