League City Car Insurance

The Zebra
May 30, 2018

Car Insurance in League City

On average, Texas premiums are 27% greater than the national average. Premiums run high in the city as well, so in League City, it is vital to save while insuring a vehicle. Let’s take a look at how to save on car insurance in League City.

  • City Average: $1,809
  • State Average: $1,810
  • National Average: $1,427

League City Car Insurance by Credit Rating

Drivers with Very Poor credit (300-579) pay an average of $1,647 more every year for car insurance than those with Exceptional credit (800-850). Drivers can save nearly $374 per year when they boost their credit tier from Very Poor (300-579) to Fair (580-669).

  • Very Poor: $3,144
  • Fair: $2,665
  • Good: $2,214
  • Very Good: $1,871
  • Exceptional: $1,497

League City Car Insurance by Accident or Violation History

Do you realize the impact an accident or violation can have on your prices on car insurance? Usually, a DUI in League City will cost you 42% more in car insurance premiums versus the city average ($1,809). Reckless driving will also push your rates up, with average rates of $2,509, which are 39% higher than the city average. Do you want to increase your rates by $78? If not, keep an eye on your speed because a ticket for driving 16-20mph over the speed limit in League City will cause that uplift.

  • DUI: $2,573
  • Reckless Driving: $2,509
  • At-fault Accident (damages less than $1000): $2,735
  • At-fault Accident (damages greater than $2000): $2,735
  • Speeding Ticket (16-20 mph over speed limit): $1,887

League City Car Insurance by Gender and Marital Status

Car insurance premiums in League City are influenced by driver attributes such as marital status and gender. However, females have premiums that are only slightly cheaper than those for males. Did you know that in your city marital status can actually change your premiums substantially? You can save roughly $190 per year if you're married as opposed to single or divorced. Rates for those who are widowed are also much cheaper than rates for those who are single.

  • Female: $1,793
  • Male: $1,809
  • Single: $1,809
  • Married: $1,623
  • Divorced: $1,809
  • Widowed: $1,638

League City Car Insurance by Age

With car insurance payments of $5,949 on average, teenage drivers have the largest premiums of any age group. The greatest decrease in premiums between any age group is from the teenage age range to the 20s, as drivers in League City start saving 63%. In League City, turning 60 means an increase in premiums. Up until then, moving between age groups means decreasing prices. At $1,542, drivers in their 50s have the lowest insurance rates among any age group. People in their 60s ($1,616) have premiums that aren't much higher.

  • Teenagers: $5,949
  • 20s: $2,205
  • 30s: $1,781
  • 40s: $1,724
  • 50s: $1,542
  • 60s: $1,616
  • 70s: $2,024

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