Deciding on a car insurance company can be hard: rates fluctuate based on your driving history, age, and location, and companies offer an array of discounts. Safeco and Allied are two of the most popular auto insurance companies, selling competitively priced policies in most American states.
In an effort to make insurance shopping seamless, we've gathered typical rates from Allied and Safeco. These cover a variety of rating factors, including credit history, driving record, and demographics. Compare rates and find your next car insurance policy today.
If you have very bad credit, Allied could be preferable to Safeco. On average, Allied offers more affordable prices than Safeco for prospective clients with credit scores of less than 580. Insurance shoppers with outstanding credit — a score of 800 or better — should lean toward Check out common insurance rates by credit level for Allied and Safeco below.
|Credit score||Safeco avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$5,308||$1,483|
|Very Good (740-799)||$1,871||$920|
If you've got an at-fault accident, ticket, reckless driving citation, or DUI offense in your rear view mirror, Allied could be a better choice than Safeco. Every insurer prices its policies differently, so don't hesitate to shop around to find out which insurer suits you.
|Violation||Safeco avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$2,546||$1,662|
|At-fault accident (damage > $1,000)||$1,969||$1,221|
Insurance companies use age to indicate risk, assigning rates on a sliding scale. Car insurance is typically most expensive for teens — because of their inexperience — and most affordable for older drivers. Because every insurance company rates age brackets in a different way, it's worth comparing rates and shopping around.
As a general rule, teen drivers should choose Allied before Safeco: the former's average annual rates are $4,239 less than the latter's..
|Age bracket||Safeco avg. annual premium||Allied avg. annual premium|
Cost aside, Safeco and Allied each come with pros and cons, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||Average||N/A|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Why customers love Safeco: Whether it’s your car, home, motorcycle, boat, identity, or more, Safeco makes it simple to protect what matters to you. Financial strength you can trust: Safeco Insurance is proud to be part of Liberty Mutual Insurance, a Fortune 100 company, rated “A” by A.M. Best Company. Liberty Mutual is rated “A” by A.M. Best Company.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||Safeco offers roadside assistance 24/7 as a policy option, including coverage for towing, flat tire, battery service, fuel and fluids, and lockouts.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||Safeco offers additional discounts such as Advance Quote Discount, New Teen and Preferred Payment. And as a subsidiary of Liberty Mutual, Safeco offers 24/7 claims service.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
Should I stay with my car insurance company even if I'm getting a better quote from elsewhere?
It's possible that your agent is simply trying to keep your business. However, he may actually be correct.See More Questions
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