North Star vs. Allied

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North Star Mutual or Allied: Which Company is Best for You?

Picking a car insurance company can be difficult: rates may vary by driving record, location, and age, and insurers offer a variety of perks. North Star and Allied are two of the most popular insurers, selling affordable coverage across large portions of the US.

In an effort to make shopping for car insurance easier, we have gathered average prices from Allied and North Star. The below cover an array of rating factors, including credit rating, driving history, and age. Compare rates and find the right policy for you.

North Star vs. Allied: rate comparison

North Star vs. Allied: pricing by credit score

If you have very poor credit, Allied could be the best option for you. On average, Allied offers more affordable rates than North Star for drivers with credit scores of less than 580. Drivers with excellent credit — a score of 800 or higher — should lean toward View typical insurance rates by credit score for Allied and North Star:

Credit level North Star avg. annual premium Allied avg. annual premium
Very Poor (300-579) $1,980 $1,483
Fair (580-669) $1,405 $1,097
Good (670-739) $1,256 $1,104
Very Good (740-799) $1,018 $920
Exceptional (800-850) $962 $857

North Star vs. Allied: high-risk insurance rate comparison

If you are carrying an at-fault collision, speeding violation, reckless driving citation, or DUI on your résumé, North Star could be a better choice than Allied. Every auto insurance company will handle driving offenses differently, so don't hesitate to shop around to understand which insurer is best for you.

Infraction North Star avg. annual premium Allied avg. annual premium
At-fault accident (damage < $1,000) $1,534 $1,662
At-fault accident (damage > $1,000) $1,534 $1,221
DUI/DWI $3,221 $2,708
Reckless driving $2,339 $2,708
Speeding ticket $1,516 $1,232

North Star vs. Allied: rates by age

Car insurance companies rely on age to indicate risk, assigning rates accordingly. An auto insurance policy is typically priciest for teen drivers — due to their inexperience — and most affordable for middle-aged drivers. Since every insurance company prices age brackets in a different way, it's wise to compare rates and find a great fit.

As a general rule, teen drivers should choose North Star over Allied: North Star offers average yearly savings of $788 versusAllied.

Age bracket North Star avg. annual premium Allied avg. annual premium
Teens $2,738 $3,526
20s $1,454 $1,392
30s $1,074 $1,392
40s $1,074 $959
50s $825 $915
60s $822 $832

Costs aside, North Star and Allied each come with pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount Comparison North Star Mutual Allied
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings Comparison North Star Mutual Allied
Financial Strength Question mark icon N/A Excellent
JD Power Rankings Question mark icon N/A N/A
User Satisfaction Question mark icon N/A N/A
Other Products North Star Mutual Allied
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features North Star Mutual Allied
About North Star Mutual provides insurance protection through a variety of products along with friendly personal service and fast, hassle-free claims handling to keep you on course. Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.
Roadside Assistance North Star Mutual offers 24-hour emergency roadside assistance, including towing, tire, battery, delivery, and locksmith services, as well as mechanical first aid. Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.
Additional Discounts None Available Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.
Recent Questions
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