The average Jersey City resident's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 374 cups of coffee or $935 in savings

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Where you live in Jersey City affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Jersey City is no exception to the rule. From zip code 07094 to 07047, premiums rise by 20 percent—that’s $426.

Expensive Cheap
07311 07032 07399 07087 07047
07094 07002 07097 07030 07302

Be Prepared For

Driving in Jersey City

Major Highways
U.S. 1-9 I-95 U.S. 22
Public Transit
NJ Transit Bus
Toll Roads
NJ Turnpike

Jersey City Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Jersey City, you can expect 106 rainy days with an annual rainfall of 43 inches. Jersey City is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Jersey City

Find Local Jersey City Agents

Abbott Insurance Agency-Bloomfield

219 Bloomfield Ave. Bloomfield, NJ 07003

Muller Insurance

930 Washington Street Hoboken, NJ 07030

Chadler Solutions, Inc.

100 Passaic Avenue Fairfield, NJ 07004

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