The average Lexingtonian's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 228 cups of coffee or $569 in savings

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Where you live in Lexington affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Lexington is no exception to the rule. From zip code 40510 to 40598, premiums rise by 22 percent—that’s $308.

Expensive Cheap
40517 40503 40502 40550 40598
40510 40504 40513 40526 40536

Be Prepared For

Driving in Lexington

Major Highways
U.S. 60 U.S. 27 U.S. 421
Public Transit
LexTran Bus COLT Trolley

Lexington Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Lexington, you can expect 130 rainy days with an annual rainfall of 46 inches. Lexington is also known to experience thunderstorms and tornadoes. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Lexington

Find Local Lexington Agents

Whitt Insurance Agency, Inc.

2090 Harrodsburg Road Lexington, KY 40503

Elite Insurance Agency

2408 Sir Barton Way Suite 375 Lexington, KY 40509

Whitaker Insurance Group

2311 Paris Pike, Suite #150 Lexington, KY 40505

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