Las Vegas Car Insurance

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What drives up car insurance rates in Las Vegas?

Where you live in Las Vegas affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Las Vegas is no exception to the rule. From zip code 89018 to 89101, premiums rise by 48 percent—that’s $647.

Expensive Las Vegas Zip Codes: 89104, 89106, 89030, 89102, 89101

Cheap Las Vegas Zip Codes: 89018, 89166, 89165, 89134, 89144

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Las Vegas Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Las Vegas, you can expect 27 rainy days with an annual rainfall of 4.2 inches. Las Vegas is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.

27

Rainy Days a Year

4"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Be Prepared For

Driving in Sin City

Major Highways
U.S. 95 I-15 I-215
Public Transit
RTC Bus LV Monorail
Popular Day Trips
Zion National Park Lake Mead Valley of Fire State Park

Find Local Las Vegas Agents

Byrd Insurance, Inc.

4935 Geist Ave Las Vegas, NV 89115

Transpo Insurance, LLC

6260 McLeod Dr Ste 100 Las Vegas, NV 89120

Your Insurance Agent

3161 E. Warm Springs Rd. #400 Las Vegas, NV 89120

Osorio and Family, LLC dba Citywide Insurance

3421 E Tropicana Ave Las Vegas, NV 89121

Branch Benefits Consultants

2480 North Decatur Las Vegas, NV 89108

Western Pacific Insurance LLC

3145 Warm Springs Rd #100 Las Vegas, NV 89120

Milton E. Doyle

8860 S Maryland Pkwy Las Vegas, NV 89123

Public Auto Risks, Inc.

6260 McLeod Dr., Ste 100 Las Vegas, NV 89120

Wadsworth Insurance, LLC

8565 S Eastern Ave Las Vegas, NV 89123

AMS Insurance

9960 W Cheyenne Ave Ste 240 Las Vegas, NV 89129

Harris Insurance Services, Inc.

3480 W Hacienda Ave Las Vegas, NV 89118

Martial, Inc. dba AmeriSent Insurance

6070 S Eastern Ave Ste 400 Las Vegas, NV 89119

Swarts Manning & Associates

10091 Park Run Dr #200 Las Vegas, NV 89145

Universal Insurance Agency

348 N. Nellis Blvd, Suite C Las Vegas, NV 89110

Valley Insurance Group, LLC

9455 W Russell Rd #130 Las Vegas, NV 89148

Wild Wild West Insurance

3221 W. Oakey Blvd Las Vegas, NV 89102

Nevada West Business Insurance Services

4175 S. Riley St. Las Vegas, NV 89147

Allen Empire Agency

4894 Lone Mountain Ave., Suite 178 Las Vegas, NV 89130

Harley E Harmon Insurance Agency Inc

4455 S Pecos Rd, Ste A Las Vegas, NV 89121

GLB Insurance Group of Nevada

4455 S. Pecos Road Las Vegas, NV 89121

Branch-Hernandez & Associates

2480 N Decatur Blvd, Ste 140 Las Vegas, NV 89108

Brown & Brown Insurance of Nevada, Inc.

975 Kelly Johnson Dr #100 Las Vegas, NV 89119

Nevada Auto Insurance

1953 N Decatur Blvd Las Vegas, NV 89108

Makro Enterprises Inc. dba Managed Pay Insurance

6410 S Eastern Ave Las Vegas, NV 89119

Aniello Insurance Agency

3012 W Charleston Blvd #150 Las Vegas, NV 89102

Jack Wall Insurance

3801 Vegas Dr Las Vegas, NV 89108

Assurance Ltd

5740 S Arville, Ste 204 Las Vegas, NV 89118

Alpine Insurance Associates

5858 South Pecos Road #I300 Las Vegas, NV 89120

Direct Point Insurance, Inc.

3017 W Charleston Blvd #20 Las Vegas, NV 89102

Cragin & Pike Inc

2603 W Charleston Blvd Las Vegas, NV 89102

See All

Not sure about Las Vegas

Check out these other Nevada cities...

Henderson

Reno

North Las Vegas

$1,767

The average Las Vegan's annual cost of coverage

40%

Our customer's average savings after comparing insurance

283

That's equal to 283 pieces of pizza or $707 in savings

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Additional Resources:

Las Vegas Car Insurance

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