The average Jacksonvillian's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 321 pieces of pizza or $804 in savings

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Where you live in Jacksonville affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Jacksonville is no exception to the rule. From zip code 32097 to 32211, premiums rise by 17 percent—that’s $319.

Expensive Zip Codes

32220   32218   32205   32219   32211  

Cheap Zip Codes

32097   32259   32256   32250   32224  

Be Prepared For

Driving in Jax

Major Highways
I-10 I-95 I-295
Public Transit
JTA Bus Skyway Trolley
Toll Roads
SR 23
Popular Day Trips
Daytona Beach Fernandina Beach Fort Clinch State Park

Jacksonville Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Jacksonville, you can expect 114 rainy days with an annual rainfall of 52.4 inches. Jacksonville is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Jacksonville

Find Local Jacksonville Agents

Brightway Insurance

3621 Hendricks Ave Jacksonville, FL 32207

Wells Fargo Insurance Services USA, Inc.

1 Independent Dr #630 Jacksonville, FL 32202

W.W. Erwin Inc

7603 Lem Turner Rd. Jacksonville, FL 32208

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Recent Questions:

Jacksonville Car Insurance

Will homeowners insurance cover a tree falling on my house when I cut it down?

Oct 08, 2017

I was cutting trees at my home and, just as the tree was about to come down, the wind blew ...