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Metromile Car Insurance

Metromile offers pay per mile car insurance that is ideal for people who don't drive a lot. You'll pay a low monthly rate, plus a charge based on the actual miles you drive. So if you don’t drive a lot, you can save a lot on car insurance. You can customize your coverage and select from the same options you're used to. Then, you'll plug in a small device into your car that counts your miles and lets you know what’s going on with your car at all times. At the end of the month, your bill will be a total of your base rate plus the number of miles you drive, so it can vary each month depending on how much you drive. Plus, you don’t have to worry about going “over” on miles. If you reach 250 miles (or 150 for New Jersey drivers) in one day, you won’t be charged for any more miles that day.

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What we know about Metromile

Metromile, headquartered in the great city of San Francisco, was founded in 2011. Its financial strength rating–aka its money-flexing muscle power to keep your assets safe–is Excellent. On the other hand, its J.D. Power rating, which measures customer satisfaction around the handling of claims, is Not Rated out of 5. A higher J.D. Power Rating is a good indicator that a carrier will treat you well should something go wrong. Which is exactly what insurance is for, right? See more on J.D. Power ratings here.

2011

Founded

N/A

Claims Rating

A+

User Satisfaction

Metromile Auto Insurance Discounts & Features

  • Free Mobile App
  • Per-mile Rates
  • 24/7 Claims Support
  • Personalized Customer Support
  • Roadtrip Friendly
  • Rental Car Coverage*
  • Unlimited Roadside Assistance*
  • Pet Injury Protection*
  • *Available with comp./collision coverage.

Around the Web

Recent Metromile Car Insurance Questions and Answers

How does Metromile calculate the miles?

I believe Metromile charges a base rate (determined by a few of the conventional insurance rating factors like age, driving record, vehicle, etc.) and adds your cost-per-mile fee depending on your actual mileage. They track your mileage with an in-car telematics device.

Best insurance when I only drive to work

Because you're considered a low mileage driver and you live in Arizona, I would recommend getting a quote with Metromile. Metromile is a pay-as-you-go car insurance company which caters to low-mileage drivers.

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