Nationwide vs. Infinity

Compare rates from the top car insurance companies in your area.

Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.

Nationwide or Infinity:
Which Company is Best for You?

Choosing a car insurance company is complex: companies' rates differ by driving history, age, and location, and every company provides a different set of discounts. Nationwide and Infinity are among the most popular car insurance companies, selling affordable coverage across many states.

In an effort to make insurance shopping seamless, we have collected average costs from Infinity and Nationwide. These take into consideration a number of rating factors, chief among which are credit rating, driving behavior, and demographics. Examine these figures and find your next car insurance policy today.

Seeking more info? Check out our full reviews of Nationwide and Infinity.


Compare Nationwide vs. Infinity auto insurance rates


Nationwide vs. Infinity: pricing by credit score

If you have very poor credit, Nationwide could be a better option for you. On average, Nationwide offers better rates than Infinity for prospective clients with credit scores of less than 580. Those with exceptional credit — a score of 800 or higher — should lean toward Nationwide, which typically beats Infinity by $2,844 annually. View typical insurance costs by credit score for Infinity and Nationwide:

RATES BY CREDIT SCORE: Infinity VS. Nationwide
Credit levelNationwide avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$1,593$7,847
Fair (580-669)$1,262$4,862
Good (670-739)$1,283$3,955
Very Good (740-799)$1,109$4,045
Exceptional (800-850)$1,037$3,881

Nationwide vs. Infinity: rates after infractions

If you're dealing with an at-fault accident, ticket, reckless driving citation, or DUI offense on your record, Nationwide could be a better choice than Infinity. Every insurance company enacts rate penalties differently, so don't be afraid to shop around to figure out which insurer is best for you.

RATES BY VIOLATION: Infinity VS. Nationwide
CitationNationwide avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$1,836$5,774
At-fault accident (damage > $1,000)$1,475$4,487
Reckless driving$2,508$6,124
Speeding ticket$1,469$4,174

Nationwide vs. Infinity: rates by age

Insurance companies use age to indicate risk, pricing premiums accordingly. Auto insurance is often priciest for teen drivers — thanks to their inexperience — and more affordable for middle-aged drivers. Because every auto insurance company rates age brackets in a different way, it's smart to shop around and find the perfect policy for you.

As a general rule, teen drivers should choose Nationwide over Infinity: Nationwide offers average yearly savings of $12,667 versusInfinity.

RATES BY AGE BRACKET: Infinity VS. Nationwide
Age tierNationwide avg. annual premiumInfinity avg. annual premium

Aside from affordability, Nationwide and Infinity come with pros and cons, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount ComparisonNationwideInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings ComparisonNationwideInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction



Other ProductsNationwideInfinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesNationwideInfinity
AboutAuto Insurance from Nationwide gives you peace of mind when you're on the road. Save money without sacrificing coverage by participating in one of our usage-based discount programs, and save even more with multi-policy discounts. With our On Your Side Claims® Service, you'll get a written guarantee on repairs and a choice of qualified car repair shops you can trust.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceNationwide's Roadside Assistance is available in select states. Two levels of emergency Roadside Assistance coverage—Basic and Plus—are available. Nationwide Roadside Assistance Basic applies to everyone on your policy, in any car you might occupy with coverage that includes towing up to 15 miles, ditch extraction service, emergency fuel, battery jump-start, locksmith services up to $100 and tire changes. Nationwide Roadside Assistance Plus includes all the previously listed services in addition to a tow up to 100 miles and trip interruption coverage that may reimburse your expenses up to $500 for alternate transportation, lodging and meals if you find yourself broken down 100 or more miles from home.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsNationwide offers additional savings through a Family Discount, which allows you to share discounts with members of your family.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsCan I get an EMT discount with Nationwide?
To my knowledge, Nationwide does offer discounts to EMT but I'm not 100% if there are any specifics to the state of California. Because car insurance is regulated at the state, there could be some implications regarding California's state legislation that would prohibit employment status from being considered.
What's the ADOT code for Nationwide
The ADOT code for Nationwide would be listed on your policy documents. But for Nationwide, it is 0014.
Is accident forgiveness a good idea for me?
You might be a good contender for this policy option. Most lease contracts will require you to keep the vehicle in good condition.
See More Questions
Compare MoreNationwide vs. 21st Century Nationwide vs. Allstate Nationwide vs. American Family Nationwide vs. Amica Mutual Insurance Nationwide vs. Auto Club (AAA) Nationwide vs. Erie Nationwide vs. Esurance Nationwide vs. Farm Bureau Mutual Nationwide vs. Farmers Nationwide vs. Foremost Nationwide vs. GEICO Nationwide vs. Liberty Mutual Nationwide vs. Mercury Nationwide vs. MetLife Nationwide vs. North Star Mutual Nationwide vs. Progressive Nationwide vs. Root Insurance Nationwide vs. Safe Auto Nationwide vs. Safeco Nationwide vs. State Farm Nationwide vs. The General Nationwide vs. The Hartford Nationwide vs. Travelers Nationwide vs. USAAInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. Safe Auto Infinity vs. Safeco Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA
Top StatesArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas