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Picking an auto insurance company can be tricky: rates can vary based on your location, vehicle, and driving record, and every company's discounts differ. Liberty Mutual and Allied are two of the most popular auto insurance companies, providing competitively priced policies across large swaths of the US.
In an effort to simplify the comparison process, we pulled average rates from Allied and Liberty Mutual. These rates cover a variety of pricing components, including credit, driving infractions, and age. Examine these figures and find your next car insurance policy today.
If you have very bad credit, Allied could be a better option for you. On average, Allied offers better rates than Liberty Mutual for drivers with credit scores of 579 or less. Those with outstanding credit — a score of 800 or better — should lean toward Check out typical insurance costs by credit score for Allied and Liberty Mutual below.
|Credit score||Liberty Mutual avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$3,228||$1,483|
|Very Good (740-799)||$1,878||$920|
If you are carrying an at-fault accident, speeding ticket, reckless driving violation, or DUI on your driving résumé, Allied could be a better choice than Liberty Mutual. Every auto insurance company enacts rate penalties differently, so don't hesitate to shop around to find out which insurer suits you.
|Citation||Liberty Mutual avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$2,776||$1,662|
|At-fault accident (damage > $1,000)||$2,112||$1,221|
Insurance companies use age to estimate risk, pricing premiums accordingly. Auto insurance is typically most expensive for beginning and young drivers — due to their increased odds of being involved in an accident — and more affordable for middle-aged drivers. Since every insurance company prices ages uniquely, it's worth shopping around and finding the best rate for you.
As a general rule, teen drivers should choose Allied instead of Liberty Mutual: the former's average annual rates are $3,033 less than the latter's..
|Age||Liberty Mutual avg. annual premium||Allied avg. annual premium|
Aside from finances, Liberty Mutual and Allied each carry pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Liberty Mutual||Allied|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Liberty Mutual||Allied|
|JD Power Rankings|
|Other Products||Liberty Mutual||Allied|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Liberty Mutual||Allied|
|About||"Buy Online Now” option may qualify you for additional discounts. Here’s why 9 out of 10 customers recommend us: Customized insurance so you only pay for what you need Discounts that save you money Rated “A” by A.M. Best Company.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||Liberty Mutual offers 24-hour Roadside Assistance (covering towing to the nearest qualified repair facility, fuel delivery, jump starts, and unlocking vehicle doors) with the purchase of optional Towing & Labor coverage.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||Liberty Mutual offers additional discounts for those who have recently moved and for the newly retired, newly married or newly graduated.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Why did my rate increase for a $25 towing claim?|
Can I get a refund for premiums I was forced to pay after accident?
I used roadside & towing coverage once, my car was towed 2 miles, bill $75, insurance paid $25. I have ...
What’s the difference between a vanishing deductible and accident forgiveness
Had a car accident and the insurance company declared it “totaled.” I live in NY state, was in a car ...
Insurer refuses to give me my money back
Kinda seems like they do the same thing. Do I need both? I have a new teen driver (17-year-old son) ...
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On 11/06/2017: I receive a notice of Non-Renewal from Progressive Ins. Notice states that the policy will expire on 12:01 ...
|Will my insurance company cover my vehicle if my cousin was driving my car?|
If I claim my injuries after an accident, will that make my rates higher?
She swerved to miss a deer and ended up hitting a tree. It was cold and slick outside as well ...
Should I cancel my policy if I sold my vehicle and won’t be getting another car for a month?
I rear ended someone this morning and totaled my car. At least it seems so since the airbags went off. ...
How much do car insurance rates go up after a DUI?
I sold my car to get more money than I would on trade-in value, but the check from the buyer...
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My friend just got charged with a DUI and has to pay thousands of dollars in fines. In addition to...
|Compare More||Liberty Mutual vs. 21st Century Liberty Mutual vs. Allstate Liberty Mutual vs. American Family Liberty Mutual vs. Amica Mutual Insurance Liberty Mutual vs. Auto Club (AAA) Liberty Mutual vs. Erie Liberty Mutual vs. Esurance Liberty Mutual vs. Farm Bureau Mutual Liberty Mutual vs. Farmers Liberty Mutual vs. Foremost Liberty Mutual vs. GEICO Liberty Mutual vs. Infinity Liberty Mutual vs. Mercury Liberty Mutual vs. MetLife Liberty Mutual vs. Nationwide Liberty Mutual vs. North Star Mutual Liberty Mutual vs. Progressive Liberty Mutual vs. Safe Auto Liberty Mutual vs. State Farm Liberty Mutual vs. The General Liberty Mutual vs. The Hartford Liberty Mutual vs. Titan Liberty Mutual vs. Travelers Liberty Mutual vs. USAA||Allied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Mercury Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. SAFECO Allied vs. Safe Auto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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