Kansas City Car Insurance

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What drives up car insurance rates in Kansas City?

Where you live in Kansas City affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Kansas City is no exception to the rule. From zip code 64086 to 64128, premiums rise by 39 percent—that’s $403.

Expensive Kansas City Zip Codes: 66118, 64127, 66104, 64109, 64128

Cheap Kansas City Zip Codes: 64086, 64081, 64079, 64012, 64089

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Kansas City Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Kansas City, you can expect 91 rainy days with an annual rainfall of 39.1 inches. Kansas City is also known to experience severe winter storms. You can check on the condition of the roads anytime here.

91

Rainy Days a Year

39"

Avg. Annual Rainfall

13"

Avg. Annual Snowfall

Be Prepared For

Driving in KCMO

Major Highways
I-29 I-35 I-70
Public Transit
The Metro
Popular Day Trips
Atchison Excelsior Springs Weston Bend State Park

Car Insurance Companies in Kansas City

Find Local Kansas City Agents

CBIZ Insurance Services

700 West 47th Street, Suite 1100 Kansas City, MO 64112

JM Wilson

4700 Belleview Ste 205 Kansas City, MO 64112

LB7 Insurance Agency

2319 Independence Blvd Kansas City, MO 64124

Tallman Insurance Agency

406 W 34th St Ste 806 Kansas City, MO 64111

Lockton Companies

444 W 47th St, Ste 900 Kansas City, MO 64112

William Henry Agency

324 E 11th St Ste 1809 Kansas City, MO 64106

Aon Risk Services Central

4801 Main St # 350 Kansas City, MO 64112

Dennis McLaughlin Insurance Agency

406 W 34th St Suite 802 Kansas City, MO 64111

Thomas McGee, L.C.

920 Main St., Suite 1700 Kansas City, MO 64105

3BS of KC dba Krueger and James Ins Agency

1126 Swift Ave Kansas City, MO 64116

Medical Liability Specialists

310 Armour Rd Ste 200 Kansas City, MO 64116

Cheapest Auto Insurance

B, 7211 NW 83 St #255 Kansas City, MO 64152

Precision Benefits

700 W 31st St Ste 702 Kansas City, MO 64108

See All

Not sure about Kansas City

Check out these other Missouri cities...

St. Louis

$1,197

The average Kansas Citian's annual cost of coverage

40%

Our customer's average savings after comparing insurance

192

That's equal to 192 cups of coffee or $479 in savings

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Kansas City Car Insurance

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