Mercury vs. Allied

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Mercury or Allied: Which Company is Best for You?

Deciding on an auto insurer can be difficult: companies' rates vary based on your driving history, age, and location, and every company's discounts vary. Mercury and Allied are two of America's most popular insurance companies, offering competitively priced policies in most states.

To make insurance shopping seamless, we've gathered average policy rates from Allied and Mercury. The below rates cover a variety of rating factors, including credit quality, driving history, and age. Check out the below rates and find your next car insurance policy today.

Take a deep dive: Read our full reviews of Mercury and Allied.


Mercury vs. Allied: insurance rate comparison


Mercury vs. Allied: prices by credit level

If you have very bad credit, Mercury could be a better option for you. Typically, Mercury offers more affordable prices than Allied for drivers with credit scores of 579 or less. Drivers with exceptional credit — a score of 800 or better — should lean toward View typical insurance costs by credit level for Allied and Mercury below.

Credit level Mercury avg. annual premium Allied avg. annual premium
Very Poor (300-579) $1,115 $1,483
Fair (580-669) $1,115 $1,097
Good (670-739) $1,290 $1,104
Very Good (740-799) $1,115 $920
Exceptional (800-850) $1,115 $857

Mercury vs. Allied: high-risk insurance rate comparison

If you're dealing with an at-fault accident, speeding violation, reckless driving violation, or DWI on your résumé, Allied could be a better choice than Mercury. Every car insurance company prices its policies differently, so always do your due diligence and compare quotes to understand which insurance company suits you.

Violation Mercury avg. annual premium Allied avg. annual premium
At-fault accident (damage < $1,000) $1,822 $1,662
At-fault accident (damage > $1,000) $1,125 $1,221
DUI/DWI $1,882 $2,708
Reckless driving $1,882 $2,708
Speeding ticket $1,457 $1,232

Mercury vs. Allied: rates by age

Insurance companies use age to outline potential risk, pricing policies on a sliding scale. Insurance is typically more expensive for young drivers — thanks to their inexperience — and most affordable for middle-aged drivers. Because every insurance company evaluates ages in a different way, it's wise to compare rates and find a great fit.

As a general rule, teen drivers should choose Mercury before Allied: Mercury offers average yearly savings of $109 versusAllied.

Age Mercury avg. annual premium Allied avg. annual premium
Teens $3,417 $3,526
20s $1,554 $1,392
30s $1,131 $1,392
40s $1,115 $959
50s $1,086 $915
60s $1,034 $832

Affordability aside, there are myriad pros and cons of both Mercury and Allied, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to shop around before settling on an option.

Discount Comparison Mercury Allied
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings Comparison Mercury Allied
Financial Strength Question mark icon Superior Excellent
JD Power Rankings Question mark icon N/A N/A
User Satisfaction Question mark icon N/A N/A
Other Products Mercury Allied
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features Mercury Allied
About Rated A+ by AM Best, Mercury Insurance has been saving customers money on home and auto insurance since 1962. Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.
Roadside Assistance Mercury offers roadside assistance as an optional addition to your policy which provides coverage 24/7 for things like reimbursement for locking keys in your car, a flat tire change, and even a tow up to the limit on your policy. Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.
Additional Discounts Mercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more! Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.
Recent Questions Can I use my roadside assistance if I'm in my friends car?
When you have roadside assistance through your insurance company, the service is only available on the vehicle that the coverage is listed. There are other roadside&nbsp;companies that will allow you to use the roadside no matter whose vehicle&nbsp;you are in.
See More Questions
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