Infinity vs Safeco: Which is Better for You?

Picking an auto insurance company can be tough: rates may vary by driving history, location, and age, and every company's discounts vary. Infinity and Safeco are two of the most popular car insurance companies, offering affordable insurance policies in most regions.

To make shopping for car insurance easier, we've pulled average rates from Safeco and Infinity. These rates cover a variety of pricing factors, including credit rating, driving behavior, and age. Examine these figures and find your next car insurance policy today.

Find out more: Read our full reviews of Infinity and Safeco.

Infinity vs. Safeco: insurance rate comparison

Infinity vs. Safeco: prices by credit level

If you have very poor credit, Safeco could be the way to go. Typically, Safeco offers more affordable rates than Infinity for prospective clients with credit scores of lower than 580. Insurance shoppers with exceptional credit — a score of 800-plus — should favor View typical insurance rates by credit score for Safeco and Infinity below.

RATES BY CREDIT LEVEL: Safeco VS. Infinity

Credit score	Infinity avg. annual premium	Safeco avg. annual premium
Very Poor (300-579)	$7,847	$5,308
Fair (580-669)	$4,862	$2,716
Good (670-739)	$3,955	$1,967
Very Good (740-799)	$4,045	$1,871
Exceptional (800-850)	$3,881	$1,655

Infinity vs. Safeco: costs for high-risk drivers

If you're saddled with an at-fault collision, speeding ticket, reckless driving citation, or DUI on your résumé, Safeco could be a better choice than Infinity. Every insurer prices its policies differently, so it's worth comparing quotes to understand which insurer suits you.

COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: Safeco VS. Infinity

Citation	Infinity avg. annual premium	Safeco avg. annual premium
At-fault accident (damage < $1,000)	$5,774	$2,546
At-fault accident (damage > $1,000)	$4,487	$1,969
DUI/DWI	$6,124	$2,796
Reckless driving	$6,124	$2,853
Speeding ticket	$4,174	$2,512

Infinity vs. Safeco: rates by age bracket

Auto insurance companies use age as an indicator of potential risk, assigning rates accordingly. A car insurance policy is usually expensive for beginning and young drivers — due to their increased odds of being involved in an accident — and more affordable for older drivers. Because every car insurance company prices age brackets uniquely, it's wise to compare rates and find a suitable policy.

As a general rule, teen drivers should choose Safeco over Infinity: the former's average annual rates are $8,526 less than the latter's.

AGE BRACKET INSURANCE RATE COMPARISON: Safeco VS. Infinity

Age tier	Infinity avg. annual premium	Safeco avg. annual premium
Teens	$16,291	$7,765
20s	$5,588	$2,566
30s	$4,033	$2,566
40s	$4,077	$2,128
50s	$3,716	$1,745
60s	$3,365	$1,687

Aside from finances, Infinity and Safeco come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.