Infinity or Safeco: Which Company is Best for You?
Picking an auto insurance company can be tough: rates may vary by driving history, location, and age, and every company's discounts vary. Infinity and Safeco are two of the most popular car insurance companies, offering affordable insurance policies in most regions.
To make shopping for car insurance easier, we've pulled average rates from Safeco and Infinity. These rates cover a variety of pricing factors, including credit rating, driving behavior, and age. Examine these figures and find your next car insurance policy today.
Find out more: Read our full reviews of Infinity and Safeco.
Infinity vs. Safeco: insurance rate comparison
Infinity vs. Safeco: prices by credit level
If you have very poor credit, Safeco could be the way to go. Typically, Safeco offers more affordable rates than Infinity for prospective clients with credit scores of lower than 580. Insurance shoppers with exceptional credit — a score of 800-plus — should favor View typical insurance rates by credit score for Safeco and Infinity below.
RATES BY CREDIT LEVEL: Safeco VS. Infinity
| Credit score | Infinity avg. annual premium | Safeco avg. annual premium |
| Very Poor (300-579) | $7,847 | $5,308 |
| Fair (580-669) | $4,862 | $2,716 |
| Good (670-739) | $3,955 | $1,967 |
| Very Good (740-799) | $4,045 | $1,871 |
| Exceptional (800-850) | $3,881 | $1,655 |
Infinity vs. Safeco: costs for high-risk drivers
If you're saddled with an at-fault collision, speeding ticket, reckless driving citation, or DUI on your résumé, Safeco could be a better choice than Infinity. Every insurer prices its policies differently, so it's worth comparing quotes to understand which insurer suits you.
COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: Safeco VS. Infinity
| Citation | Infinity avg. annual premium | Safeco avg. annual premium |
| At-fault accident (damage < $1,000) | $5,774 | $2,546 |
| At-fault accident (damage > $1,000) | $4,487 | $1,969 |
| DUI/DWI | $6,124 | $2,796 |
| Reckless driving | $6,124 | $2,853 |
| Speeding ticket | $4,174 | $2,512 |
Infinity vs. Safeco: rates by age bracket
Auto insurance companies use age as an indicator of potential risk, assigning rates accordingly. A car insurance policy is usually expensive for beginning and young drivers — due to their increased odds of being involved in an accident — and more affordable for older drivers. Because every car insurance company prices age brackets uniquely, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Safeco over Infinity: the former's average annual rates are $8,526 less than the latter's.
AGE BRACKET INSURANCE RATE COMPARISON: Safeco VS. Infinity
| Age tier | Infinity avg. annual premium | Safeco avg. annual premium |
| Teens | $16,291 | $7,765 |
| 20s | $5,588 | $2,566 |
| 30s | $4,033 | $2,566 |
| 40s | $4,077 | $2,128 |
| 50s | $3,716 | $1,745 |
| 60s | $3,365 | $1,687 |
Aside from finances, Infinity and Safeco come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.
| Discount Comparison | Infinity | Safeco |
|---|---|---|
| Good Student |
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| Multiple Policies |
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| Multiple Vehicles |
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| Anti-Theft Device(s) |
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| Anti-Lock Brake System |
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| Air Bags |
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| Good Driver |
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| Defensive Driver |
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| Student Away at School |
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| Driver Training |
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| Green Vehicles | ||
| Affinity Membership Alum |
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| Advanced Purchase |
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| Pay in Full |
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| Military |
| Ratings Comparison | Infinity | Safeco |
|---|---|---|
| Financial Strength | Excellent | Excellent |
| JD Power Rankings | N/A | Average |
| User Satisfaction |
A+ |
A+ |
| Other Products | Infinity | Safeco |
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| Other Features | Infinity | Safeco |
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| About | Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage. | Why customers love Safeco: Whether it’s your car, home, motorcycle, boat, identity, or more, Safeco makes it simple to protect what matters to you. Financial strength you can trust: Safeco Insurance is proud to be part of Liberty Mutual Insurance, a Fortune 100 company, rated “A” by A.M. Best Company. Liberty Mutual is rated “A” by A.M. Best Company. |
| Roadside Assistance | Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period. | Safeco offers roadside assistance 24/7 as a policy option, including coverage for towing, flat tire, battery service, fuel and fluids, and lockouts. |
| Additional Discounts | Infinity offers an additional discount in most states for registering your policy account profile online. | Safeco offers additional discounts such as Advance Quote Discount, New Teen and Preferred Payment. And as a subsidiary of Liberty Mutual, Safeco offers 24/7 claims service. |
| Recent Questions | ||
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