Deciding on an auto insurer can be difficult: companies' rates vary based on your driving history, age, and location, and every company's discounts vary. Mercury and Allied are two of America's most popular insurance companies, offering competitively priced policies in most states.
To make insurance shopping seamless, we've gathered average policy rates from Allied and Mercury. The below rates cover a variety of rating factors, including credit quality, driving history, and age. Check out the below rates and find your next car insurance policy today.
If you have very bad credit, Mercury could be a better option for you. Typically, Mercury offers more affordable prices than Allied for drivers with credit scores of 579 or less. Drivers with exceptional credit — a score of 800 or better — should lean toward View typical insurance costs by credit level for Allied and Mercury below.
|Credit level||Mercury avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$1,115||$1,483|
|Very Good (740-799)||$1,115||$920|
If you're dealing with an at-fault accident, speeding violation, reckless driving violation, or DWI on your résumé, Allied could be a better choice than Mercury. Every car insurance company prices its policies differently, so always do your due diligence and compare quotes to understand which insurance company suits you.
|Violation||Mercury avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$1,822||$1,662|
|At-fault accident (damage > $1,000)||$1,125||$1,221|
Insurance companies use age to outline potential risk, pricing policies on a sliding scale. Insurance is typically more expensive for young drivers — thanks to their inexperience — and most affordable for middle-aged drivers. Because every insurance company evaluates ages in a different way, it's wise to compare rates and find a great fit.
As a general rule, teen drivers should choose Mercury before Allied: Mercury offers average yearly savings of $109 versusAllied.
|Age||Mercury avg. annual premium||Allied avg. annual premium|
Affordability aside, there are myriad pros and cons of both Mercury and Allied, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to shop around before settling on an option.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||Below average||N/A|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Additional Discounts||Mercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more!||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Can I use my roadside assistance if I'm in my friends car?|
When you have roadside assistance through your insurance company, the service is only available on the vehicle that the coverage is listed. There are other roadside companies that will allow you to use the roadside no matter whose vehicle you are in.See More Questions
|Compare More||Mercury vs. 21st Century Mercury vs. Allstate Mercury vs. American Family Mercury vs. Amica Mutual Insurance Mercury vs. Auto Club (AAA) Mercury vs. Erie Mercury vs. Esurance Mercury vs. Farm Bureau Mutual Mercury vs. Farmers Mercury vs. Foremost Mercury vs. GEICO Mercury vs. Infinity Mercury vs. Liberty Mutual Mercury vs. MetLife Mercury vs. Nationwide Mercury vs. North Star Mutual Mercury vs. Progressive Mercury vs. Safe Auto Mercury vs. Safeco Mercury vs. State Farm Mercury vs. The General Mercury vs. The Hartford Mercury vs. Titan Mercury vs. Travelers Mercury vs. USAA||Allied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. Safe Auto Allied vs. Safeco Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|Top States||Arizona California Florida Georgia Illinois Nevada New Jersey New York Texas Virginia||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|