Kent Car Insurance

The Zebra
May 30, 2018

Car Insurance in Kent

It is common knowledge that Kent has expensive premiums, as its mean premium is 22% greater than Washington's average. So if you are insuring a vehicle in Kent, being knowledgeable about premiums is especially vital. Why don't we get started on how to save on car insurance in Kent?

  • City Average: $1,414
  • State Average: $1,160
  • National Average: $1,427

Kent Car Insurance by Age

When Kent drivers reach their 20s, therefore moving out of the teenage age bracket, they save an average of 67% every year, which is the biggest gap you'll see between any age group. While insurance rates for drivers in Kent will continue to drop through their 50s, they should anticipate an increase when they turn 60. Teenage drivers have the highest rates amongst all the age groups, with typical car insurance payments of $5,783. Drivers in their 50s save money on insurance premiums, as they have the lowest rates among all age groups, paying only $1,253 each year. However, those in their 60s ($1,293) aren’t paying much more.

  • Teenagers: $5,783
  • 20s: $1,898
  • 30s: $1,388
  • 40s: $1,325
  • 50s: $1,253
  • 60s: $1,293
  • 70s: $1,640

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Kent Car Insurance by Gender and Marital Status

There are several factors, including gender and marital status, that can play a part in car insurance premiums in Kent. Premiums for women are generally 2% more costly than for men. Rates for those who are widowed are slightly cheaper than rates for those who are single. Being married, as opposed to single, can save you around $60 per year on car insurance.

  • Female: $1,448
  • Male: $1,414
  • Single: $1,414
  • Married: $1,353
  • Divorced: $1,414
  • Widowed: $1,389

Kent Car Insurance by Accident or Violation History

By avoiding driving mishaps that can make your premiums spike, you can not only save yourself money, but become a safer driver. Many people think lightly of speeding, but did you know that getting pulled over for driving 16-20mph over the limit can cost you extra 18% per year on car insurance? Even among safe drivers, accidents happen, so be prepared and learn what can happen to your rates following one. In Kent, individuals who are found at-fault in an accident end up paying 32% more than the city average on car insurance each year.

  • DUI: $2,120
  • Reckless Driving: $2,246
  • At-fault Accident (damages less than $1000): $1,873
  • At-fault Accident (damages greater than $2000): $1,873
  • Speeding Ticket (16-20 mph over speed limit): $1,667

Kent Car Insurance by Credit Rating

For individuals with Very Poor credit (300-579), as opposed to Exceptional credit (800-850), car insurance premiums more than double. The most significant benefit of better credit occurs when improving from Very Poor (300-579) to Fair (580-669), by which drivers can save around $284 per year.

  • Very Poor: $2,698
  • Fair: $2,199
  • Good: $1,798
  • Very Good: $1,484
  • Exceptional: $1,200