Irving Car Insurance

How Much Does Auto Insurance Cost in Irving?

It is vital to save while insuring a vehicle in Irving because premiums in Texas are known for being expensive. They are generally 14% greater than the national average. Keep some cash in your pocket by following our tips and saving on car insurance in Irving.

CAR INSURANCE PREMIUMS: IRVING VS. NATIONAL/STATE MEAN

Irving Car Insurance by Accident or Violation History

Do you realize the impact an accident or violation can have on your prices on car insurance? An at-fault accident with greater than $2000 of damages will increase your car insurance premiums more than other driving violations. The severity of an at-fault accident influences insurance rates. When comparing premiums for drivers with at-fault accidents in Irving, those with damages exceeding $2,000 pay $455 more than those with damages less than $1,000. Drivers with a DUI in Irving need to spend 38% more than the city average to insure their vehicle. Reckless driving will bump your rates up as well, with average rates of $2,717.

AVERAGE IRVING INSURANCE RATES AFTER A VIOLATION OR ACCIDENT

Irving Auto Insurance by Driver Age

When drivers reach their 20s in Irving, therefore moving out of the teenage age bracket, they can save $4,492, which is the most change you'll see between any age group. While rates for drivers in Irving will continue to fall through their 50s, they should anticipate to pay more when they turn 60. With payments of $6,135 on average, teenage drivers are the ones who pay the most in car insurance premiums. Among all age groups, drivers in their 50s have the smallest insurance payments, with rates of $1,643. Those in their 60s ($1,709) aren’t paying significantly more.

IRVING CAR INSURANCE PRICES BY AGE

Irving Car Insurance by Marital Status and Gender

Car insurance premiums in Irving are affected by gender and marital status. However, premiums for men and women usually only deviate slightly, with men paying more. Did you know that in your city marital status can actually change your premiums substantially? You can save approximately $190 per year if you're married as opposed to single. Rates for those who are widowed are also much cheaper than rates for those who are single.

IRVING AUTO INSURANCE RATES BY GENDER AND MARITAL STATUS

Irving Car Insurance by Credit Rating

Improving your credit tier from Very Poor credit (300-579) to Exceptional credit (800-850) can save you $1,724 each year on premiums. Drivers will see the biggest decrease in premiums when they improve their credit from Very Poor (300-579) to Fair (580-669). That change can save them $1,183 per year.

IRVING CAR INSURANCE COSTS BY CREDIT LEVEL

What drives up car insurance rates in Irving?

Where you live in Irving affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Irving is no exception to the rule. From zip code 75063 to 75061, premiums rise by 8 percent—that’s $125.

Expensive Irving Zip Codes: 75038, 75062, 75061

Cheap Irving Zip Codes: 75063, 75039, 75038