What's the average cost of car insurance in Kent?
The average cost of auto insurance in Kent is $1,675 per year. That's more expensive than the statewide average in Washington ($1,368) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in Kent.
AUTO INSURANCE: KENT RATES VS. STATE + NATIONAL AVERAGES
|Kent Average (yearly)||Washington Average||U.S. Average|
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Kent car insurance costs by provider
The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. In Kent, USAA provides the most affordable rates for the typical insurance customer. We've gathered the best cheap car insurance companies in Kent below. You should only use this list as a starting point: it's important to compare quotes specific to your unique driving profile.
KENT CAR INSURANCE RATES BY COMPANY
|Insurer||Average Rate (annual)|
Kent auto insurance premiums by age
Kent drivers in their age_50s pay relatively affordable car insurance rates just $1,482each year, on average. Those in their age_60s don't pay significantly more ($1,546).
Teenage drivers pay Kent's most expensive insurance rates. When drivers hit their 20s in Kent and move out of the teenage age bracket, they reduce their premiums substantially. In Kent, teenage drivers pay $7,480 — a full $5,935 more than the second-most expensive rate paid by an age group.
KENT CAR INSURANCE RATES BY DRIVER AGE
|Age tier||Average Annual Rate|
Kent auto insurance costs by marital status and gender
In some cases, a driver's gender and marital status may influence the car insurance rates they pay. Married drivers in Kent pay $78 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. In Kent, insurance rates for those who are widowed are less expensive than rates for those who are single.
Gender is another factor that can affect car insurance rates. In Kent, female drivers pay $55 per year more than do male drivers for car insurance.
KENT AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
|Gender/Marital Status||Average Annual Rate|
Kent car insurance costs by incident history
If you want to keep your car insurance costs reasonable, keep your driving record clean. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.
Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Kent, a reckless driving citation results in an average insurance rate increase of $722 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $765 increase and a speeding ticket triggers a $375 rate hike.
AVERAGE KENT INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Incident||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$2,289|
|At-fault Accident (damages greater than $2,000)||$2,493|
|Speeding Ticket (16-20 mph over speed limit)||$2,050|
Kent car insurance rates by credit level
One of the byproducts of a good credit score is lower car insurance costs. Drivers who keep their credit score up typically pay less for auto insurance than do drivers with less-than-stellar credit histories. In fact, Kent drivers who improve their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn, on average, a 61% decrease in their auto insurance costs. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance. In Kent, improving your credit to "Fair" could help you earn a $1,325 decrease in annual car insurance rates.
KENT CAR INSURANCE RATES BY CREDIT LEVEL
|Credit Level||Average Annual Rate|