Who pays more for car insurance in 2018: Democrats or Republicans?


who pays more for car insurance: democrats or republicans

Nothing is certain, except for life, death, and taxes — if you’ll excuse the paraphrase. While Republicans might disagree with that last bit, we’d like to add that car insurance is also an unavoidable fact of life. This year, we found that the national average for car insurance has gone up, while Michigan continues to have the most expensive car insurance premiums in the country — with North Carolina having the cheapest.  

In this great nation, we can choose our president, but we can’t choose our monthly premiums. But what if our political preferences and voting tendencies actually cause us to pay more each month? The Zebra wanted to know one simple thing: who has higher insurance premiums: Democrats or Republicans?

Mapping our auto insurance database to the 2016 Presidential race results, the elephants win out. Democrats typically pay more for car insurance than Republicans. On average, Democrats pay $1,604 per year for car insurance while Republicans pay $1,581. Before you change your midterm ballot strategy, consider it’s only a difference of $23 per year. We made an infographic of everything we found here.

In the end, our team compared thousands of rates — across every county and state in the country, and found:

Who Paid The Most for Car Insurance?

  • The county with the highest percentage of Democratic voters and who paid the most for car insurance was Bronx, New York ($2,976.04/year)
  • The county with the highest percentage of Republican voters and who paid the most for car insurance was Jackson, Kentucky ($1,896.40/year)
  • The county with the highest percentage of third-party voters and who paid the most for car insurance was Washington, Utah ($3,159.00/year).
  • Wayne, Michigan pays the most out of all counties in the country. It is the most expensive county in the most expensive state.

What We Know – Car Insurance Costs in Democratic Counties

  • 60% of the most densely Democrat-populated counties with the highest insurance rates are in the same state.
  • 70% of the most densely Democrat-populated counties with the highest insurance rates are in the Southern US.
  • Durham, North Carolina, pays the least of Democratic counties. On a state level, North Carolina pays the least amount in the entire country.
  • 10% of the most-Democratic counties with the highest insurance rates are in swing states.

What We Know – Car Insurance Costs in Republican Counties

  • 50% of the most densely Republican-populated counties with the highest insurance rates are in the same state.
  • All of them are located in the South or Midwest.
  • Grant, Nebraska pays the least amount of top Republican-leaning counties.
  • 0% of the top most-Republican counties with the highest insurance rates are in swing states.

As for counties that did not vote either Republican or Democrat, the top ten with the most expensive car insurance premiums were all in either Idaho or Utah.

County Averages vs. State Averages

  • The Democratic county with the highest percentage difference from the state average was Washington, North Carolina, with an average car insurance cost of 287% the state mean ($2,342.04/year).
  • The Republican county with the highest percentage difference from the state average was Wayne, Tennessee, at 178% of the Tennessee-wide average ($2,020.65/year).
  • The county with the highest percentage of third-party voters and the highest percentage difference from the state average was Washington, Idaho with 244% ($2,240.01/year).

County Averages vs. National Averages

  • The Democratic county with the largest percentage difference from the national average average was Washington, North Carolina, at 121% the US average ($1,732.00/year).
  • The Republican county with the highest percentage difference from the national average average was Wayne, Tennessee at 121% the US average ($1,732.00/year).
  • The county with the highest percentage of third-party voters and the highest percentage difference above the national average was Washington, Idaho with 121% ($1,732.00/year).

State Averages vs. National Averages

  • The Democratic state with the highest percentage difference from the national average average was Wayne, Michigan at 46% ($660.32/year).
  • The Republican state with the highest percentage difference from the national average average was Ellis, Oklahoma with 39% ($562.62/year).
  • The county with the highest percentage of third-party voters and with the highest percentage difference from the national average was Cass, Michigan with 46% ($660.32/year).

 

car insurance democrats republicans

Embed This Infographic On Your Site (copy code below)