The average Kansas Citian's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 192 cups of coffee or $479 in savings

See How Much You Can Save in Kansas City

Click below to get free quotes in seconds!

Start Saving Now!

Where you live in Kansas City affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Kansas City is no exception to the rule. From zip code 64086 to 64128, premiums rise by 39 percent—that’s $403.

Expensive Cheap
66118 64127 66104 64109 64128
64086 64081 64079 64012 64089

Be Prepared For

Driving in KCMO

Major Highways
I-29 I-35 I-70
Public Transit
The Metro
Popular Day Trips
Atchison Excelsior Springs Weston Bend State Park

Kansas City Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Kansas City, you can expect 91 rainy days with an annual rainfall of 39.1 inches. Kansas City is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Kansas City

Find Local Kansas City Agents

Aon Risk Services Central

4801 Main St # 350 Kansas City, MO 64112

Precision Benefits

700 W 31st St Ste 702 Kansas City, MO 64108

CBIZ Insurance Services

700 West 47th Street, Suite 1100 Kansas City, MO 64112

Not sure about Kansas City

Check out these other Missouri cities...

St. Louis